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IsracardISCDF 72 3-Year Revenue Growth Rate is 2.10% as of Mar. 2026, which is 62% below its 10-year median of 5.50. GuruFocus rates ISCDF with a GF Score™ of 72/100 and a GF Value™ of $5.06. The stock has 6 warning signs investors should review. Among 505 Credit Services companies, Isracard ranks worse than 67.72% on this metric.
During the past 12 months, Isracard's average Revenue per Share Growth Rate was -22.40% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 2.10% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 8.50% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 6.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Revenue per Share growth rate.
During the past 13 years, the highest 3-Year average Revenue per Share Growth Rate of Isracard was 15.70% per year. The lowest was -1.50% per year. And the median was 5.50% per year.
Revenue per Share is the amount of Revenue per outstanding share of the company's stock.
Revenue is income that a company receives from its normal business activities, usually from the sale of goods and services to customers. Revenue is often referred to as the "top line" due to its position on the income statement at the very top. Revenue per share growth rate is used in calculating Predictability Rank, companies with more consistent revenue and earnings growth are ranked high with predictability.
Isracard 3-Year Revenue Growth Rate Related Terms
ISCDF vs V, MA, AXP: 3-Year Revenue Growth Rate Comparison
For the Credit Services subindustry, Isracard's 3-Year Revenue Growth Rate, along with its competitors' market caps and 3-Year Revenue Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Isracard 3-Year Revenue Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Isracard's 3-Year Revenue Growth Rate distribution charts can be found below:
* The bar in red indicates where Isracard's 3-Year Revenue Growth Rate falls into.
This is the 3-year average growth rate of Revenue per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Revenue per Share growth rate.
What does a 3-Year Revenue Growth Rate of 2.10% mean?
Isracard (ISCDF) has a 3-Year Revenue Growth Rate of 2.10% as of Mar. 2026. 3-Year Revenue Growth Rate is the 3-year average growth rate of Revenue per share. View historical data for Isracard and its competitors. This is 62% below median its historical median of 5.50. According to the industry distribution chart, Isracard ranks #342 out of 505 companies in the Credit Services industry, placing it in the top 67.7%.
Is Isracard's 3-Year Revenue Growth Rate too high?
Isracard's current 3-Year Revenue Growth Rate of 2.10% is 62% below median its 10-year median of 5.50. The Credit Services industry median 3-Year Revenue Growth Rate is 9.70. Isracard's value of 2.10% is 78.4% below this industry median. Based on the distribution chart, Isracard ranks #342 out of 505 companies in the Credit Services industry, which is below the industry midpoint. Overall, Isracard has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Isracard's 3-Year Revenue Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Isracard ranks #342 out of 505 companies for 3-Year Revenue Growth Rate. This places Isracard in the lower half of its industry. The industry median 3-Year Revenue Growth Rate is 9.70. Isracard's value of 2.10% is 78.4% below this benchmark. While the company's 10-year median is 5.50 vs. the industry median of 9.70, Isracard has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Revenue Growth Rate for a Credit Services company?
The median 3-Year Revenue Growth Rate among Credit Services companies is 9.70, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Revenue Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Revenue Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Isracard's current 3-Year Revenue Growth Rate of 2.10% is 78.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Revenue Growth Rate mean?
A high 3-Year Revenue Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Revenue Growth Rate is the 3-year average growth rate of Revenue per share. View historical data for Isracard and its competitors. For the Credit Services industry, the median 3-Year Revenue Growth Rate is 9.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Isracard's current 3-Year Revenue Growth Rate is 2.10%, which is 62% below median its own 10-year median of 5.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Isracard stock overvalued right now?
Isracard (ISCDF) has a current 3-Year Revenue Growth Rate of 2.10%. The stock's GF Value™ is $5.06, compared to a current price of $4.40 — trading 13% below its estimated fair value. The current 3-Year Revenue Growth Rate is 2.10%, which is 62% below median its 10-year median of 5.50 and 78.4% below the Credit Services industry median of 9.70. Isracard's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Revenue Growth Rate calculated?
3-Year Revenue Growth Rate is calculated from a company's financial statements. For Isracard (ISCDF), the current 3-Year Revenue Growth Rate is 2.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Isracard (ISCDF) Overvalued in 2026?
Based on GuruFocus' analysis, Isracard stock appears to be undervalued.
The current stock price of $4.40 is trading 13% below its estimated GF Value™ of $5.06.
Key valuation signals for ISCDF:
3-Year Revenue Growth Rate: 2.10% (62% below median its 10-year median of 5.50)
GF Value™: $5.06 vs. price of $4.40 (13% below fair value)
Industry Position: 78.4% below the Credit Services median (#342 of 505)
No single metric tells the full story. See the ISCDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Isracard Ltd is a credit-card company. Its operating segments are the issuance of credit cards, acquiring credit cards and financing. It provides full discounting and clearing services for the credit card brands namely Isracard, MasterCard, American Express and Visa. The company's products and services are gift cards, business cards, student loans, loan for the purchase of a vehicle and other related services.
72GF Score
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