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Oregon Pacific BancorpORPB 67 3-Year EPS without NRI Growth Rate is 47.60% as of Dec. 2025, which is 83% above its 10-year median of 26.00. GuruFocus rates ORPB with a GF Score™ of 67/100 and a GF Value™ of $15.51 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,412 Banks companies, Oregon Pacific Bancorp ranks better than 93.27% on this metric.
During the past 12 months, Oregon Pacific Bancorp's average EPS without NRI Growth Rate was 13.30% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 47.60% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 39.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Oregon Pacific Bancorp was 104.10% per year. The lowest was -71.20% per year. And the median was 26.00% per year.
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Oregon Pacific Bancorp 3-Year EPS without NRI Growth Rate Related Terms
ORPB vs CZBC, MCBK, SLRK: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Oregon Pacific Bancorp's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oregon Pacific Bancorp 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Oregon Pacific Bancorp's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Oregon Pacific Bancorp's 3-Year EPS without NRI Growth Rate falls into.
Oregon Pacific Bancorp 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 47.60% mean?
Oregon Pacific Bancorp (ORPB) has a 3-Year EPS without NRI Growth Rate of 47.60% as of Dec. 2025. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Oregon Pacific Bancorp and its competitors. This is 83% above median its historical median of 26.00. According to the industry distribution chart, Oregon Pacific Bancorp ranks #95 out of 1412 companies in the Banks industry, placing it in the top 6.7%.
Is Oregon Pacific Bancorp's 3-Year EPS without NRI Growth Rate too high?
Oregon Pacific Bancorp's current 3-Year EPS without NRI Growth Rate of 47.60% is 83% above median its 10-year median of 26.00. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. Oregon Pacific Bancorp's value of 47.60% is 534.7% above this industry median. Based on the distribution chart, Oregon Pacific Bancorp ranks #95 out of 1412 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Oregon Pacific Bancorp has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Oregon Pacific Bancorp's 3-Year EPS without NRI Growth Rate compare to CZBC and MCBK?
According to the Banks industry distribution chart, Oregon Pacific Bancorp ranks #95 out of 1412 companies for 3-Year EPS without NRI Growth Rate. This places Oregon Pacific Bancorp in the top 7% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 7.50. Oregon Pacific Bancorp's value of 47.60% is 534.7% above this benchmark. While the company's 10-year median is 26.00 vs. the industry median of 7.50, Oregon Pacific Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oregon Pacific Bancorp's current 3-Year EPS without NRI Growth Rate of 47.60% is 534.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Oregon Pacific Bancorp and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oregon Pacific Bancorp's current 3-Year EPS without NRI Growth Rate is 47.60%, which is 83% above median its own 10-year median of 26.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oregon Pacific Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Oregon Pacific Bancorp (ORPB) is currently considered Modestly Undervalued. The stock's GF Value™ is $15.51, compared to a current price of $12.35 — trading 20.4% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 47.60%, which is 83% above median its 10-year median of 26.00 and 534.7% above the Banks industry median of 7.50. Oregon Pacific Bancorp's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Oregon Pacific Bancorp (ORPB), the current 3-Year EPS without NRI Growth Rate is 47.60% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oregon Pacific Bancorp (ORPB) Overvalued in 2026?
Based on GuruFocus' analysis, Oregon Pacific Bancorp stock appears to be undervalued.
The current stock price of $12.35 is trading 20.4% below its estimated GF Value™ of $15.51.
GuruFocus considers Oregon Pacific Bancorp to be Modestly Undervalued.
Key valuation signals for ORPB:
3-Year EPS without NRI Growth Rate: 47.60% (83% above median its 10-year median of 26.00)
GF Value™: $15.51 vs. price of $12.35 (20.4% below fair value)
Industry Position: 534.7% above the Banks median (#95 of 1412)
No single metric tells the full story. See the ORPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oregon Pacific Bancorp is a holding company based in the United States. Through its subsidiaries, it mainly provides banking products and services from full-service branches in Florence, Eugene, Portland, Coos Bay, Roseburg, and Medford. Additionally, it offers trust and wealth management products and services. The various financial services offered by the Group include full-service banking for both individual and business customers, which includes checking, savings, money market, and time deposit accounts; internet banking, online bill pay, and mobile banking services; lending services, including commercial and consumer; wealth management solutions; trust services; and others.
67GF Score
Get the complete analysis for ORPB
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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