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Oregon Pacific BancorpORPB +0.41%68 PS Ratio is 2.51 as of Jul. 30, 2026, which is 2% below its 10-year median of 2.57. GuruFocus rates ORPB with a GF Score™ of 68/100 and a GF Value™ of $15.33 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,516 Banks companies, Oregon Pacific Bancorp ranks better than 63.98% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Oregon Pacific Bancorp's share price is $12.25.
Oregon Pacific Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $4.88. Hence, Oregon Pacific Bancorp's PS Ratio for today is 2.51.
The historical rank and industry rank for Oregon Pacific Bancorp's PS Ratio or its related term are showing as below:
ORPB'
s PS Ratio Range Over the Past 10 Years
Min: 1.61 Med: 2.57 Max: 3.57
Current: 2.51
During the past 13 years, Oregon Pacific Bancorp's highest PS Ratio was 3.57. The lowest was 1.61. And the median was 2.57.
ORPB's PS Ratio is ranked better than 63.98% of 1516
companies
in the Banks industry
Industry Median: 3.065
vs ORPB: 2.51
During the past 12 months, the average Revenue per Share Growth Rate of Oregon Pacific Bancorp was 9.70% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 34.40% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 17.10% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 3.20% per year.
During the past 13 years, Oregon Pacific Bancorp's highest 3-Year average Revenue per Share Growth Rate was 96.90% per year. The lowest was -20.80% per year. And the median was 4.20% per year.
Back to Basics: PS Ratio
Oregon Pacific Bancorp (OTCPK:ORPB) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Oregon Pacific Bancorp's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oregon Pacific Bancorp PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Oregon Pacific Bancorp's PS Ratio distribution charts can be found below:
* The bar in red indicates where Oregon Pacific Bancorp's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Oregon Pacific Bancorp's Share Price of today is $12.25.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Oregon Pacific Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $4.88.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Oregon Pacific Bancorp (ORPB) has a PS Ratio of 2.51 as of Jul. 30, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Oregon Pacific Bancorp and its competitors. This is near median its historical median of 2.57. Over the past decade, Oregon Pacific Bancorp's PS Ratio has ranged from 1.61 to 3.57. According to the industry distribution chart, Oregon Pacific Bancorp ranks #546 out of 1516 companies in the Banks industry, placing it in the top 36%.
Is Oregon Pacific Bancorp's PS Ratio too high?
Oregon Pacific Bancorp's current PS Ratio of 2.51 is near median its 10-year median of 2.57. Over the past 10 years, this metric has ranged from a low of 1.61 to a high of 3.57. The Banks industry median PS Ratio is 3.07. Oregon Pacific Bancorp's value of 2.51 is 18.1% below this industry median. Based on the distribution chart, Oregon Pacific Bancorp ranks #546 out of 1516 companies in the Banks industry, which is above the industry midpoint. Overall, Oregon Pacific Bancorp has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Oregon Pacific Bancorp's PS Ratio compare to CZBC and MCBK?
According to the Banks industry distribution chart, Oregon Pacific Bancorp ranks #546 out of 1516 companies for PS Ratio. This puts Oregon Pacific Bancorp in the upper half of its industry. The industry median PS Ratio is 3.07. Oregon Pacific Bancorp's value of 2.51 is 18.1% below this benchmark. Historically, Oregon Pacific Bancorp's own PS Ratio has ranged from 1.61 to 3.57 over the past decade. While the company's 10-year median is 2.57 vs. the industry median of 3.07, Oregon Pacific Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.07, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oregon Pacific Bancorp's current PS Ratio of 2.51 is 18.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Oregon Pacific Bancorp and its competitors. For the Banks industry, the median PS Ratio is 3.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oregon Pacific Bancorp's current PS Ratio is 2.51, which is near median its own 10-year median of 2.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oregon Pacific Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Oregon Pacific Bancorp (ORPB) is currently considered Modestly Undervalued. The stock's GF Value™ is $15.33, compared to a current price of $12.25 — trading 20.1% below its estimated fair value. The current PS Ratio is 2.51, which is near median its 10-year median of 2.57 and 18.1% below the Banks industry median of 3.07. Oregon Pacific Bancorp's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Oregon Pacific Bancorp (ORPB), the current PS Ratio is 2.51 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oregon Pacific Bancorp (ORPB) Overvalued in 2026?
Based on GuruFocus' analysis, Oregon Pacific Bancorp stock appears to be undervalued.
The current stock price of $12.25 is trading 20.1% below its estimated GF Value™ of $15.33.
GuruFocus considers Oregon Pacific Bancorp to be Modestly Undervalued.
Key valuation signals for ORPB:
PS Ratio: 2.51 (near median its 10-year median of 2.57)
GF Value™: $15.33 vs. price of $12.25 (20.1% below fair value)
Industry Position: 18.1% below the Banks median (#546 of 1516)
No single metric tells the full story. See the ORPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oregon Pacific Bancorp is a holding company based in the United States. Through its subsidiaries, it mainly provides banking products and services from full-service branches in Florence, Eugene, Portland, Coos Bay, Roseburg, and Medford. Additionally, it offers trust and wealth management products and services. The various financial services offered by the Group include full-service banking for both individual and business customers, which includes checking, savings, money market, and time deposit accounts; internet banking, online bill pay, and mobile banking services; lending services, including commercial and consumer; wealth management solutions; trust services; and others.
68GF Score
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