ORPB (Oregon Pacific Bancorp) Cyclically Adjusted PS Ratio: 3.58 (As of Jul. 30, 2026) — 67% Above Median

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ORPB Oregon Pacific Bancorp ORPB
68 GF Score
Price $12.25
GF Value $15.33
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Oregon Pacific Bancorp Cyclically Adjusted PS Ratio?

Oregon Pacific Bancorp ORPB +0.41% 68 Cyclically Adjusted PS Ratio is 3.58 as of Jul. 30, 2026, which is 67% above its 10-year median of 2.14. GuruFocus rates ORPB with a GF Scoreâ„¢ of 68/100 and a GF Valueâ„¢ of $15.33 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,300 Banks companies, Oregon Pacific Bancorp ranks worse than 52.38% on this metric.

As of today (2026-07-30), Oregon Pacific Bancorp's current share price is $12.25. Oregon Pacific Bancorp's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 was $3.42. Oregon Pacific Bancorp's Cyclically Adjusted PS Ratio for today is 3.58.

The historical rank and industry rank for Oregon Pacific Bancorp's Cyclically Adjusted PS Ratio or its related term are showing as below:

ORPB' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.86   Med: 2.14   Max: 3.54
Current: 3.54

During the past 13 years, Oregon Pacific Bancorp's highest Cyclically Adjusted PS Ratio was 3.54. The lowest was 0.86. And the median was 2.14.

ORPB's Cyclically Adjusted PS Ratio is ranked worse than
52.38% of 1300 companies
in the Banks industry
Industry Median: 3.42 vs ORPB: 3.54

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Oregon Pacific Bancorp's adjusted revenue per share data of for the fiscal year that ended in Dec25 was $4.884. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $3.42 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Oregon Pacific Bancorp  (OTCPK:ORPB) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Oregon Pacific Bancorp Cyclically Adjusted PS Ratio Related Terms


Oregon Pacific Bancorp Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Oregon Pacific Bancorp's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oregon Pacific Bancorp Cyclically Adjusted PS Ratio Chart

Oregon Pacific Bancorp Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.36 1.48 2.12 2.34 3.30

Oregon Pacific Bancorp Semi-Annual Data
Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec24 Dec25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.36 1.48 2.12 2.34 3.30

ORPB vs CZBC, MCBK, SLRK: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Oregon Pacific Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oregon Pacific Bancorp Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Oregon Pacific Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Oregon Pacific Bancorp's Cyclically Adjusted PS Ratio falls into.


ORPB
68GF Score
Oregon Pacific Bancorp ORPB
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Oregon Pacific Bancorp Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Oregon Pacific Bancorp's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=12.25/3.42
=3.58

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oregon Pacific Bancorp's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Oregon Pacific Bancorp's adjusted Revenue per Share data for the fiscal year that ended in Dec25 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=4.884/324.0540*324.0540
=4.884

Current CPI (Dec25) = 324.0540.

Oregon Pacific Bancorp Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201212 2.815 229.601 3.973
201312 2.115 233.049 2.941
201412 2.067 234.812 2.853
201512 2.171 236.525 2.974
201612 2.395 241.432 3.215
201712 2.459 246.524 3.232
201812 2.011 251.233 2.594
201912 2.380 256.974 3.001
202412 4.451 315.605 4.570
202512 4.884 324.054 4.884

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 3.58 mean?
Oregon Pacific Bancorp (ORPB) has a Cyclically Adjusted PS Ratio of 3.58 as of Jul. 30, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Oregon Pacific Bancorp and its competitors. This is 67% above median its historical median of 2.14. Over the past decade, Oregon Pacific Bancorp's Cyclically Adjusted PS Ratio has ranged from 0.86 to 3.54. According to the industry distribution chart, Oregon Pacific Bancorp ranks #681 out of 1300 companies in the Banks industry, placing it in the top 52.4%.
Is Oregon Pacific Bancorp's Cyclically Adjusted PS Ratio too high?
Oregon Pacific Bancorp's current Cyclically Adjusted PS Ratio of 3.58 is 67% above median its 10-year median of 2.14. Over the past 10 years, this metric has ranged from a low of 0.86 to a high of 3.54. The Banks industry median Cyclically Adjusted PS Ratio is 3.42. Oregon Pacific Bancorp's value of 3.58 is 4.7% above this industry median. Based on the distribution chart, Oregon Pacific Bancorp ranks #681 out of 1300 companies in the Banks industry, which is below the industry midpoint. Overall, Oregon Pacific Bancorp has a GF Scoreâ„¢ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Oregon Pacific Bancorp's Cyclically Adjusted PS Ratio compare to CZBC and MCBK?
According to the Banks industry distribution chart, Oregon Pacific Bancorp ranks #681 out of 1300 companies for Cyclically Adjusted PS Ratio. This places Oregon Pacific Bancorp in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.42. Oregon Pacific Bancorp's value of 3.58 is 4.7% above this benchmark. Historically, Oregon Pacific Bancorp's own Cyclically Adjusted PS Ratio has ranged from 0.86 to 3.54 over the past decade. While the company's 10-year median is 2.14 vs. the industry median of 3.42, Oregon Pacific Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.42, based on 1,300 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oregon Pacific Bancorp's current Cyclically Adjusted PS Ratio of 3.58 is 4.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Oregon Pacific Bancorp and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oregon Pacific Bancorp's current Cyclically Adjusted PS Ratio is 3.58, which is 67% above median its own 10-year median of 2.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oregon Pacific Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Oregon Pacific Bancorp (ORPB) is currently considered Modestly Undervalued. The stock's GF Value™ is $15.33, compared to a current price of $12.25 — trading 20.1% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 3.58, which is 67% above median its 10-year median of 2.14 and 4.7% above the Banks industry median of 3.42. Oregon Pacific Bancorp's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Oregon Pacific Bancorp (ORPB), the current Cyclically Adjusted PS Ratio is 3.58 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oregon Pacific Bancorp (ORPB) Overvalued in 2026?

Based on GuruFocus' analysis, Oregon Pacific Bancorp stock appears to be undervalued. The current stock price of $12.25 is trading 20.1% below its estimated GF Value™ of $15.33. GuruFocus considers Oregon Pacific Bancorp to be Modestly Undervalued.

Key valuation signals for ORPB:

  • Cyclically Adjusted PS Ratio: 3.58 (67% above median its 10-year median of 2.14)
  • GF Value™: $15.33 vs. price of $12.25 (20.1% below fair value)
  • GF Score™: 68/100 with 3 warning signs
  • Industry Position: 4.7% above the Banks median (#681 of 1300)

No single metric tells the full story. See the ORPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oregon Pacific Bancorp Business Description

Address 1365 Highway 101, Florence, OR, USA, 97439
Oregon Pacific Bancorp is a holding company based in the United States. Through its subsidiaries, it mainly provides banking products and services from full-service branches in Florence, Eugene, Portland, Coos Bay, Roseburg, and Medford. Additionally, it offers trust and wealth management products and services. The various financial services offered by the Group include full-service banking for both individual and business customers, which includes checking, savings, money market, and time deposit accounts; internet banking, online bill pay, and mobile banking services; lending services, including commercial and consumer; wealth management solutions; trust services; and others.
68GF Score

Get the complete analysis for ORPB

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.25
Price
$15.33
GF Value