ORPB (Oregon Pacific Bancorp) Shiller PE Ratio: 28.07 (As of Aug. 24, 2026) — 30% Below Median

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ORPB Oregon Pacific Bancorp ORPB
67 GF Score
Price $12.35
GF Value $15.51
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Oregon Pacific Bancorp Shiller PE Ratio?

Oregon Pacific Bancorp ORPB 67 Shiller PE Ratio is 28.07 as of Aug. 24, 2026, which is 30% below its 10-year median of 39.93. GuruFocus rates ORPB with a GF Score™ of 67/100 and a GF Value™ of $15.51 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,241 Banks companies, Oregon Pacific Bancorp ranks worse than 90.33% on this metric.

As of today (2026-08-24), Oregon Pacific Bancorp's current share price is $12.35. Oregon Pacific Bancorp's E10 for the fiscal year that ended in Dec25 was $0.44. Oregon Pacific Bancorp's Shiller PE Ratio for today is 28.07.

The historical rank and industry rank for Oregon Pacific Bancorp's Shiller PE Ratio or its related term are showing as below:

ORPB' s Shiller PE Ratio Range Over the Past 10 Years
Min: 10.57   Med: 39.93   Max: 65.38
Current: 27.84

During the past 13 years, Oregon Pacific Bancorp's highest Shiller PE Ratio was 65.38. The lowest was 10.57. And the median was 39.93.

ORPB's Shiller PE Ratio is ranked worse than
90.33% of 1241 companies
in the Banks industry
Industry Median: 13.74 vs ORPB: 27.84

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Oregon Pacific Bancorp's adjusted earnings per share data of for the fiscal year that ended in Dec25 was $1.190. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $0.44 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Oregon Pacific Bancorp  (OTCPK:ORPB) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Oregon Pacific Bancorp Shiller PE Ratio Related Terms


Oregon Pacific Bancorp Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Oregon Pacific Bancorp's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oregon Pacific Bancorp Shiller PE Ratio Chart

Oregon Pacific Bancorp Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.38 26.34 47.47 39.87 25.47

Oregon Pacific Bancorp Semi-Annual Data
Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec24 Dec25
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.38 26.34 47.47 39.87 25.47

ORPB vs CZBC, MCBK, SLRK: Shiller PE Ratio Comparison

For the Banks - Regional subindustry, Oregon Pacific Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oregon Pacific Bancorp Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Oregon Pacific Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Oregon Pacific Bancorp's Shiller PE Ratio falls into.


ORPB
67GF Score
Oregon Pacific Bancorp ORPB
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Oregon Pacific Bancorp Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Oregon Pacific Bancorp's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=12.35/0.44
=28.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oregon Pacific Bancorp's E10 for the fiscal year that ended in Dec25 is calculated as:

For example, Oregon Pacific Bancorp's adjusted earnings per share data for the fiscal year that ended in Dec25 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec25 (Change)*Current CPI (Dec25)
=1.19/324.0540*324.0540
=1.190

Current CPI (Dec25) = 324.0540.

Oregon Pacific Bancorp Annual Data

Earnings per Share (Diluted) CPI Adj_EPS
201212 0.020 229.601 0.028
201312 0.090 233.049 0.125
201412 -0.060 234.812 -0.083
201512 0.170 236.525 0.233
201612 0.260 241.432 0.349
201712 0.310 246.524 0.407
201812 0.370 251.233 0.477
201912 0.500 256.974 0.631
202412 1.050 315.605 1.078
202512 1.190 324.054 1.190

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 28.07 mean?
Oregon Pacific Bancorp (ORPB) has a Shiller PE Ratio of 28.07 as of Aug. 24, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Oregon Pacific Bancorp and its competitors. This is 30% below median its historical median of 39.93. Over the past decade, Oregon Pacific Bancorp's Shiller PE Ratio has ranged from 10.57 to 65.38. According to the industry distribution chart, Oregon Pacific Bancorp ranks #1121 out of 1241 companies in the Banks industry, placing it in the top 90.3%.
Is Oregon Pacific Bancorp's Shiller PE Ratio too high?
Oregon Pacific Bancorp's current Shiller PE Ratio of 28.07 is 30% below median its 10-year median of 39.93. Over the past 10 years, this metric has ranged from a low of 10.57 to a high of 65.38. The Banks industry median Shiller PE Ratio is 13.74. Oregon Pacific Bancorp's value of 28.07 is 104.3% above this industry median. Based on the distribution chart, Oregon Pacific Bancorp ranks #1121 out of 1241 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Oregon Pacific Bancorp has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Oregon Pacific Bancorp's Shiller PE Ratio compare to CZBC and MCBK?
According to the Banks industry distribution chart, Oregon Pacific Bancorp ranks #1121 out of 1241 companies for Shiller PE Ratio. This places Oregon Pacific Bancorp in the lower half of its industry. The industry median Shiller PE Ratio is 13.74. Oregon Pacific Bancorp's value of 28.07 is 104.3% above this benchmark. Historically, Oregon Pacific Bancorp's own Shiller PE Ratio has ranged from 10.57 to 65.38 over the past decade. While the company's 10-year median is 39.93 vs. the industry median of 13.74, Oregon Pacific Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.74, based on 1,241 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oregon Pacific Bancorp's current Shiller PE Ratio of 28.07 is 104.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Oregon Pacific Bancorp and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oregon Pacific Bancorp's current Shiller PE Ratio is 28.07, which is 30% below median its own 10-year median of 39.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oregon Pacific Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Oregon Pacific Bancorp (ORPB) is currently considered Modestly Undervalued. The stock's GF Value™ is $15.51, compared to a current price of $12.35 — trading 20.4% below its estimated fair value. The current Shiller PE Ratio is 28.07, which is 30% below median its 10-year median of 39.93 and 104.3% above the Banks industry median of 13.74. Oregon Pacific Bancorp's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Oregon Pacific Bancorp (ORPB), the current Shiller PE Ratio is 28.07 as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oregon Pacific Bancorp (ORPB) Overvalued in 2026?

Based on GuruFocus' analysis, Oregon Pacific Bancorp stock appears to be undervalued. The current stock price of $12.35 is trading 20.4% below its estimated GF Value™ of $15.51. GuruFocus considers Oregon Pacific Bancorp to be Modestly Undervalued.

Key valuation signals for ORPB:

  • Shiller PE Ratio: 28.07 (30% below median its 10-year median of 39.93)
  • GF Value™: $15.51 vs. price of $12.35 (20.4% below fair value)
  • GF Score™: 67/100 with 3 warning signs
  • Industry Position: 104.3% above the Banks median (#1121 of 1241)

No single metric tells the full story. See the ORPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oregon Pacific Bancorp Business Description

Address 1365 Highway 101, Florence, OR, USA, 97439
Oregon Pacific Bancorp is a holding company based in the United States. Through its subsidiaries, it mainly provides banking products and services from full-service branches in Florence, Eugene, Portland, Coos Bay, Roseburg, and Medford. Additionally, it offers trust and wealth management products and services. The various financial services offered by the Group include full-service banking for both individual and business customers, which includes checking, savings, money market, and time deposit accounts; internet banking, online bill pay, and mobile banking services; lending services, including commercial and consumer; wealth management solutions; trust services; and others.
67GF Score

Get the complete analysis for ORPB

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.35
Price
$15.51
GF Value