ORPB (Oregon Pacific Bancorp) Margin of Safety % (DCF Dividends Based): N/A (As of Jul. 30, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ORPB Oregon Pacific Bancorp ORPB
68 GF Score
Price $12.25
GF Value $15.33
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Oregon Pacific Bancorp Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

Oregon Pacific Bancorp's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Dividends Based) is not calculated.

ORPB vs CZBC, MCBK, SLRK: Margin of Safety % (DCF Dividends Based) Comparison

For the Banks - Regional subindustry, Oregon Pacific Bancorp's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Oregon Pacific Bancorp Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, Oregon Pacific Bancorp's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Oregon Pacific Bancorp's Margin of Safety % (DCF Dividends Based) falls into.


ORPB
68GF Score
Oregon Pacific Bancorp ORPB
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Oregon Pacific Bancorp (ORPB) Overvalued in 2026?

Based on GuruFocus' analysis, Oregon Pacific Bancorp stock appears to be undervalued. The current stock price of $12.25 is trading 20.1% below its estimated GF Value™ of $15.33. GuruFocus considers Oregon Pacific Bancorp to be Modestly Undervalued.

Key valuation signals for ORPB:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: $15.33 vs. price of $12.25 (20.1% below fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the ORPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oregon Pacific Bancorp Business Description

Address 1365 Highway 101, Florence, OR, USA, 97439
Oregon Pacific Bancorp is a holding company based in the United States. Through its subsidiaries, it mainly provides banking products and services from full-service branches in Florence, Eugene, Portland, Coos Bay, Roseburg, and Medford. Additionally, it offers trust and wealth management products and services. The various financial services offered by the Group include full-service banking for both individual and business customers, which includes checking, savings, money market, and time deposit accounts; internet banking, online bill pay, and mobile banking services; lending services, including commercial and consumer; wealth management solutions; trust services; and others.
68GF Score

Get the complete analysis for ORPB

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.25
Price
$15.33
GF Value