ORPB (Oregon Pacific Bancorp) 3-Year Dividend Growth Rate: 0.00% (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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ORPB Oregon Pacific Bancorp ORPB
67 GF Score
Price $12.40
GF Value $15.58
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Oregon Pacific Bancorp 3-Year Dividend Growth Rate?

Oregon Pacific Bancorp ORPB 67 3-Year Dividend Growth Rate is 0.00% as of Dec. 2025. GuruFocus rates ORPB with a GF Score™ of 67/100 and a GF Value™ of $15.58 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 959 Banks companies, Oregon Pacific Bancorp ranks worse than 104275.18% on this metric.

Oregon Pacific Bancorp's Dividends per Share for the six months ended in Dec. 2025 was $0.00.

The historical rank and industry rank for Oregon Pacific Bancorp's 3-Year Dividend Growth Rate or its related term are showing as below:

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Oregon Pacific Bancorp was 60.90% per year. The lowest was -38.70% per year. And the median was 6.90% per year.

ORPB's 3-Year Dividend Growth Rate is not ranked *
in the Banks industry.
Industry Median: 10.1
* Ranked among companies with meaningful 3-Year Dividend Growth Rate only.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

Oregon Pacific Bancorp's Dividend Payout Ratio for the six months ended in Dec. 2025 was 0.00. As of today, Oregon Pacific Bancorp's Dividend Yield % is 0.00%.

For more information regarding to dividend, please check our Dividend Page.


Oregon Pacific Bancorp  (OTCPK:ORPB) 3-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

Oregon Pacific Bancorp's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=0/ 1.19
=0.00

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Oregon Pacific Bancorp 3-Year Dividend Growth Rate Related Terms>


ORPB vs MCBK, HMLN, FBTT: 3-Year Dividend Growth Rate Comparison

For the Banks - Regional subindustry, Oregon Pacific Bancorp's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oregon Pacific Bancorp 3-Year Dividend Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Oregon Pacific Bancorp's 3-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where Oregon Pacific Bancorp's 3-Year Dividend Growth Rate falls into.


ORPB
67GF Score
Oregon Pacific Bancorp ORPB
3-Year Dividend Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Oregon Pacific Bancorp 3-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Dividend Growth Rate of 0.00% mean?
Oregon Pacific Bancorp (ORPB) has a 3-Year Dividend Growth Rate of 0.00% as of Dec. 2025. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Oregon Pacific Bancorp and its competitors. According to the industry distribution chart, Oregon Pacific Bancorp ranks #999999 out of 959 companies in the Banks industry.
Is Oregon Pacific Bancorp's 3-Year Dividend Growth Rate too high?
Oregon Pacific Bancorp's current 3-Year Dividend Growth Rate is 0.00%. Based on the distribution chart, Oregon Pacific Bancorp ranks #999999 out of 959 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Oregon Pacific Bancorp has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Oregon Pacific Bancorp's 3-Year Dividend Growth Rate compare to MCBK and HMLN?
According to the Banks industry distribution chart, Oregon Pacific Bancorp ranks #999999 out of 959 companies for 3-Year Dividend Growth Rate. This places Oregon Pacific Bancorp in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 959 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Oregon Pacific Bancorp and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oregon Pacific Bancorp's current 3-Year Dividend Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oregon Pacific Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Oregon Pacific Bancorp (ORPB) is currently considered Modestly Undervalued. The stock's GF Value™ is $15.58, compared to a current price of $12.40 — trading 20.4% below its estimated fair value. The current 3-Year Dividend Growth Rate is 0.00%. Oregon Pacific Bancorp's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Oregon Pacific Bancorp (ORPB), the current 3-Year Dividend Growth Rate is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oregon Pacific Bancorp (ORPB) Overvalued in 2026?

Based on GuruFocus' analysis, Oregon Pacific Bancorp stock appears to be undervalued. The current stock price of $12.40 is trading 20.4% below its estimated GF Value™ of $15.58. GuruFocus considers Oregon Pacific Bancorp to be Modestly Undervalued.

Key valuation signals for ORPB:

  • 3-Year Dividend Growth Rate: 0.00%
  • GF Value™: $15.58 vs. price of $12.40 (20.4% below fair value)
  • GF Score™: 67/100 with 3 warning signs

No single metric tells the full story. See the ORPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oregon Pacific Bancorp Business Description

Address 1365 Highway 101, Florence, OR, USA, 97439
Oregon Pacific Bancorp is a holding company based in the United States. Through its subsidiaries, it mainly provides banking products and services from full-service branches in Florence, Eugene, Portland, Coos Bay, Roseburg, and Medford. Additionally, it offers trust and wealth management products and services. The various financial services offered by the Group include full-service banking for both individual and business customers, which includes checking, savings, money market, and time deposit accounts; internet banking, online bill pay, and mobile banking services; lending services, including commercial and consumer; wealth management solutions; trust services; and others.
67GF Score

Get the complete analysis for ORPB

3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.40
Price
$15.58
GF Value