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Oregon Pacific BancorpORPB +0.41%68 FCF Yield % is 11.06 as of Jul. 30, 2026, which is 20% above its 10-year median of 9.18. GuruFocus rates ORPB with a GF Score™ of 68/100 and a GF Value™ of $15.33 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,502 Banks companies, Oregon Pacific Bancorp ranks better than 64.71% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Oregon Pacific Bancorp FCF Yield % Related Terms
Oregon Pacific Bancorp FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Oregon Pacific Bancorp's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oregon Pacific Bancorp FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Oregon Pacific Bancorp's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Oregon Pacific Bancorp's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oregon Pacific Bancorp (ORPB) has a FCF Yield % of 11.06 as of Jul. 30, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Oregon Pacific Bancorp and its competitors. This is 20% above median its historical median of 9.18. Over the past decade, Oregon Pacific Bancorp's FCF Yield % has ranged from 1.05 to 15.85. According to the industry distribution chart, Oregon Pacific Bancorp ranks #530 out of 1502 companies in the Banks industry, placing it in the top 35.3%.
Is Oregon Pacific Bancorp's FCF Yield % too high?
Oregon Pacific Bancorp's current FCF Yield % of 11.06 is 20% above median its 10-year median of 9.18. Over the past 10 years, this metric has ranged from a low of 1.05 to a high of 15.85. The Banks industry median FCF Yield % is 7.89. Oregon Pacific Bancorp's value of 11.06 is 40.2% above this industry median. Based on the distribution chart, Oregon Pacific Bancorp ranks #530 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, Oregon Pacific Bancorp has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Oregon Pacific Bancorp's FCF Yield % compare to CZBC and MCBK?
According to the Banks industry distribution chart, Oregon Pacific Bancorp ranks #530 out of 1502 companies for FCF Yield %. This puts Oregon Pacific Bancorp in the upper half of its industry. The industry median FCF Yield % is 7.89. Oregon Pacific Bancorp's value of 11.06 is 40.2% above this benchmark. Historically, Oregon Pacific Bancorp's own FCF Yield % has ranged from 1.05 to 15.85 over the past decade. While the company's 10-year median is 9.18 vs. the industry median of 7.89, Oregon Pacific Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 7.89, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oregon Pacific Bancorp's current FCF Yield % of 11.06 is 40.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Oregon Pacific Bancorp and its competitors. For the Banks industry, the median FCF Yield % is 7.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oregon Pacific Bancorp's current FCF Yield % is 11.06, which is 20% above median its own 10-year median of 9.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oregon Pacific Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Oregon Pacific Bancorp (ORPB) is currently considered Modestly Undervalued. The stock's GF Value™ is $15.33, compared to a current price of $12.25 — trading 20.1% below its estimated fair value. The current FCF Yield % is 11.06, which is 20% above median its 10-year median of 9.18 and 40.2% above the Banks industry median of 7.89. Oregon Pacific Bancorp's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Oregon Pacific Bancorp (ORPB), the current FCF Yield % is 11.06 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oregon Pacific Bancorp (ORPB) Overvalued in 2026?
Based on GuruFocus' analysis, Oregon Pacific Bancorp stock appears to be undervalued.
The current stock price of $12.25 is trading 20.1% below its estimated GF Value™ of $15.33.
GuruFocus considers Oregon Pacific Bancorp to be Modestly Undervalued.
Key valuation signals for ORPB:
FCF Yield %: 11.06 (20% above median its 10-year median of 9.18)
GF Value™: $15.33 vs. price of $12.25 (20.1% below fair value)
Industry Position: 40.2% above the Banks median (#530 of 1502)
No single metric tells the full story. See the ORPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oregon Pacific Bancorp is a holding company based in the United States. Through its subsidiaries, it mainly provides banking products and services from full-service branches in Florence, Eugene, Portland, Coos Bay, Roseburg, and Medford. Additionally, it offers trust and wealth management products and services. The various financial services offered by the Group include full-service banking for both individual and business customers, which includes checking, savings, money market, and time deposit accounts; internet banking, online bill pay, and mobile banking services; lending services, including commercial and consumer; wealth management solutions; trust services; and others.
68GF Score
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