ORPB (Oregon Pacific Bancorp) Asset Turnover: 0.04 (As of Dec. 2025)

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ORPB Oregon Pacific Bancorp ORPB
68 GF Score
Price $12.25
GF Value $15.33
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Oregon Pacific Bancorp Asset Turnover?

Oregon Pacific Bancorp ORPB +0.41% 68 Asset Turnover is 0.04 as of Dec. 2025. GuruFocus rates ORPB with a GF Score™ of 68/100 and a GF Value™ of $15.33 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Oregon Pacific Bancorp's Revenue for the six months ended in Dec. 2025 was $35.10 Mil. Oregon Pacific Bancorp's Total Assets for the quarter that ended in Dec. 2025 was $794.33 Mil. Therefore, Oregon Pacific Bancorp's Asset Turnover for the quarter that ended in Dec. 2025 was 0.04.

Asset Turnover is linked to ROE % through Du Pont Formula. Oregon Pacific Bancorp's annualized ROE % for the quarter that ended in Dec. 2025 was 23.96%. It is also linked to ROA % through Du Pont Formula. Oregon Pacific Bancorp's annualized ROA % for the quarter that ended in Dec. 2025 was 2.16%.


Oregon Pacific Bancorp  (OTCPK:ORPB) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Oregon Pacific Bancorp's annulized ROE % for the quarter that ended in Dec. 2025 is

ROE %**(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=17.146/71.5515
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(17.146 / 70.19)*(70.19 / 794.3325)*(794.3325/ 71.5515)
=Net Margin %*Asset Turnover*Equity Multiplier
=24.43 %*0.0884*11.1015
=ROA %*Equity Multiplier
=2.16 %*11.1015
=23.96 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Oregon Pacific Bancorp's annulized ROA % for the quarter that ended in Dec. 2025 is

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=17.146/794.3325
=(Net Income / Revenue)*(Revenue / Total Assets)
=(17.146 / 70.19)*(70.19 / 794.3325)
=Net Margin %*Asset Turnover
=24.43 %*0.0884
=2.16 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Oregon Pacific Bancorp Asset Turnover Related Terms


Oregon Pacific Bancorp Asset Turnover Historical Data

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The historical data trend for Oregon Pacific Bancorp's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oregon Pacific Bancorp Asset Turnover Chart

Oregon Pacific Bancorp Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.05 0.05 0.05 0.06 0.04

Oregon Pacific Bancorp Semi-Annual Data
Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec24 Dec25
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.05 0.05 0.05 0.06 0.04

ORPB vs CZBC, MCBK, SLRK: Asset Turnover Comparison

For the Banks - Regional subindustry, Oregon Pacific Bancorp's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oregon Pacific Bancorp Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, Oregon Pacific Bancorp's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Oregon Pacific Bancorp's Asset Turnover falls into.


ORPB
68GF Score
Oregon Pacific Bancorp ORPB
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Oregon Pacific Bancorp Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Oregon Pacific Bancorp's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=35.095/( (776.449+812.216)/ 2 )
=35.095/794.3325
=0.04

Oregon Pacific Bancorp's Asset Turnover for the quarter that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Dec. 2024 )+Total Assets (Q: Dec. 2025 ))/ count )
=35.095/( (776.449+812.216)/ 2 )
=35.095/794.3325
=0.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.04 mean?
Oregon Pacific Bancorp (ORPB) has a Asset Turnover of 0.04 as of Dec. 2025. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Oregon Pacific Bancorp and its competitors.
Is Oregon Pacific Bancorp's Asset Turnover too high?
Oregon Pacific Bancorp's current Asset Turnover is 0.04. Overall, Oregon Pacific Bancorp has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Oregon Pacific Bancorp's Asset Turnover compare to CZBC and MCBK?
Oregon Pacific Bancorp's Asset Turnover of 0.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Oregon Pacific Bancorp and its competitors. Oregon Pacific Bancorp's current Asset Turnover is 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oregon Pacific Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Oregon Pacific Bancorp (ORPB) is currently considered Modestly Undervalued. The stock's GF Value™ is $15.33, compared to a current price of $12.25 — trading 20.1% below its estimated fair value. The current Asset Turnover is 0.04. Oregon Pacific Bancorp's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Oregon Pacific Bancorp (ORPB), the current Asset Turnover is 0.04 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oregon Pacific Bancorp (ORPB) Overvalued in 2026?

Based on GuruFocus' analysis, Oregon Pacific Bancorp stock appears to be undervalued. The current stock price of $12.25 is trading 20.1% below its estimated GF Value™ of $15.33. GuruFocus considers Oregon Pacific Bancorp to be Modestly Undervalued.

Key valuation signals for ORPB:

  • Asset Turnover: 0.04
  • GF Value™: $15.33 vs. price of $12.25 (20.1% below fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the ORPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oregon Pacific Bancorp Business Description

Address 1365 Highway 101, Florence, OR, USA, 97439
Oregon Pacific Bancorp is a holding company based in the United States. Through its subsidiaries, it mainly provides banking products and services from full-service branches in Florence, Eugene, Portland, Coos Bay, Roseburg, and Medford. Additionally, it offers trust and wealth management products and services. The various financial services offered by the Group include full-service banking for both individual and business customers, which includes checking, savings, money market, and time deposit accounts; internet banking, online bill pay, and mobile banking services; lending services, including commercial and consumer; wealth management solutions; trust services; and others.
68GF Score

Get the complete analysis for ORPB

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.25
Price
$15.33
GF Value