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Oregon Pacific BancorpORPB +0.41%68 Median PS Value is $12.65 as of Jul. 30, 2026, which is 706% above its 10-year median of 1.57. GuruFocus rates ORPB with a GF Score™ of 68/100 and a GF Value™ of $15.33 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,044 Banks companies, Oregon Pacific Bancorp ranks better than 69.06% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Oregon Pacific Bancorp's Median PS Value or its related term are showing as below:
ORPB'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.69 Med: 1.57 Max: 1.84
Current: 0.97
During the past 13 years, the highest Price to Median PS Value of Oregon Pacific Bancorp was 1.84. The lowest was 0.69. And the median was 1.57.
ORPB's Price-to-Median-PS-Value is ranked better than 69.06% of 1044
companies
in the Banks industry
Industry Median: 1.13
vs ORPB: 0.97
Oregon Pacific Bancorp (OTCPK:ORPB) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Oregon Pacific Bancorp's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
12.25
/
12.65
=
0.97
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oregon Pacific Bancorp Median PS Value Related Terms
Oregon Pacific Bancorp Median PS Value Historical Data
* Premium members only.
The historical data trend for Oregon Pacific Bancorp's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ORPB vs CZBC, MCBK, SLRK: Median PS Value Comparison
For the Banks - Regional subindustry, Oregon Pacific Bancorp's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oregon Pacific Bancorp Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Oregon Pacific Bancorp's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Oregon Pacific Bancorp's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 2.5901.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Oregon Pacific Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $4.884.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oregon Pacific Bancorp (ORPB) has a Median PS Value of $12.65 as of Jul. 30, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Oregon Pacific Bancorp and its competitors. This is 706% above median its historical median of 1.57. Over the past decade, Oregon Pacific Bancorp's Median PS Value has ranged from 0.69 to 1.84. According to the industry distribution chart, Oregon Pacific Bancorp ranks #323 out of 1044 companies in the Banks industry, placing it in the top 30.9%.
Is Oregon Pacific Bancorp's Median PS Value too high?
Oregon Pacific Bancorp's current Median PS Value of $12.65 is 706% above median its 10-year median of 1.57. Over the past 10 years, this metric has ranged from a low of 0.69 to a high of 1.84. The Banks industry median Median PS Value is 1.13. Oregon Pacific Bancorp's value of $12.65 is 1019.5% above this industry median. Based on the distribution chart, Oregon Pacific Bancorp ranks #323 out of 1044 companies in the Banks industry, which is above the industry midpoint. Overall, Oregon Pacific Bancorp has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Oregon Pacific Bancorp's Median PS Value compare to CZBC and MCBK?
According to the Banks industry distribution chart, Oregon Pacific Bancorp ranks #323 out of 1044 companies for Median PS Value. This puts Oregon Pacific Bancorp in the upper half of its industry. The industry median Median PS Value is 1.13. Oregon Pacific Bancorp's value of $12.65 is 1019.5% above this benchmark. Historically, Oregon Pacific Bancorp's own Median PS Value has ranged from 0.69 to 1.84 over the past decade. While the company's 10-year median is 1.57 vs. the industry median of 1.13, Oregon Pacific Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.13, based on 1,044 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oregon Pacific Bancorp's current Median PS Value of $12.65 is 1019.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Oregon Pacific Bancorp and its competitors. For the Banks industry, the median Median PS Value is 1.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oregon Pacific Bancorp's current Median PS Value is $12.65, which is 706% above median its own 10-year median of 1.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oregon Pacific Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Oregon Pacific Bancorp (ORPB) is currently considered Modestly Undervalued. The stock's GF Value™ is $15.33, compared to a current price of $12.25 — trading 20.1% below its estimated fair value. The current Median PS Value is $12.65, which is 706% above median its 10-year median of 1.57 and 1019.5% above the Banks industry median of 1.13. Oregon Pacific Bancorp's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Oregon Pacific Bancorp (ORPB), the current Median PS Value is $12.65 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oregon Pacific Bancorp (ORPB) Overvalued in 2026?
Based on GuruFocus' analysis, Oregon Pacific Bancorp stock appears to be undervalued.
The current stock price of $12.25 is trading 20.1% below its estimated GF Value™ of $15.33.
GuruFocus considers Oregon Pacific Bancorp to be Modestly Undervalued.
Key valuation signals for ORPB:
Median PS Value: $12.65 (706% above median its 10-year median of 1.57)
GF Value™: $15.33 vs. price of $12.25 (20.1% below fair value)
Industry Position: 1019.5% above the Banks median (#323 of 1044)
No single metric tells the full story. See the ORPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oregon Pacific Bancorp is a holding company based in the United States. Through its subsidiaries, it mainly provides banking products and services from full-service branches in Florence, Eugene, Portland, Coos Bay, Roseburg, and Medford. Additionally, it offers trust and wealth management products and services. The various financial services offered by the Group include full-service banking for both individual and business customers, which includes checking, savings, money market, and time deposit accounts; internet banking, online bill pay, and mobile banking services; lending services, including commercial and consumer; wealth management solutions; trust services; and others.
68GF Score
Get the complete analysis for ORPB
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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