ORPB (Oregon Pacific Bancorp) Book Value per Share: $10.86 (As of Dec. 2025)

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ORPB Oregon Pacific Bancorp ORPB
68 GF Score
Price $12.25
GF Value $15.33
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Oregon Pacific Bancorp Book Value per Share?

Oregon Pacific Bancorp ORPB +0.41% 68 Book Value per Share is $10.86 as of Dec. 2025. GuruFocus rates ORPB with a GF Score™ of 68/100 and a GF Value™ of $15.33 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Oregon Pacific Bancorp's book value per share for the quarter that ended in Dec. 2025 was $10.86.

During the past 12 months, Oregon Pacific Bancorp's average Book Value Per Share Growth Rate was 18.80% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 32.70% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 32.00% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 3.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Oregon Pacific Bancorp was 32.70% per year. The lowest was -30.00% per year. And the median was 6.80% per year.

Oregon Pacific Bancorp's current price is $12.25. Its book value per share for the quarter that ended in Dec. 2025 was $10.86. Hence, today's PB Ratio of Oregon Pacific Bancorp is 1.13.

During the past 13 years, the highest P/B Ratio of Oregon Pacific Bancorp was 1.95. The lowest was 0.73. And the median was 1.28.


Oregon Pacific Bancorp  (OTCPK:ORPB) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


Oregon Pacific Bancorp Book Value per Share Related Terms


Oregon Pacific Bancorp Book Value per Share Historical Data

* Premium members only.

The historical data trend for Oregon Pacific Bancorp's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oregon Pacific Bancorp Book Value per Share Chart

Oregon Pacific Bancorp Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec24 Dec25
Book Value per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.34 4.65 5.33 9.15 10.86

Oregon Pacific Bancorp Semi-Annual Data
Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec24 Dec25
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.34 4.65 5.33 9.15 10.86

ORPB vs CZBC, MCBK, SLRK: Book Value per Share Comparison

For the Banks - Regional subindustry, Oregon Pacific Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oregon Pacific Bancorp PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Oregon Pacific Bancorp's PB Ratio distribution charts can be found below:

* The bar in red indicates where Oregon Pacific Bancorp's PB Ratio falls into.


ORPB
68GF Score
Oregon Pacific Bancorp ORPB
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Oregon Pacific Bancorp Book Value per Share Calculation

Oregon Pacific Bancorp's Book Value Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(77.81-0.00)/7.16
=10.86

Oregon Pacific Bancorp's Book Value Per Share for the quarter that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(77.81-0.00)/7.16
=10.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of $10.86 mean?
Oregon Pacific Bancorp (ORPB) has a Book Value per Share of $10.86 as of Dec. 2025. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Oregon Pacific Bancorp and its competitors.
Is Oregon Pacific Bancorp's Book Value per Share too high?
Oregon Pacific Bancorp's current Book Value per Share is $10.86. Overall, Oregon Pacific Bancorp has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Oregon Pacific Bancorp's Book Value per Share compare to CZBC and MCBK?
Oregon Pacific Bancorp's Book Value per Share of $10.86 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Oregon Pacific Bancorp and its competitors. Oregon Pacific Bancorp's current Book Value per Share is $10.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oregon Pacific Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Oregon Pacific Bancorp (ORPB) is currently considered Modestly Undervalued. The stock's GF Value™ is $15.33, compared to a current price of $12.25 — trading 20.1% below its estimated fair value. The current Book Value per Share is $10.86. Oregon Pacific Bancorp's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Oregon Pacific Bancorp (ORPB), the current Book Value per Share is $10.86 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oregon Pacific Bancorp (ORPB) Overvalued in 2026?

Based on GuruFocus' analysis, Oregon Pacific Bancorp stock appears to be undervalued. The current stock price of $12.25 is trading 20.1% below its estimated GF Value™ of $15.33. GuruFocus considers Oregon Pacific Bancorp to be Modestly Undervalued.

Key valuation signals for ORPB:

  • Book Value per Share: $10.86
  • GF Value™: $15.33 vs. price of $12.25 (20.1% below fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the ORPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oregon Pacific Bancorp Business Description

Address 1365 Highway 101, Florence, OR, USA, 97439
Oregon Pacific Bancorp is a holding company based in the United States. Through its subsidiaries, it mainly provides banking products and services from full-service branches in Florence, Eugene, Portland, Coos Bay, Roseburg, and Medford. Additionally, it offers trust and wealth management products and services. The various financial services offered by the Group include full-service banking for both individual and business customers, which includes checking, savings, money market, and time deposit accounts; internet banking, online bill pay, and mobile banking services; lending services, including commercial and consumer; wealth management solutions; trust services; and others.
68GF Score

Get the complete analysis for ORPB

Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.25
Price
$15.33
GF Value