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Oregon Pacific BancorpORPB +0.41%68 PEG Ratio is 0.32 as of Jul. 30, 2026, which is 92% below its 10-year median of 4.19. GuruFocus rates ORPB with a GF Score™ of 68/100 and a GF Value™ of $15.33 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,232 Banks companies, Oregon Pacific Bancorp ranks better than 93.83% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Oregon Pacific Bancorp's PEG Ratio or its related term are showing as below:
ORPB'
s PEG Ratio Range Over the Past 10 Years
Min: 0.24 Med: 4.19 Max: 5.43
Current: 0.32
During the past 13 years, Oregon Pacific Bancorp's highest PEG Ratio was 5.43. The lowest was 0.24. And the median was 4.19.
ORPB's PEG Ratio is ranked better than 93.83% of 1232
companies
in the Banks industry
Industry Median: 1.56
vs ORPB: 0.32
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Oregon Pacific Bancorp (OTCPK:ORPB) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Oregon Pacific Bancorp's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oregon Pacific Bancorp PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Oregon Pacific Bancorp's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Oregon Pacific Bancorp's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Oregon Pacific Bancorp (ORPB) has a PEG Ratio of 0.32 as of Jul. 30, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Oregon Pacific Bancorp and its competitors. This is 92% below median its historical median of 4.19. Over the past decade, Oregon Pacific Bancorp's PEG Ratio has ranged from 0.24 to 5.43. According to the industry distribution chart, Oregon Pacific Bancorp ranks #76 out of 1232 companies in the Banks industry, placing it in the top 6.2%.
Is Oregon Pacific Bancorp's PEG Ratio too high?
Oregon Pacific Bancorp's current PEG Ratio of 0.32 is 92% below median its 10-year median of 4.19. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 5.43. The Banks industry median PEG Ratio is 1.56. Oregon Pacific Bancorp's value of 0.32 is 79.5% below this industry median. Based on the distribution chart, Oregon Pacific Bancorp ranks #76 out of 1232 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Oregon Pacific Bancorp has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Oregon Pacific Bancorp's PEG Ratio compare to CZBC and MCBK?
According to the Banks industry distribution chart, Oregon Pacific Bancorp ranks #76 out of 1232 companies for PEG Ratio. This places Oregon Pacific Bancorp in the top 6% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.56. Oregon Pacific Bancorp's value of 0.32 is 79.5% below this benchmark. Historically, Oregon Pacific Bancorp's own PEG Ratio has ranged from 0.24 to 5.43 over the past decade. While the company's 10-year median is 4.19 vs. the industry median of 1.56, Oregon Pacific Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.56, based on 1,232 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oregon Pacific Bancorp's current PEG Ratio of 0.32 is 79.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Oregon Pacific Bancorp and its competitors. For the Banks industry, the median PEG Ratio is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oregon Pacific Bancorp's current PEG Ratio is 0.32, which is 92% below median its own 10-year median of 4.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oregon Pacific Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Oregon Pacific Bancorp (ORPB) is currently considered Modestly Undervalued. The stock's GF Value™ is $15.33, compared to a current price of $12.25 — trading 20.1% below its estimated fair value. The current PEG Ratio is 0.32, which is 92% below median its 10-year median of 4.19 and 79.5% below the Banks industry median of 1.56. Oregon Pacific Bancorp's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Oregon Pacific Bancorp (ORPB), the current PEG Ratio is 0.32 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oregon Pacific Bancorp (ORPB) Overvalued in 2026?
Based on GuruFocus' analysis, Oregon Pacific Bancorp stock appears to be undervalued.
The current stock price of $12.25 is trading 20.1% below its estimated GF Value™ of $15.33.
GuruFocus considers Oregon Pacific Bancorp to be Modestly Undervalued.
Key valuation signals for ORPB:
PEG Ratio: 0.32 (92% below median its 10-year median of 4.19)
GF Value™: $15.33 vs. price of $12.25 (20.1% below fair value)
Industry Position: 79.5% below the Banks median (#76 of 1232)
No single metric tells the full story. See the ORPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oregon Pacific Bancorp is a holding company based in the United States. Through its subsidiaries, it mainly provides banking products and services from full-service branches in Florence, Eugene, Portland, Coos Bay, Roseburg, and Medford. Additionally, it offers trust and wealth management products and services. The various financial services offered by the Group include full-service banking for both individual and business customers, which includes checking, savings, money market, and time deposit accounts; internet banking, online bill pay, and mobile banking services; lending services, including commercial and consumer; wealth management solutions; trust services; and others.
68GF Score
Get the complete analysis for ORPB
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