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Oregon Pacific BancorpORPB +0.41%68 PE Ratio without NRI is 10.29 as of Jul. 30, 2026, which is 28% below its 10-year median of 14.35. GuruFocus rates ORPB with a GF Score™ of 68/100 and a GF Value™ of $15.33 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,450 Banks companies, Oregon Pacific Bancorp ranks better than 62.28% on this metric.
The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. As of today (2026-07-30), Oregon Pacific Bancorp's share price is $12.25.
Oregon Pacific Bancorp's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $1.19. Therefore, Oregon Pacific Bancorp's PE Ratio without NRI for today is 10.29.
During the past 13 years, Oregon Pacific Bancorp's highest PE Ratio without NRI was 26.47. The lowest was 7.24. And the median was 14.35.
Oregon Pacific Bancorp (OTCPK:ORPB) PE Ratio without NRI Explanation
The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.
If a company loses money, the PE Ratio becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.
Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.
Oregon Pacific Bancorp PE Ratio without NRI Related Terms
Oregon Pacific Bancorp PE Ratio without NRI Historical Data
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The historical data trend for Oregon Pacific Bancorp's PE Ratio without NRI can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ORPB vs CZBC, MCBK, SLRK: PE Ratio without NRI Comparison
For the Banks - Regional subindustry, Oregon Pacific Bancorp's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oregon Pacific Bancorp PE Ratio without NRI vs Banks Industry
For the Banks industry and Financial Services sector, Oregon Pacific Bancorp's PE Ratio without NRI distribution charts can be found below:
* The bar in red indicates where Oregon Pacific Bancorp's PE Ratio without NRI falls into.
Oregon Pacific Bancorp PE Ratio without NRI Calculation
The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. Regular PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than regular PE Ratio.
Oregon Pacific Bancorp's Share Price of today is $12.25.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Oregon Pacific Bancorp's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $1.19.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months.
For Forward PE Ratio, the earnings are the expected earnings for the next twelve months.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
Oregon Pacific Bancorp (ORPB) has a PE Ratio without NRI of 10.29 as of Jul. 30, 2026. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Oregon Pacific Bancorp and its competitors. This is 28% below median its historical median of 14.35. Over the past decade, Oregon Pacific Bancorp's PE Ratio without NRI has ranged from 7.24 to 26.47. According to the industry distribution chart, Oregon Pacific Bancorp ranks #547 out of 1450 companies in the Banks industry, placing it in the top 37.7%.
Is Oregon Pacific Bancorp's PE Ratio without NRI too high?
Oregon Pacific Bancorp's current PE Ratio without NRI of 10.29 is 28% below median its 10-year median of 14.35. Over the past 10 years, this metric has ranged from a low of 7.24 to a high of 26.47. The Banks industry median PE Ratio without NRI is 11.59. Oregon Pacific Bancorp's value of 10.29 is 11.2% below this industry median. Based on the distribution chart, Oregon Pacific Bancorp ranks #547 out of 1450 companies in the Banks industry, which is above the industry midpoint. Overall, Oregon Pacific Bancorp has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Oregon Pacific Bancorp's PE Ratio without NRI compare to CZBC and MCBK?
According to the Banks industry distribution chart, Oregon Pacific Bancorp ranks #547 out of 1450 companies for PE Ratio without NRI. This puts Oregon Pacific Bancorp in the upper half of its industry. The industry median PE Ratio without NRI is 11.59. Oregon Pacific Bancorp's value of 10.29 is 11.2% below this benchmark. Historically, Oregon Pacific Bancorp's own PE Ratio without NRI has ranged from 7.24 to 26.47 over the past decade. While the company's 10-year median is 14.35 vs. the industry median of 11.59, Oregon Pacific Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio without NRI for a Banks company?
The median PE Ratio without NRI among Banks companies is 11.59, based on 1,450 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio without NRI significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oregon Pacific Bancorp's current PE Ratio without NRI of 10.29 is 11.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio without NRI mean?
A high PE Ratio without NRI can signal that a stock is expensive relative to its fundamentals. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Oregon Pacific Bancorp and its competitors. For the Banks industry, the median PE Ratio without NRI is 11.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oregon Pacific Bancorp's current PE Ratio without NRI is 10.29, which is 28% below median its own 10-year median of 14.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oregon Pacific Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Oregon Pacific Bancorp (ORPB) is currently considered Modestly Undervalued. The stock's GF Value™ is $15.33, compared to a current price of $12.25 — trading 20.1% below its estimated fair value. The current PE Ratio without NRI is 10.29, which is 28% below median its 10-year median of 14.35 and 11.2% below the Banks industry median of 11.59. Oregon Pacific Bancorp's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio without NRI calculated?
PE Ratio without NRI is calculated from a company's financial statements. For Oregon Pacific Bancorp (ORPB), the current PE Ratio without NRI is 10.29 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oregon Pacific Bancorp (ORPB) Overvalued in 2026?
Based on GuruFocus' analysis, Oregon Pacific Bancorp stock appears to be undervalued.
The current stock price of $12.25 is trading 20.1% below its estimated GF Value™ of $15.33.
GuruFocus considers Oregon Pacific Bancorp to be Modestly Undervalued.
Key valuation signals for ORPB:
PE Ratio without NRI: 10.29 (28% below median its 10-year median of 14.35)
GF Value™: $15.33 vs. price of $12.25 (20.1% below fair value)
Industry Position: 11.2% below the Banks median (#547 of 1450)
No single metric tells the full story. See the ORPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oregon Pacific Bancorp is a holding company based in the United States. Through its subsidiaries, it mainly provides banking products and services from full-service branches in Florence, Eugene, Portland, Coos Bay, Roseburg, and Medford. Additionally, it offers trust and wealth management products and services. The various financial services offered by the Group include full-service banking for both individual and business customers, which includes checking, savings, money market, and time deposit accounts; internet banking, online bill pay, and mobile banking services; lending services, including commercial and consumer; wealth management solutions; trust services; and others.
68GF Score
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