Credit Immobilier et Hotelier (CAS:CIH) EV-to-FCF: (As of Jun. 27, 2026)


CAS:CIH Credit Immobilier et Hotelier SA CAS:CIH
34 GF Score
Price MAD351.00
GF Value MAD414.49
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Credit Immobilier et Hotelier EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Credit Immobilier et Hotelier's Enterprise Value is MAD28,411 Mil. Credit Immobilier et Hotelier's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was MAD0 Mil. Therefore, Credit Immobilier et Hotelier's EV-to-FCF for today is .

The historical rank and industry rank for Credit Immobilier et Hotelier's EV-to-FCF or its related term are showing as below:

CAS:CIH' s EV-to-FCF Range Over the Past 10 Years
Min: -22.51   Med: 0   Max: 0
Current: -22.51

CAS:CIH's EV-to-FCF is ranked worse than
100% of 1195 companies
in the Banks industry
Industry Median: 6.52 vs CAS:CIH: -22.51

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-06-27), Credit Immobilier et Hotelier's stock price is MAD351.00. Credit Immobilier et Hotelier's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was MAD30.900. Therefore, Credit Immobilier et Hotelier's PE Ratio (TTM) for today is 11.36.


Credit Immobilier et Hotelier  (CAS:CIH) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Credit Immobilier et Hotelier's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=351.00/30.900
=11.36

Credit Immobilier et Hotelier's share price for today is MAD351.00.
Credit Immobilier et Hotelier's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MAD30.900.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Credit Immobilier et Hotelier EV-to-FCF Related Terms


Credit Immobilier et Hotelier EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Credit Immobilier et Hotelier's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Immobilier et Hotelier EV-to-FCF Chart

Credit Immobilier et Hotelier Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 34.35 -79.17 36.96 38.29 -33.72

Credit Immobilier et Hotelier Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 -33.72 0.00

CAS:CIH vs PNC, USB: EV-to-FCF Comparison

For the Banks - Regional subindustry, Credit Immobilier et Hotelier's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Immobilier et Hotelier EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Credit Immobilier et Hotelier's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Credit Immobilier et Hotelier's EV-to-FCF falls into.


CAS:CIH
34GF Score
Credit Immobilier et Hotelier SA CAS:CIH
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit Immobilier et Hotelier EV-to-FCF Calculation

Credit Immobilier et Hotelier's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=28411.232/0
=

Credit Immobilier et Hotelier's current Enterprise Value is MAD28,411 Mil.
Credit Immobilier et Hotelier's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MAD0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Credit Immobilier et Hotelier (CAS:CIH) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Immobilier et Hotelier stock appears to be undervalued. The current stock price of MAD351.00 is trading 15.3% below its estimated GF Value™ of MAD414.49. GuruFocus considers Credit Immobilier et Hotelier to be Modestly Undervalued.

Key valuation signals for CAS:CIH:

  • EV-to-FCF:
  • GF Value™: MAD414.49 vs. price of MAD351.00 (15.3% below fair value)
  • GF Score™: 34/100 with 2 warning signs

No single metric tells the full story. See the CAS:CIH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Immobilier et Hotelier Business Description

Address 187, Avenue Hassan II, Casablanca, MAR, 20019
Credit Immobilier et Hotelier SA provides various banking products and services. It accepts checking, currency, and current accounts; and offers funding solutions. The company also provides bank cards; saving and investment products; and bancassurance, payment, transfer, international operation, and specialized services.
34GF Score

Get the complete analysis for CAS:CIH

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD351.00
Price
MAD414.49
GF Value