Banco de Occidente (BOG:OCCIDENTE) EV-to-FCF: 4.27 (As of Jul. 15, 2026)

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BOG:OCCIDENTE Banco de Occidente SA BOG:OCCIDENTE
50 GF Score
Price COP19,800.00
GF Value COP19,495.22
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Banco de Occidente EV-to-FCF?

Banco de Occidente BOG:OCCIDENTE 50 EV-to-FCF is 4.27 as of Jul. 15, 2026. GuruFocus rates BOG:OCCIDENTE with a GF Score™ of 50/100 and a GF Value™ of COP19,495.22 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,196 Banks companies, Banco de Occidente ranks better than 59.87% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Banco de Occidente's Enterprise Value is COP5,146,013 Mil. Banco de Occidente's Free Cash Flow for the trailing twelve months (TTM) ended in Sep. 2025 was COP1,203,772 Mil. Therefore, Banco de Occidente's EV-to-FCF for today is 4.27.

The historical rank and industry rank for Banco de Occidente's EV-to-FCF or its related term are showing as below:

BOG:OCCIDENTE' s EV-to-FCF Range Over the Past 10 Years
Min: -81.27   Med: -1.65   Max: 60.95
Current: 4.27

During the past 13 years, the highest EV-to-FCF of Banco de Occidente was 60.95. The lowest was -81.27. And the median was -1.65.

BOG:OCCIDENTE's EV-to-FCF is ranked better than
59.87% of 1196 companies
in the Banks industry
Industry Median: 6.575 vs BOG:OCCIDENTE: 4.27

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-15), Banco de Occidente's stock price is COP19800.00. Banco de Occidente's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Sep. 2025 was COP3363.624. Therefore, Banco de Occidente's PE Ratio (TTM) for today is 5.89.


Banco de Occidente  (BOG:OCCIDENTE) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Banco de Occidente's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=19800.00/3363.624
=5.89

Banco de Occidente's share price for today is COP19800.00.
Banco de Occidente's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Sep. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was COP3363.624.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Banco de Occidente EV-to-FCF Related Terms


Banco de Occidente EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Banco de Occidente's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco de Occidente EV-to-FCF Chart

Banco de Occidente Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.91 2.48 -2.65 2.59 -6.30

Banco de Occidente Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -13.61 -6.30 5.87 -6.11 4.37

BOG:OCCIDENTE vs PNC, USB: EV-to-FCF Comparison

For the Banks - Regional subindustry, Banco de Occidente's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco de Occidente EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Banco de Occidente's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Banco de Occidente's EV-to-FCF falls into.


BOG:OCCIDENTE
50GF Score
Banco de Occidente SA BOG:OCCIDENTE
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco de Occidente EV-to-FCF Calculation

Banco de Occidente's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=5146013.436/1203772
=4.27

Banco de Occidente's current Enterprise Value is COP5,146,013 Mil.
Banco de Occidente's Free Cash Flow for the trailing twelve months (TTM) ended in Sep. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was COP1,203,772 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 4.27 mean?
Banco de Occidente (BOG:OCCIDENTE) has a EV-to-FCF of 4.27 as of Jul. 15, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Banco de Occidente and its competitors. According to the industry distribution chart, Banco de Occidente ranks #480 out of 1196 companies in the Banks industry, placing it in the top 40.1%.
Is Banco de Occidente's EV-to-FCF too high?
Banco de Occidente's current EV-to-FCF is 4.27. The Banks industry median EV-to-FCF is 6.58. Banco de Occidente's value of 4.27 is 35.1% below this industry median. Based on the distribution chart, Banco de Occidente ranks #480 out of 1196 companies in the Banks industry, which is above the industry midpoint. Overall, Banco de Occidente has a GF Score™ of 50/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco de Occidente's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Banco de Occidente ranks #480 out of 1196 companies for EV-to-FCF. This puts Banco de Occidente in the upper half of its industry. The industry median EV-to-FCF is 6.58. Banco de Occidente's value of 4.27 is 35.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.58, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco de Occidente's current EV-to-FCF of 4.27 is 35.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Banco de Occidente and its competitors. For the Banks industry, the median EV-to-FCF is 6.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco de Occidente's current EV-to-FCF is 4.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco de Occidente stock overvalued right now?
Based on GuruFocus' analysis, Banco de Occidente (BOG:OCCIDENTE) is currently considered Fairly Valued. The stock's GF Value™ is COP19,495.22, compared to a current price of COP19,800.00 — trading 1.6% above its estimated fair value. The current EV-to-FCF is 4.27 and 35.1% below the Banks industry median of 6.58. Banco de Occidente's overall GF Score™ is 50/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Banco de Occidente (BOG:OCCIDENTE), the current EV-to-FCF is 4.27 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco de Occidente (BOG:OCCIDENTE) Overvalued in 2026?

Based on GuruFocus' analysis, Banco de Occidente stock appears to be overvalued. The current stock price of COP19,800.00 is trading 1.6% above its estimated GF Value™ of COP19,495.22. GuruFocus considers Banco de Occidente to be Fairly Valued.

Key valuation signals for BOG:OCCIDENTE:

  • EV-to-FCF: 4.27
  • GF Value™: COP19,495.22 vs. price of COP19,800.00 (1.6% above fair value)
  • GF Score™: 50/100 with 3 warning signs
  • Industry Position: 35.1% below the Banks median (#480 of 1196)

No single metric tells the full story. See the BOG:OCCIDENTE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco de Occidente Business Description

Address CALLE 107 A No. 54, 95 Apartment, Bogota, COL, 401
Banco de Occidente SA is a Colombia based banking firm. The company offers personal banking services, including current and savings accounts; debit and credit cards; revolving credit, and credit warrant, as well as business banking products and services.
50GF Score

Get the complete analysis for BOG:OCCIDENTE

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP19,800.00
Price
COP19,495.22
GF Value