CSU DigitalBSP:CSUD3 -0.86%73 EV-to-FCF is 8.73 as of Jun. 26, 2026, which is 2% below its 10-year median of 8.87. GuruFocus rates BSP:CSUD3 with a GF Score™ of 73/100 and a GF Value™ of R$19.73 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,590 Software companies, CSU Digital ranks better than 68.81% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, CSU Digital's Enterprise Value is R$675.7 Mil.
CSU Digital's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was R$77.4 Mil. Therefore, CSU Digital's EV-to-FCF for today is 8.73.
The historical rank and industry rank for CSU Digital's EV-to-FCF or its related term are showing as below:
BSP:CSUD3'
s EV-to-FCF Range Over the Past 10 Years
Min: -253.72 Med: 8.87 Max: 36.68
Current: 8.91
During the past 13 years, the highest EV-to-FCF of CSU Digital was 36.68. The lowest was -253.72. And the median was 8.87.
BSP:CSUD3's EV-to-FCF is ranked better than 68.81% of 1590
companies
in the Software industry
Industry Median: 14.15
vs BSP:CSUD3: 8.91
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
CSU Digital's PE Ratio (TTM) for today is calculated as:
CSU Digital's share price for today is R$15.05.
CSU Digital's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$2.466.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
CSU Digital EV-to-FCF Related Terms
CSU Digital EV-to-FCF Historical Data
* Premium members only.
The historical data trend for CSU Digital's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:CSUD3 vs MSFT, ORCL, PLTR: EV-to-FCF Comparison
For the Software - Infrastructure subindustry, CSU Digital's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CSU Digital EV-to-FCF vs Software Industry
For the Software industry and Technology sector, CSU Digital's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where CSU Digital's EV-to-FCF falls into.
CSU Digital's current Enterprise Value is R$675.7 Mil.
CSU Digital's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$77.4 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CSU Digital (BSP:CSUD3) has a EV-to-FCF of 8.73 as of Jun. 26, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on CSU Digital and its competitors. This is near median its historical median of 8.87. According to the industry distribution chart, CSU Digital ranks #496 out of 1590 companies in the Software industry, placing it in the top 31.2%.
Is CSU Digital's EV-to-FCF too high?
CSU Digital's current EV-to-FCF of 8.73 is near median its 10-year median of 8.87. The Software industry median EV-to-FCF is 14.15. CSU Digital's value of 8.73 is 38.3% below this industry median. Based on the distribution chart, CSU Digital ranks #496 out of 1590 companies in the Software industry, which is above the industry midpoint. Overall, CSU Digital has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CSU Digital's EV-to-FCF compare to MSFT and ORCL?
According to the Software industry distribution chart, CSU Digital ranks #496 out of 1590 companies for EV-to-FCF. This puts CSU Digital in the upper half of its industry. The industry median EV-to-FCF is 14.15. CSU Digital's value of 8.73 is 38.3% below this benchmark. While the company's 10-year median is 8.87 vs. the industry median of 14.15, CSU Digital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Software company?
The median EV-to-FCF among Software companies is 14.15, based on 1,590 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CSU Digital's current EV-to-FCF of 8.73 is 38.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on CSU Digital and its competitors. For the Software industry, the median EV-to-FCF is 14.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CSU Digital's current EV-to-FCF is 8.73, which is near median its own 10-year median of 8.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSU Digital stock overvalued right now?
Based on GuruFocus' analysis, CSU Digital (BSP:CSUD3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$19.73, compared to a current price of R$15.05 — trading 23.7% below its estimated fair value. The current EV-to-FCF is 8.73, which is near median its 10-year median of 8.87 and 38.3% below the Software industry median of 14.15. CSU Digital's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For CSU Digital (BSP:CSUD3), the current EV-to-FCF is 8.73 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CSU Digital (BSP:CSUD3) Overvalued in 2026?
Based on GuruFocus' analysis, CSU Digital stock appears to be undervalued.
The current stock price of R$15.05 is trading 23.7% below its estimated GF Value™ of R$19.73.
GuruFocus considers CSU Digital to be Modestly Undervalued.
Key valuation signals for BSP:CSUD3:
EV-to-FCF: 8.73 (near median its 10-year median of 8.87)
GF Value™: R$19.73 vs. price of R$15.05 (23.7% below fair value)
Industry Position: 38.3% below the Software median (#496 of 1590)
No single metric tells the full story. See the BSP:CSUD3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CSU Digital SA operations comprise the provision of credit card processing and multiple-use services, management and operationalization of telemarketing and telesales (contact centers), telebilling, credit analysis, development and operational management relationships, loyalty, and customer acquisition programs. It has two operating segments: CSU Pays and CSU DX, and the majority of the revenue comes from CSU Pays.
73GF Score
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