EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Islami Commercial Insurance's Enterprise Value is BDT1,208.5 Mil.
Islami Commercial Insurance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was BDT-28.6 Mil. Therefore, Islami Commercial Insurance's EV-to-FCF for today is -42.20.
The historical rank and industry rank for Islami Commercial Insurance's EV-to-FCF or its related term are showing as below:
DHA:ICICL'
s EV-to-FCF Range Over the Past 10 Years
Min: -369.94 Med: 21.43 Max: 55.23
Current: -38.13
During the past 5 years, the highest EV-to-FCF of Islami Commercial Insurance was 55.23. The lowest was -369.94. And the median was 21.43.
DHA:ICICL's EV-to-FCF is ranked worse than 100% of 393
companies
in the Insurance industry
Industry Median: 9.48
vs DHA:ICICL: -38.13
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Islami Commercial Insurance (DHA:ICICL) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Islami Commercial Insurance's PE Ratio (TTM) for today is calculated as:
Islami Commercial Insurance's share price for today is BDT32.60.
Islami Commercial Insurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT1.220.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Islami Commercial Insurance EV-to-FCF Related Terms
Islami Commercial Insurance EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Islami Commercial Insurance's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Islami Commercial Insurance EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Islami Commercial Insurance's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Islami Commercial Insurance's EV-to-FCF falls into.
Islami Commercial Insurance's current Enterprise Value is BDT1,208.5 Mil.
Islami Commercial Insurance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT-28.6 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Islami Commercial Insurance (DHA:ICICL) has a EV-to-FCF of -42.20 as of Jul. 10, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Islami Commercial Insurance and its competitors. According to the industry distribution chart, Islami Commercial Insurance ranks #999999 out of 393 companies in the Insurance industry.
Is Islami Commercial Insurance's EV-to-FCF too high?
Islami Commercial Insurance's current EV-to-FCF is -42.20. Based on the distribution chart, Islami Commercial Insurance ranks #999999 out of 393 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Islami Commercial Insurance has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Islami Commercial Insurance's EV-to-FCF compare to CB and PGR?
According to the Insurance industry distribution chart, Islami Commercial Insurance ranks #999999 out of 393 companies for EV-to-FCF. This places Islami Commercial Insurance in the lower half of its industry. The industry median EV-to-FCF is 9.48. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.48, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Islami Commercial Insurance and its competitors. For the Insurance industry, the median EV-to-FCF is 9.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Islami Commercial Insurance's current EV-to-FCF is -42.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islami Commercial Insurance stock overvalued right now?
Based on GuruFocus' analysis, Islami Commercial Insurance (DHA:ICICL) is currently considered Modestly Overvalued. The stock's GF Value™ is BDT25.37, compared to a current price of BDT32.60 — trading 28.5% above its estimated fair value. The current EV-to-FCF is -42.20. Islami Commercial Insurance's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Islami Commercial Insurance (DHA:ICICL), the current EV-to-FCF is -42.20 as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Islami Commercial Insurance (DHA:ICICL) Overvalued in 2026?
Based on GuruFocus' analysis, Islami Commercial Insurance stock appears to be overvalued.
The current stock price of BDT32.60 is trading 28.5% above its estimated GF Value™ of BDT25.37.
GuruFocus considers Islami Commercial Insurance to be Modestly Overvalued.
Key valuation signals for DHA:ICICL:
EV-to-FCF: -42.20
GF Value™: BDT25.37 vs. price of BDT32.60 (28.5% above fair value)
No single metric tells the full story. See the DHA:ICICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Islami Commercial Insurance PLC provides the service of non-life (general) insurance solutions such as Fire, Motor, Marine or Miscellaneous Insurance to clients with maximum area coverage. Miscellaneous Insurance includes Burglary Insurance, Fidelity Guarantee, Workmen's Compensation, Personal Accident, Product liability Insurance Policy, and others. The company has four primary business segments for reporting purposes, namely fire, marine, motor, and miscellaneous.
62GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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