Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Gulf Insurance Group KSC's Enterprise Value is KWD346.0 Mil.
Gulf Insurance Group KSC's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was KWD-19.2 Mil. Therefore, Gulf Insurance Group KSC's EV-to-FCF for today is -18.01.
The historical rank and industry rank for Gulf Insurance Group KSC's EV-to-FCF or its related term are showing as below:
KUW:GINS'
s EV-to-FCF Range Over the Past 10 Years
Min: -479.4 Med: 1.33 Max: 67.14
Current: -17.36
During the past 13 years, the highest EV-to-FCF of Gulf Insurance Group KSC was 67.14. The lowest was -479.40. And the median was 1.33.
KUW:GINS's EV-to-FCF is ranked worse than 100% of 395
companies
in the Insurance industry
Industry Median: 9.97
vs KUW:GINS: -17.36
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Gulf Insurance Group KSC (KUW:GINS) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Gulf Insurance Group KSC's PE Ratio (TTM) for today is calculated as:
Gulf Insurance Group KSC's share price for today is KWD1.236.
Gulf Insurance Group KSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was KWD0.098.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Gulf Insurance Group KSC EV-to-FCF Related Terms
Gulf Insurance Group KSC EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Gulf Insurance Group KSC's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gulf Insurance Group KSC EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Gulf Insurance Group KSC's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Gulf Insurance Group KSC's EV-to-FCF falls into.
Gulf Insurance Group KSC's current Enterprise Value is KWD346.0 Mil.
Gulf Insurance Group KSC's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was KWD-19.2 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Gulf Insurance Group KSC (KUW:GINS) has a EV-to-FCF of -18.01 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Gulf Insurance Group KSC and its competitors. According to the industry distribution chart, Gulf Insurance Group KSC ranks #999999 out of 395 companies in the Insurance industry.
Is Gulf Insurance Group KSC's EV-to-FCF too high?
Gulf Insurance Group KSC's current EV-to-FCF is -18.01. Based on the distribution chart, Gulf Insurance Group KSC ranks #999999 out of 395 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Gulf Insurance Group KSC has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Gulf Insurance Group KSC's EV-to-FCF compare to CB and PGR?
According to the Insurance industry distribution chart, Gulf Insurance Group KSC ranks #999999 out of 395 companies for EV-to-FCF. This places Gulf Insurance Group KSC in the lower half of its industry. The industry median EV-to-FCF is 9.97. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.97, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Gulf Insurance Group KSC and its competitors. For the Insurance industry, the median EV-to-FCF is 9.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gulf Insurance Group KSC's current EV-to-FCF is -18.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gulf Insurance Group KSC stock overvalued right now?
Based on GuruFocus' analysis, Gulf Insurance Group KSC (KUW:GINS) is currently considered Fairly Valued. The stock's GF Value™ is KWD1.13, compared to a current price of KWD1.24 — trading 9.4% above its estimated fair value. The current EV-to-FCF is -18.01. Gulf Insurance Group KSC's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Gulf Insurance Group KSC (KUW:GINS), the current EV-to-FCF is -18.01 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Gulf Insurance Group KSC (KUW:GINS) Overvalued in 2026?
Based on GuruFocus' analysis, Gulf Insurance Group KSC stock appears to be overvalued.
The current stock price of KWD1.24 is trading 9.4% above its estimated GF Value™ of KWD1.13.
GuruFocus considers Gulf Insurance Group KSC to be Fairly Valued.
Key valuation signals for KUW:GINS:
EV-to-FCF: -18.01
GF Value™: KWD1.13 vs. price of KWD1.24 (9.4% above fair value)
No single metric tells the full story. See the KUW:GINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Gulf Insurance Group KSC is an insurance company offering solutions and covering a range of risks related to Motor, Marine & Aviation, Property & Casualty, and Life & Health Insurance, both in a conventional and Takaful (Islamic insurance based on Shariah principles) basis. Gulf Insurance operates its business in two segments, namely General risk insurance and Life and medical insurance, offering general insurance including marine and aviation, motor vehicles, property, engineering and general accidents; and savings, protection products, and other long-term contracts respectively.
67GF Score
Get the complete analysis for KUW:GINS
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
KUW:GINS has been successfully added to your 
