MEX:FINDEP's EV-to-FCF is ranked better than 54.72% of 265
companies
in the Credit Services industry
Industry Median: 12.99
vs MEX:FINDEP: 11.47
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Financiera IndependenciaB de CV Sofom E N R's PE Ratio (TTM) for today is calculated as:
Financiera IndependenciaB de CV Sofom E N R's share price for today is MXN7.69.
Financiera IndependenciaB de CV Sofom E N R's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN1.733.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Financiera IndependenciaB de CV Sofom E N R EV-to-FCF Related Terms
Financiera IndependenciaB de CV Sofom E N R EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Financiera IndependenciaB de CV Sofom E N R EV-to-FCF Chart
Financiera IndependenciaB de CV Sofom E N R Annual Data
For the Credit Services subindustry, Financiera IndependenciaB de CV Sofom E N R's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Financiera IndependenciaB de CV Sofom E N R EV-to-FCF vs Credit Services Industry
Financiera IndependenciaB de CV Sofom E N R's current Enterprise Value is MXN6,103 Mil.
Financiera IndependenciaB de CV Sofom E N R's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN532 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) has a EV-to-FCF of 11.47 as of Jun. 27, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Financiera IndependenciaB de CV Sofom E N R and its competitors. This is 13% below median its historical median of 13.11. According to the industry distribution chart, Financiera IndependenciaB de CV Sofom E N R ranks #120 out of 265 companies in the Credit Services industry, placing it in the top 45.3%.
Is Financiera IndependenciaB de CV Sofom E N R's EV-to-FCF too high?
Financiera IndependenciaB de CV Sofom E N R's current EV-to-FCF of 11.47 is 13% below median its 10-year median of 13.11. The Credit Services industry median EV-to-FCF is 12.99. Financiera IndependenciaB de CV Sofom E N R's value of 11.47 is 11.7% below this industry median. Based on the distribution chart, Financiera IndependenciaB de CV Sofom E N R ranks #120 out of 265 companies in the Credit Services industry, which is above the industry midpoint. Overall, Financiera IndependenciaB de CV Sofom E N R has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Financiera IndependenciaB de CV Sofom E N R's EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, Financiera IndependenciaB de CV Sofom E N R ranks #120 out of 265 companies for EV-to-FCF. This puts Financiera IndependenciaB de CV Sofom E N R in the upper half of its industry. The industry median EV-to-FCF is 12.99. Financiera IndependenciaB de CV Sofom E N R's value of 11.47 is 11.7% below this benchmark. While the company's 10-year median is 13.11 vs. the industry median of 12.99, Financiera IndependenciaB de CV Sofom E N R has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 12.99, based on 265 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Financiera IndependenciaB de CV Sofom E N R's current EV-to-FCF of 11.47 is 11.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Financiera IndependenciaB de CV Sofom E N R and its competitors. For the Credit Services industry, the median EV-to-FCF is 12.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Financiera IndependenciaB de CV Sofom E N R's current EV-to-FCF is 11.47, which is 13% below median its own 10-year median of 13.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Financiera IndependenciaB de CV Sofom E N R stock overvalued right now?
Based on GuruFocus' analysis, Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) is currently considered Fairly Valued. The stock's GF Value™ is MXN8.16, compared to a current price of MXN7.69 — trading 5.8% below its estimated fair value. The current EV-to-FCF is 11.47, which is 13% below median its 10-year median of 13.11 and 11.7% below the Credit Services industry median of 12.99. Financiera IndependenciaB de CV Sofom E N R's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP), the current EV-to-FCF is 11.47 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Financiera IndependenciaB de CV Sofom E N R (MEX:FINDEP) Overvalued in 2026?
Based on GuruFocus' analysis, Financiera IndependenciaB de CV Sofom E N R stock appears to be undervalued.
The current stock price of MXN7.69 is trading 5.8% below its estimated GF Value™ of MXN8.16.
GuruFocus considers Financiera IndependenciaB de CV Sofom E N R to be Fairly Valued.
Key valuation signals for MEX:FINDEP:
EV-to-FCF: 11.47 (13% below median its 10-year median of 13.11)
GF Value™: MXN8.16 vs. price of MXN7.69 (5.8% below fair value)
Industry Position: 11.7% below the Credit Services median (#120 of 265)
No single metric tells the full story. See the MEX:FINDEP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Financiera IndependenciaB de CV Sofom E N R Business Description
Financiera Independencia SAB de CV Sofom E N R operates as a microfinance company. The company offers Credipopular for self-employed individuals, CrediMama for mothers with a child, CrediInmediato for employed individuals.
56GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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