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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Builders Capital Mortgage's Enterprise Value is C$49.49 Mil.
Builders Capital Mortgage's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was C$4.33 Mil. Therefore, Builders Capital Mortgage's EV-to-FCF for today is 11.42.
The historical rank and industry rank for Builders Capital Mortgage's EV-to-FCF or its related term are showing as below:
TSXV:BCF'
s EV-to-FCF Range Over the Past 10 Years
Min: -857.47 Med: 4.71 Max: 117.3
Current: 11.49
During the past 13 years, the highest EV-to-FCF of Builders Capital Mortgage was 117.30. The lowest was -857.47. And the median was 4.71.
TSXV:BCF's EV-to-FCF is ranked worse than 67.06% of 1196
companies
in the Banks industry
Industry Median: 6.575
vs TSXV:BCF: 11.49
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Builders Capital Mortgage (TSXV:BCF) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Builders Capital Mortgage's PE Ratio (TTM) for today is calculated as:
Builders Capital Mortgage's share price for today is C$9.90.
Builders Capital Mortgage's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was C$1.190.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Builders Capital Mortgage EV-to-FCF Related Terms
Builders Capital Mortgage EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Builders Capital Mortgage's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Builders Capital Mortgage EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Builders Capital Mortgage's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Builders Capital Mortgage's EV-to-FCF falls into.
Builders Capital Mortgage's current Enterprise Value is C$49.49 Mil.
Builders Capital Mortgage's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was C$4.33 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Builders Capital Mortgage (TSXV:BCF) has a EV-to-FCF of 11.42 as of Jul. 15, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Builders Capital Mortgage and its competitors. This is 142% above median its historical median of 4.71. According to the industry distribution chart, Builders Capital Mortgage ranks #802 out of 1196 companies in the Banks industry, placing it in the top 67.1%.
Is Builders Capital Mortgage's EV-to-FCF too high?
Builders Capital Mortgage's current EV-to-FCF of 11.42 is 142% above median its 10-year median of 4.71. The Banks industry median EV-to-FCF is 6.58. Builders Capital Mortgage's value of 11.42 is 73.7% above this industry median. Based on the distribution chart, Builders Capital Mortgage ranks #802 out of 1196 companies in the Banks industry, which is below the industry midpoint. Overall, Builders Capital Mortgage has a GF Score™ of 61/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Builders Capital Mortgage's EV-to-FCF compare to RKT and FNMA?
According to the Banks industry distribution chart, Builders Capital Mortgage ranks #802 out of 1196 companies for EV-to-FCF. This places Builders Capital Mortgage in the lower half of its industry. The industry median EV-to-FCF is 6.58. Builders Capital Mortgage's value of 11.42 is 73.7% above this benchmark. While the company's 10-year median is 4.71 vs. the industry median of 6.58, Builders Capital Mortgage has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.58, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Builders Capital Mortgage's current EV-to-FCF of 11.42 is 73.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Builders Capital Mortgage and its competitors. For the Banks industry, the median EV-to-FCF is 6.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Builders Capital Mortgage's current EV-to-FCF is 11.42, which is 142% above median its own 10-year median of 4.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Builders Capital Mortgage stock overvalued right now?
Based on GuruFocus' analysis, Builders Capital Mortgage (TSXV:BCF) is currently considered Possible Value Trap. The stock's GF Value™ is C$14.22, compared to a current price of C$9.90 — trading 30.4% below its estimated fair value. The current EV-to-FCF is 11.42, which is 142% above median its 10-year median of 4.71 and 73.7% above the Banks industry median of 6.58. Builders Capital Mortgage's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Builders Capital Mortgage (TSXV:BCF), the current EV-to-FCF is 11.42 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Builders Capital Mortgage (TSXV:BCF) Overvalued in 2026?
Based on GuruFocus' analysis, Builders Capital Mortgage stock appears to be undervalued.
The current stock price of C$9.90 is trading 30.4% below its estimated GF Value™ of C$14.22.
GuruFocus considers Builders Capital Mortgage to be Possible Value Trap.
Key valuation signals for TSXV:BCF:
EV-to-FCF: 11.42 (142% above median its 10-year median of 4.71)
GF Value™: C$14.22 vs. price of C$9.90 (30.4% below fair value)
Industry Position: 73.7% above the Banks median (#802 of 1196)
No single metric tells the full story. See the TSXV:BCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Builders Capital Mortgage Corp is a mortgage lender providing short-term course-of-construction financing to builders of residential, wood-frame properties in Western Canada. The company's business is to acquire, originate and maintain a portfolio consisting of construction mortgages that are secured by development stage residential real property. Its investment objective is to generate attractive returns, relative to risk, to provide stable and consistent distributions to shareholders while remaining focused on capital preservation and satisfying the criteria mandated for mortgage investment corporations.
61GF Score
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