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The historical rank and industry rank for Zurich Chile SegurosGenerales's EV-to-FCF or its related term are showing as below:
XSGO:CONSOGRAL'
s EV-to-FCF Range Over the Past 10 Years
Min: -61.09 Med: -2.62 Max: 55.84
Current: 14.17
During the past 13 years, the highest EV-to-FCF of Zurich Chile SegurosGenerales was 55.84. The lowest was -61.09. And the median was -2.62.
XSGO:CONSOGRAL's EV-to-FCF is ranked worse than 66.16% of 393
companies
in the Insurance industry
Industry Median: 9.84
vs XSGO:CONSOGRAL: 14.17
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Zurich Chile SegurosGenerales's PE Ratio (TTM) for today is calculated as:
Zurich Chile SegurosGenerales's share price for today is CLP430.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Zurich Chile SegurosGenerales's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was CLP17.431.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Zurich Chile SegurosGenerales EV-to-FCF Related Terms
Zurich Chile SegurosGenerales EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSGO:CONSOGRAL vs CB, PGR, TRV: EV-to-FCF Comparison
For the Insurance - Property & Casualty subindustry, Zurich Chile SegurosGenerales's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zurich Chile SegurosGenerales EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Zurich Chile SegurosGenerales's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Zurich Chile SegurosGenerales's EV-to-FCF falls into.
Zurich Chile SegurosGenerales's current Enterprise Value is CLP68,493 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Zurich Chile SegurosGenerales's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was CLP4,835 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) has a EV-to-FCF of 14.17 as of Jul. 15, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Zurich Chile SegurosGenerales and its competitors. According to the industry distribution chart, Zurich Chile SegurosGenerales ranks #260 out of 393 companies in the Insurance industry, placing it in the top 66.2%.
Is Zurich Chile SegurosGenerales' EV-to-FCF too high?
Zurich Chile SegurosGenerales' current EV-to-FCF is 14.17. The Insurance industry median EV-to-FCF is 9.84. Zurich Chile SegurosGenerales' value of 14.17 is 44% above this industry median. Based on the distribution chart, Zurich Chile SegurosGenerales ranks #260 out of 393 companies in the Insurance industry, which is below the industry midpoint. Overall, Zurich Chile SegurosGenerales has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Zurich Chile SegurosGenerales' EV-to-FCF compare to CB and PGR?
According to the Insurance industry distribution chart, Zurich Chile SegurosGenerales ranks #260 out of 393 companies for EV-to-FCF. This places Zurich Chile SegurosGenerales in the lower half of its industry. The industry median EV-to-FCF is 9.84. Zurich Chile SegurosGenerales' value of 14.17 is 44% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.84, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zurich Chile SegurosGenerales's current EV-to-FCF of 14.17 is 44% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Zurich Chile SegurosGenerales and its competitors. For the Insurance industry, the median EV-to-FCF is 9.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zurich Chile SegurosGenerales's current EV-to-FCF is 14.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zurich Chile SegurosGenerales stock overvalued right now?
Based on GuruFocus' analysis, Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) is currently considered Fairly Valued. The stock's GF Value™ is CLP436.48, compared to a current price of CLP430.00 — trading 1.5% below its estimated fair value. The current EV-to-FCF is 14.17 and 44% above the Insurance industry median of 9.84. Zurich Chile SegurosGenerales' overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Zurich Chile SegurosGenerales (XSGO:CONSOGRAL), the current EV-to-FCF is 14.17 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zurich Chile SegurosGenerales (XSGO:CONSOGRAL) Overvalued in 2026?
Based on GuruFocus' analysis, Zurich Chile SegurosGenerales stock appears to be undervalued.
The current stock price of CLP430.00 is trading 1.5% below its estimated GF Value™ of CLP436.48.
GuruFocus considers Zurich Chile SegurosGenerales to be Fairly Valued.
Key valuation signals for XSGO:CONSOGRAL:
EV-to-FCF: 14.17
GF Value™: CLP436.48 vs. price of CLP430.00 (1.5% below fair value)
Industry Position: 44% above the Insurance median (#260 of 393)
No single metric tells the full story. See the XSGO:CONSOGRAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zurich Chile SegurosGenerales Business Description
Zurich Chile SegurosGenerales SA is engaged in the business of insurance and reinsurance operations. The company provides auto insurance, life and health insurance, life insurance with savings, insurance for business and SME's, and savings and investments.
57GF Score
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