Donegal Group (Donegal Group) GF Value

: $15.61 (As of Today)

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The GF Value represents the current intrinsic value of a stock derived from our exclusive method. The GF Value Line on our summary page gives an overview of the fair value that the stock should be traded at. It is calculated based on three factors:

Historical multiples (PE Ratio, PS Ratio, PB Ratio and Price-to-Free-Cash-Flow) that the stock has traded at.
GuruFocus adjustment factor based on the company’s past returns and growth.
Future estimates of the business performance.

We believe the GF Value Line is the fair value that the stock should be traded at. The stock price will most likely fluctuate around the GF Value Line. If the stock price is significantly above the GF Value Line, it is overvalued and its future return is likely to be poor. On the other hand, if it is significantly below the GF Value Line, its future return will likely be higher.

Please note, "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

As of today (2024-04-24), Donegal Group's share price is $13.80. Donegal Group's GF Value is $15.61. Therefore, Donegal Group's Price-to-GF-Value for today is 0.88.

Based on the relationship between the current stock price and the GF Value, GuruFocus believes Donegal Group is Modestly Undervalued.

Donegal Group (NAS:DGICA) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 evaluations:

Posssible Evaluations	All-in-One Screener Examples (2)
Possible Value Trap, Think Twice (1)	Predictable Companies that possibly be Value Traps
Significantly Overvalued	Predictable Companies which are Significantly Overvalued
Modestly Overvalued	Predictable Companies which are Modestly Overvalued
Fairly Valued	Predictable High Quality Companies which are Fairly Valued
Modestly Undervalued (3)	Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (3)	Predictable High Quality Companies which are Significantly Undervalued

(1) "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

(2) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(3) There is only a sufficient margin of safety when the stock is undervalued.

Donegal Group's Price-to-GF-Value for today is calculated as

Price-to-GF-Value	=	Share Price	/	GF Value
	=	13.80	/	15.61
	=	0.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Donegal Group GF Value Related Terms

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Donegal Group (Donegal Group) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » Donegal Group Inc (NAS:DGICA) » Definitions » GF Value

Comparable Companies

Traded in Other Exchanges

DGICB:USA

Address

1195 River Road, P.O. Box 302, Marietta, PA, USA, 17547-0302

Website

https://www.donegalgroup.com

Donegal Group Inc is an insurance holding company that offers personal and commercial lines of property and casualty insurance to businesses and individuals. The company's reportable segments are its Investment function, Personal lines of insurance, Commercial lines of insurance. Personal lines products consist primarily of homeowners and private passenger automobile policies. The Commercial lines products of its insurance subsidiaries consist primarily of commercial automobile, commercial multi-peril, and workers' compensation policies. The group primarily operates in the United States.

Executives

Donegal Mutual Insurance Co	10 percent owner	1195 RIVER ROAD, MARIETTA PA 17547
Long Robert Richard Jr	officer: Sr.VP, General Counsel	1195 RIVER ROAD, P.O. BOX 302, MARIETTA PA 17547
William Daniel Delamater	officer: Senior Vice President	1195 RIVER ROAD, P.O. BOX 302, MARIETTA PA 17547
Sanjay Pandey	officer: Sr. VP & Chief Info Officer	1195 RIVER ROAD, P.O. BOX 302, MARIETTA PA 17547
Christina Marie Hoffman	officer: Sr. VP & Chief Risk Officer	1195 RIVER ROAD, P.O. BOX 302, MARIETTA PA 17547
Vincent Anthony Viozzi	officer: Sr. VP & Chief Inv Officer	1195 RIVER ROAD, P.O. BOX 302, MARIETTA PA 17547
Scott Andrew Berlucchi	director	1195 RIVER ROAD, P.O. BOX 302, MARIETTA PA 17547
Jon Marshall Mahan	director	1195 RIVER ROAD, MARIETTA PA 17547
Wampler Richard D Ii	director	1195 RIVER ROAD, MARIETTA PA 17547
Kevin Gerard Burke	director, officer: President & Chief Exec Officer	1195 RIVER ROAD, P.O. BOX 302, MARIETTA PA 17547
Moore Sewell Trezevant Jr	director	LUMINENT MORTGAGE CAPITAL INC, 909 MONTGOMERY STREET SUITE 500, SAN FRANCISCO CA 94133
Jeffrey Dean Miller	officer: EVP & Chief Financial Officer	1195 RIVER ROAD, MARIETTA PA 17547
Jack Lee Hess	director	1195 RIVER ROAD, MARIETTA PA 17547
Daniel J Wagner	officer: Treasurer	1195 RIVER ROAD, MARIETTA PA 17547
David Wayne Sponic	officer: Senior Vice President	1195 RIVER ROAD, P.O. BOX 302, MARIETTA PA 17547