OUTsurance Group (JSE:OUT) LT-Debt-to-Total-Asset: 0.01 (As of Dec. 2025)

What is OUTsurance Group LT-Debt-to-Total-Asset?

OUTsurance Group JSE:OUT -1.49% 71 LT-Debt-to-Total-Asset is 0.01 as of Dec. 2025. GuruFocus rates JSE:OUT with a GF Score™ of 71/100 and a GF Value™ of R46.46 (Significantly Overvalued). The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. OUTsurance Group's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.01.

OUTsurance Group's long-term debt to total assets ratio stayed the same from Dec. 2024 (0.01) to Dec. 2025 (0.01).

OUTsurance Group (JSE:OUT) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

OUTsurance Group LT-Debt-to-Total-Asset Related Terms

OUTsurance Group LT-Debt-to-Total-Asset Historical Data

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The historical data trend for OUTsurance Group's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OUTsurance Group LT-Debt-to-Total-Asset Chart

OUTsurance Group Annual Data

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Jun25

LT-Debt-to-Total-Asset

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0.00

0.01

OUTsurance Group Semi-Annual Data
	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.00	0.01	0.01	0.01	0.01

71GF Score

OUTsurance Group Ltd JSE:OUT

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OUTsurance Group LT-Debt-to-Total-Asset Calculation

OUTsurance Group's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Jun. 2025 is calculated as

LT Debt to Total Assets (A: Jun. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Jun. 2025 )	/	Total Assets (A: Jun. 2025 )
	=	379	/	38649
	=	0.01

OUTsurance Group's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )	/	Total Assets (Q: Dec. 2025 )
	=	319	/	38170
	=	0.01

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.01 mean?

OUTsurance Group (JSE:OUT) has a LT-Debt-to-Total-Asset of 0.01 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on OUTsurance Group and its competitors.

Is OUTsurance Group's LT-Debt-to-Total-Asset too high?

OUTsurance Group's current LT-Debt-to-Total-Asset is 0.01. Overall, OUTsurance Group has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does OUTsurance Group's LT-Debt-to-Total-Asset compare to BRK.A and AIG?

OUTsurance Group's LT-Debt-to-Total-Asset of 0.01 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for an Insurance company?

A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on OUTsurance Group and its competitors. OUTsurance Group's current LT-Debt-to-Total-Asset is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is OUTsurance Group stock overvalued right now?

Based on GuruFocus' analysis, OUTsurance Group (JSE:OUT) is currently considered Significantly Overvalued. The stock's GF Value™ is R46.46, compared to a current price of R76.19 — trading 64% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.01. OUTsurance Group's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For OUTsurance Group (JSE:OUT), the current LT-Debt-to-Total-Asset is 0.01 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OUTsurance Group (JSE:OUT) Overvalued in 2026?

Based on GuruFocus' analysis, OUTsurance Group stock appears to be overvalued. The current stock price of R76.19 is trading 64% above its estimated GF Value™ of R46.46. GuruFocus considers OUTsurance Group to be Significantly Overvalued.

Key valuation signals for JSE:OUT:

LT-Debt-to-Total-Asset: 0.01
GF Value™: R46.46 vs. price of R76.19 (64% above fair value)
GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the JSE:OUT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OUTsurance Group Business Description

Industry Financial Services Insurance

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Address 1241 Embankment Road, Zwartkop Extension 7, Centurion, GT, ZAF, 0157

Website https://www.outsurance.co.za

OUTsurance Group Ltd is an insurance group that specialises in Property and Casualty insurance. Its main segments include personal insurance, business insurance, compulsory third-party vehicle insurance, life insurance, and administration services. The company provides motor, home, business, life, funeral, and pet insurance products through its subsidiaries. The company's primary source of revenue is insurance premiums. The group's activities are focused on the South African, Australian and Irish markets.

71GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R76.19

Price

R46.46

GF Value

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