Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
During the past 12 months, OUTsurance Group's average EPS without NRI Growth Rate was 15.10% per year.
During the past 3 years, the average EPS without NRI Growth Rate was -74.80% per year.
During the past 5 years, the average EPS without NRI Growth Rate was -7.10% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 8.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of OUTsurance Group was 316.00% per year. The lowest was -74.80% per year. And the median was 7.55% per year.
OUTsurance Group (JSE:OUT) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
OUTsurance Group 3-Year EPS without NRI Growth Rate Related Terms
JSE:OUT vs BRK.A, AIG, HIG: 3-Year EPS without NRI Growth Rate Comparison
For the Insurance - Diversified subindustry, OUTsurance Group's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OUTsurance Group 3-Year EPS without NRI Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, OUTsurance Group's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where OUTsurance Group's 3-Year EPS without NRI Growth Rate falls into.
OUTsurance Group 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of -74.80% mean?
OUTsurance Group (JSE:OUT) has a 3-Year EPS without NRI Growth Rate of -74.80% as of Dec. 2025. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for OUTsurance Group and its competitors. According to the industry distribution chart, OUTsurance Group ranks #395 out of 396 companies in the Insurance industry, placing it in the top 99.7%.
Is OUTsurance Group's 3-Year EPS without NRI Growth Rate too high?
OUTsurance Group's current 3-Year EPS without NRI Growth Rate is -74.80%. Based on the distribution chart, OUTsurance Group ranks #395 out of 396 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, OUTsurance Group has a GF Score™ of 91/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OUTsurance Group's 3-Year EPS without NRI Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, OUTsurance Group ranks #395 out of 396 companies for 3-Year EPS without NRI Growth Rate. This places OUTsurance Group in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 16.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for an Insurance company?
The median 3-Year EPS without NRI Growth Rate among Insurance companies is 16.55, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for OUTsurance Group and its competitors. For the Insurance industry, the median 3-Year EPS without NRI Growth Rate is 16.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OUTsurance Group's current 3-Year EPS without NRI Growth Rate is -74.80%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OUTsurance Group stock overvalued right now?
Based on GuruFocus' analysis, OUTsurance Group (JSE:OUT) is currently considered Modestly Overvalued. The stock's GF Value™ is R69.04, compared to a current price of R87.28 — trading 26.4% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is -74.80%. OUTsurance Group's overall GF Score™ is 91/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For OUTsurance Group (JSE:OUT), the current 3-Year EPS without NRI Growth Rate is -74.80% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OUTsurance Group (JSE:OUT) Overvalued in 2026?
Based on GuruFocus' analysis, OUTsurance Group stock appears to be overvalued.
The current stock price of R87.28 is trading 26.4% above its estimated GF Value™ of R69.04.
GuruFocus considers OUTsurance Group to be Modestly Overvalued.
Key valuation signals for JSE:OUT:
3-Year EPS without NRI Growth Rate: -74.80%
GF Value™: R69.04 vs. price of R87.28 (26.4% above fair value)
No single metric tells the full story. See the JSE:OUT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OUTsurance Group Ltd is an insurance group that specialises in Property and Casualty insurance. Its main segments include personal insurance, business insurance, compulsory third-party vehicle insurance, life insurance, and administration services. The company provides motor, home, business, life, funeral, and pet insurance products through its subsidiaries. The company's primary source of revenue is insurance premiums. The group's activities are focused on the South African, Australian and Irish markets.
91GF Score
Get the complete analysis for JSE:OUT
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
JSE:OUT has been successfully added to your 
