OUTsurance Group (JSE:OUT) Net Interest Income: R-177 Mil (TTM As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

JSE:OUT OUTsurance Group Ltd JSE:OUT
92 GF Score
Price R86.17
GF Value R69.37
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is OUTsurance Group Net Interest Income?

OUTsurance Group JSE:OUT +1.30% 92 Net Interest Income is R-177 Mil as of Dec. 2025. GuruFocus rates JSE:OUT with a GF Score™ of 92/100 and a GF Value™ of R69.37 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors. OUTsurance Group's net interest income for the six months ended in Dec. 2025 was R0 Mil. Its net interest income for the trailing twelve months (TTM) ended in Dec. 2025 was R-177 Mil.


OUTsurance Group Net Interest Income Related Terms


OUTsurance Group Net Interest Income Historical Data

* Premium members only.

The historical data trend for OUTsurance Group's Net Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OUTsurance Group Net Interest Income Chart

OUTsurance Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Net Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only -626.00 -432.00 -40.00 -73.00 -136.00

OUTsurance Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 -56.00 0.00 -87.00 0.00
JSE:OUT
92GF Score
OUTsurance Group Ltd JSE:OUT
Net Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

OUTsurance Group Net Interest Income Calculation

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors.

Net Interest Income for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was R-177 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Interest Income →
What does a Net Interest Income of R-177 Mil mean?
OUTsurance Group (JSE:OUT) has a Net Interest Income of R-177 Mil as of Dec. 2025.
Is OUTsurance Group's Net Interest Income too high?
OUTsurance Group's current Net Interest Income is R-177 Mil. Overall, OUTsurance Group has a GF Score™ of 92/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OUTsurance Group's Net Interest Income compare to BRK.A and AIG?
OUTsurance Group's Net Interest Income of R-177 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Income for an Insurance company?
A good Net Interest Income depends on the Insurance industry context. However, Net Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Income mean?
A high Net Interest Income can signal that a stock is expensive relative to its fundamentals. OUTsurance Group's current Net Interest Income is R-177 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OUTsurance Group stock overvalued right now?
Based on GuruFocus' analysis, OUTsurance Group (JSE:OUT) is currently considered Modestly Overvalued. The stock's GF Value™ is R69.37, compared to a current price of R86.17 — trading 24.2% above its estimated fair value. The current Net Interest Income is R-177 Mil. OUTsurance Group's overall GF Score™ is 92/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Income calculated?
Net Interest Income is calculated from a company's financial statements. For OUTsurance Group (JSE:OUT), the current Net Interest Income is R-177 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OUTsurance Group (JSE:OUT) Overvalued in 2026?

Based on GuruFocus' analysis, OUTsurance Group stock appears to be overvalued. The current stock price of R86.17 is trading 24.2% above its estimated GF Value™ of R69.37. GuruFocus considers OUTsurance Group to be Modestly Overvalued.

Key valuation signals for JSE:OUT:

  • Net Interest Income: R-177 Mil
  • GF Value™: R69.37 vs. price of R86.17 (24.2% above fair value)
  • GF Score™: 92/100 with 5 warning signs

No single metric tells the full story. See the JSE:OUT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


OUTsurance Group Business Description

Address 1241 Embankment Road, Zwartkop Extension 7, Centurion, GT, ZAF, 0157
OUTsurance Group Ltd is an insurance group that specialises in Property and Casualty insurance. Its main segments include personal insurance, business insurance, compulsory third-party vehicle insurance, life insurance, and administration services. The company provides motor, home, business, life, funeral, and pet insurance products through its subsidiaries. The company's primary source of revenue is insurance premiums. The group's activities are focused on the South African, Australian and Irish markets.
92GF Score

Get the complete analysis for JSE:OUT

Net Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R86.17
Price
R69.37
GF Value