OUTsurance Group (JSE:OUT) Dividend Payout Ratio: 1.00 (As of Dec. 2025) — 104% Above Median


JSE:OUT OUTsurance Group Ltd JSE:OUT
65 GF Score
Price R77.34
GF Value R46.46
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is OUTsurance Group Dividend Payout Ratio?

OUTsurance Group JSE:OUT +0.35% 65 Dividend Payout Ratio is 1.00 as of Dec. 2025, which is 104% above its 10-year median of 0.49. GuruFocus rates JSE:OUT with a GF Score™ of 65/100 and a GF Value™ of R46.46 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 335 Insurance companies, OUTsurance Group ranks worse than 82.99% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. OUTsurance Group's Dividend Payout Ratio for the months ended in Dec. 2025 was 1.00.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of OUTsurance Group Ltd is 0.75, which seems too high.

The historical rank and industry rank for OUTsurance Group's Dividend Payout Ratio or its related term are showing as below:

JSE:OUT' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0   Med: 0.49   Max: 0.75
Current: 0.75

During the past 13 years, the highest Dividend Payout Ratio of OUTsurance Group was 0.75. The lowest was 0.00. And the median was 0.49.

JSE:OUT's Dividend Payout Ratio is ranked worse than
82.99% of 335 companies
in the Insurance industry
Industry Median: 0.38 vs JSE:OUT: 0.75

As of today (2026-06-26), the Dividend Yield % of OUTsurance Group is 3.49%.

During the past 13 years, the highest Trailing Annual Dividend Yield of OUTsurance Group was 9.30%. The lowest was 0.77%. And the median was 4.53%.

OUTsurance Group's Dividends per Share for the months ended in Dec. 2025 was R1.49.

During the past 12 months, OUTsurance Group's average Dividends Per Share Growth Rate was 36.20% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 63.70% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 30.30% per year. During the past 10 years, the average Dividends Per Share Growth Rate was -0.20% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of OUTsurance Group was 83.60% per year. The lowest was -40.00% per year. And the median was 1.65% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

OUTsurance Group (JSE:OUT) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

OUTsurance Group Dividend Payout Ratio Related Terms

OUTsurance Group Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for OUTsurance Group's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OUTsurance Group Dividend Payout Ratio Chart

OUTsurance Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.10 0.00 0.52 0.62 0.66

OUTsurance Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.86 0.45 0.82 0.53 1.00

JSE:OUT vs BRK.A, AIG, HIG: Dividend Payout Ratio Comparison

For the Insurance - Diversified subindustry, OUTsurance Group's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

OUTsurance Group Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, OUTsurance Group's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where OUTsurance Group's Dividend Payout Ratio falls into.


JSE:OUT
65GF Score
OUTsurance Group Ltd JSE:OUT
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

OUTsurance Group Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

OUTsurance Group's Dividend Payout Ratio for the fiscal year that ended in Jun. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Jun. 2025 )/ EPS without NRI (A: Jun. 2025 )
=2.018/ 3.046
=0.66

OUTsurance Group's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=1.49/ 1.498
=0.99

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 1.00 mean?
OUTsurance Group (JSE:OUT) has a Dividend Payout Ratio of 1.00 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on OUTsurance Group and its competitors. This is 104% above median its historical median of 0.49. According to the industry distribution chart, OUTsurance Group ranks #278 out of 335 companies in the Insurance industry, placing it in the top 83%.
Is OUTsurance Group's Dividend Payout Ratio too high?
OUTsurance Group's current Dividend Payout Ratio of 1.00 is 104% above median its 10-year median of 0.49. The Insurance industry median Dividend Payout Ratio is 0.38. OUTsurance Group's value of 1.00 is 163.2% above this industry median. Based on the distribution chart, OUTsurance Group ranks #278 out of 335 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, OUTsurance Group has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OUTsurance Group's Dividend Payout Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, OUTsurance Group ranks #278 out of 335 companies for Dividend Payout Ratio. This places OUTsurance Group in the lower half of its industry. The industry median Dividend Payout Ratio is 0.38. OUTsurance Group's value of 1.00 is 163.2% above this benchmark. While the company's 10-year median is 0.49 vs. the industry median of 0.38, OUTsurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 335 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OUTsurance Group's current Dividend Payout Ratio of 1.00 is 163.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on OUTsurance Group and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OUTsurance Group's current Dividend Payout Ratio is 1.00, which is 104% above median its own 10-year median of 0.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OUTsurance Group stock overvalued right now?
Based on GuruFocus' analysis, OUTsurance Group (JSE:OUT) is currently considered Significantly Overvalued. The stock's GF Value™ is R46.46, compared to a current price of R77.34 — trading 66.5% above its estimated fair value. The current Dividend Payout Ratio is 1.00, which is 104% above median its 10-year median of 0.49 and 163.2% above the Insurance industry median of 0.38. OUTsurance Group's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For OUTsurance Group (JSE:OUT), the current Dividend Payout Ratio is 1.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OUTsurance Group (JSE:OUT) Overvalued in 2026?

Based on GuruFocus' analysis, OUTsurance Group stock appears to be overvalued. The current stock price of R77.34 is trading 66.5% above its estimated GF Value™ of R46.46. GuruFocus considers OUTsurance Group to be Significantly Overvalued.

Key valuation signals for JSE:OUT:

  • Dividend Payout Ratio: 1.00 (104% above median its 10-year median of 0.49)
  • GF Value™: R46.46 vs. price of R77.34 (66.5% above fair value)
  • GF Score™: 65/100 with 3 warning signs
  • Industry Position: 163.2% above the Insurance median (#278 of 335)

No single metric tells the full story. See the JSE:OUT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OUTsurance Group Business Description

Address 1241 Embankment Road, Zwartkop Extension 7, Centurion, GT, ZAF, 0157
OUTsurance Group Ltd is an insurance group that specialises in Property and Casualty insurance. Its main segments include personal insurance, business insurance, compulsory third-party vehicle insurance, life insurance, and administration services. The company provides motor, home, business, life, funeral, and pet insurance products through its subsidiaries. The company's primary source of revenue is insurance premiums. The group's activities are focused on the South African, Australian and Irish markets.
65GF Score

Get the complete analysis for JSE:OUT

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R77.34
Price
R46.46
GF Value