OUTsurance GroupJSE:OUT +0.35%65 Net Margin % is 10.85% as of Dec. 2025, which is 41% below its 10-year median of 18.43. GuruFocus rates JSE:OUT with a GF Score™ of 65/100 and a GF Value™ of R46.46 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 501 Insurance companies, OUTsurance Group ranks better than 62.08% on this metric.
The historical rank and industry rank for OUTsurance Group's Net Margin % or its related term are showing as below:
JSE:OUT'
s Net Margin % Range Over the Past 10 Years
Min: 9.78 Med: 18.43 Max: 105.13
Current: 12
JSE:OUT's Net Margin % is ranked better than 62.08% of 501
companies
in the Insurance industry
Industry Median: 9.29
vs JSE:OUT: 12.00
OUTsurance Group (JSE:OUT) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
OUTsurance Group Net Margin % Related Terms
OUTsurance Group Net Margin % Historical Data
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The historical data trend for OUTsurance Group's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JSE:OUT vs BRK.A, AIG, HIG: Net Margin % Comparison
For the Insurance - Diversified subindustry, OUTsurance Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OUTsurance Group Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, OUTsurance Group's Net Margin % distribution charts can be found below:
* The bar in red indicates where OUTsurance Group's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OUTsurance Group (JSE:OUT) has a Net Margin % of 10.85% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on OUTsurance Group and its competitors. This is 41% below median its historical median of 18.43. Over the past decade, OUTsurance Group's Net Margin % has ranged from 9.78 to 105.13. According to the industry distribution chart, OUTsurance Group ranks #190 out of 501 companies in the Insurance industry, placing it in the top 37.9%.
Is OUTsurance Group's Net Margin % too high?
OUTsurance Group's current Net Margin % of 10.85% is 41% below median its 10-year median of 18.43. Over the past 10 years, this metric has ranged from a low of 9.78 to a high of 105.13. The Insurance industry median Net Margin % is 9.29. OUTsurance Group's value of 10.85% is 16.8% above this industry median. Based on the distribution chart, OUTsurance Group ranks #190 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, OUTsurance Group has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OUTsurance Group's Net Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, OUTsurance Group ranks #190 out of 501 companies for Net Margin %. This puts OUTsurance Group in the upper half of its industry. The industry median Net Margin % is 9.29. OUTsurance Group's value of 10.85% is 16.8% above this benchmark. Historically, OUTsurance Group's own Net Margin % has ranged from 9.78 to 105.13 over the past decade. While the company's 10-year median is 18.43 vs. the industry median of 9.29, OUTsurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OUTsurance Group's current Net Margin % of 10.85% is 16.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on OUTsurance Group and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OUTsurance Group's current Net Margin % is 10.85%, which is 41% below median its own 10-year median of 18.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OUTsurance Group stock overvalued right now?
Based on GuruFocus' analysis, OUTsurance Group (JSE:OUT) is currently considered Significantly Overvalued. The stock's GF Value™ is R46.46, compared to a current price of R77.34 — trading 66.5% above its estimated fair value. The current Net Margin % is 10.85%, which is 41% below median its 10-year median of 18.43 and 16.8% above the Insurance industry median of 9.29. OUTsurance Group's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For OUTsurance Group (JSE:OUT), the current Net Margin % is 10.85% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OUTsurance Group (JSE:OUT) Overvalued in 2026?
Based on GuruFocus' analysis, OUTsurance Group stock appears to be overvalued.
The current stock price of R77.34 is trading 66.5% above its estimated GF Value™ of R46.46.
GuruFocus considers OUTsurance Group to be Significantly Overvalued.
Key valuation signals for JSE:OUT:
Net Margin %: 10.85% (41% below median its 10-year median of 18.43)
GF Value™: R46.46 vs. price of R77.34 (66.5% above fair value)
Industry Position: 16.8% above the Insurance median (#190 of 501)
No single metric tells the full story. See the JSE:OUT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OUTsurance Group Ltd is an insurance group that specialises in Property and Casualty insurance. Its main segments include personal insurance, business insurance, compulsory third-party vehicle insurance, life insurance, and administration services. The company provides motor, home, business, life, funeral, and pet insurance products through its subsidiaries. The company's primary source of revenue is insurance premiums. The group's activities are focused on the South African, Australian and Irish markets.
65GF Score
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