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OUTsurance GroupJSE:OUT -0.18%73 3-Year EBITDA Growth Rate is 39.70% as of Dec. 2025, which is 351% above its 10-year median of 8.80. GuruFocus rates JSE:OUT with a GF Score™ of 73/100 and a GF Value™ of R47.02 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 291 Insurance companies, OUTsurance Group ranks better than 78.69% on this metric.
During the past 12 months, OUTsurance Group's average EBITDA Per Share Growth Rate was 13.80% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 39.70% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 22.60% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was 2.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of OUTsurance Group was 39.70% per year. The lowest was -20.30% per year. And the median was 8.80% per year.
OUTsurance Group (JSE:OUT) 3-Year EBITDA Growth Rate Explanation
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
OUTsurance Group 3-Year EBITDA Growth Rate Related Terms
JSE:OUT vs BRK.A, AIG, HIG: 3-Year EBITDA Growth Rate Comparison
For the Insurance - Diversified subindustry, OUTsurance Group's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OUTsurance Group 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, OUTsurance Group's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where OUTsurance Group's 3-Year EBITDA Growth Rate falls into.
OUTsurance Group 3-Year EBITDA Growth Rate Calculation
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 39.70% mean?
OUTsurance Group (JSE:OUT) has a 3-Year EBITDA Growth Rate of 39.70% as of Dec. 2025. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for OUTsurance Group and its competitors. This is 351% above median its historical median of 8.80. According to the industry distribution chart, OUTsurance Group ranks #62 out of 291 companies in the Insurance industry, placing it in the top 21.3%.
Is OUTsurance Group's 3-Year EBITDA Growth Rate too high?
OUTsurance Group's current 3-Year EBITDA Growth Rate of 39.70% is 351% above median its 10-year median of 8.80. The Insurance industry median 3-Year EBITDA Growth Rate is 17.20. OUTsurance Group's value of 39.70% is 130.8% above this industry median. Based on the distribution chart, OUTsurance Group ranks #62 out of 291 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, OUTsurance Group has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OUTsurance Group's 3-Year EBITDA Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, OUTsurance Group ranks #62 out of 291 companies for 3-Year EBITDA Growth Rate. This places OUTsurance Group in the top 21% of its industry — outperforming the majority of peers. The industry median 3-Year EBITDA Growth Rate is 17.20. OUTsurance Group's value of 39.70% is 130.8% above this benchmark. While the company's 10-year median is 8.80 vs. the industry median of 17.20, OUTsurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 17.20, based on 291 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OUTsurance Group's current 3-Year EBITDA Growth Rate of 39.70% is 130.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for OUTsurance Group and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 17.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OUTsurance Group's current 3-Year EBITDA Growth Rate is 39.70%, which is 351% above median its own 10-year median of 8.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OUTsurance Group stock overvalued right now?
Based on GuruFocus' analysis, OUTsurance Group (JSE:OUT) is currently considered Significantly Overvalued. The stock's GF Value™ is R47.02, compared to a current price of R82.60 — trading 75.7% above its estimated fair value. The current 3-Year EBITDA Growth Rate is 39.70%, which is 351% above median its 10-year median of 8.80 and 130.8% above the Insurance industry median of 17.20. OUTsurance Group's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For OUTsurance Group (JSE:OUT), the current 3-Year EBITDA Growth Rate is 39.70% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OUTsurance Group (JSE:OUT) Overvalued in 2026?
Based on GuruFocus' analysis, OUTsurance Group stock appears to be overvalued.
The current stock price of R82.60 is trading 75.7% above its estimated GF Value™ of R47.02.
GuruFocus considers OUTsurance Group to be Significantly Overvalued.
Key valuation signals for JSE:OUT:
3-Year EBITDA Growth Rate: 39.70% (351% above median its 10-year median of 8.80)
GF Value™: R47.02 vs. price of R82.60 (75.7% above fair value)
Industry Position: 130.8% above the Insurance median (#62 of 291)
No single metric tells the full story. See the JSE:OUT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OUTsurance Group Ltd is an insurance group that specialises in Property and Casualty insurance. Its main segments include personal insurance, business insurance, compulsory third-party vehicle insurance, life insurance, and administration services. The company provides motor, home, business, life, funeral, and pet insurance products through its subsidiaries. The company's primary source of revenue is insurance premiums. The group's activities are focused on the South African, Australian and Irish markets.
73GF Score
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