OUTsurance Group (JSE:OUT) PE Ratio (TTM): 23.67 (As of Jun. 29, 2026) — 101% Above Median


JSE:OUT OUTsurance Group Ltd JSE:OUT
71 GF Score
Price R76.19
GF Value R46.46
Valuation Significantly Overvalued
! 3 Warning Signs
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What is OUTsurance Group PE Ratio (TTM)?

OUTsurance Group JSE:OUT -1.49% 71 PE Ratio (TTM) is 23.67 as of Jun. 29, 2026, which is 101% above its 10-year median of 11.79. GuruFocus rates JSE:OUT with a GF Score™ of 71/100 and a GF Value™ of R46.46 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 449 Insurance companies, OUTsurance Group ranks worse than 81.96% on this metric.

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-06-29), OUTsurance Group's share price is R76.19. OUTsurance Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was R3.22. Therefore, OUTsurance Group's PE Ratio (TTM) for today is 23.67.


The historical rank and industry rank for OUTsurance Group's PE Ratio (TTM) or its related term are showing as below:

JSE:OUT' s PE Ratio (TTM) Range Over the Past 10 Years
Min: 1.87   Med: 11.79   Max: 30.87
Current: 23.67


During the past 13 years, the highest PE Ratio (TTM) of OUTsurance Group was 30.87. The lowest was 1.87. And the median was 11.79.


JSE:OUT's PE Ratio (TTM) is ranked worse than
81.96% of 449 companies
in the Insurance industry
Industry Median: 11.93 vs JSE:OUT: 23.67

OUTsurance Group's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was R1.50. Its Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was R3.22.

As of today (2026-06-29), OUTsurance Group's share price is R76.19. OUTsurance Group's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was R3.16. Therefore, OUTsurance Group's PE Ratio without NRI for today is 24.13.

During the past 13 years, OUTsurance Group's highest PE Ratio without NRI was 35.58. The lowest was 0.14. And the median was 9.20.

OUTsurance Group's EPS without NRI for the six months ended in Dec. 2025 was R1.50. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was R3.16.

During the past 12 months, OUTsurance Group's average EPS without NRI Growth Rate was 15.10% per year. During the past 3 years, the average EPS without NRI Growth Rate was -74.80% per year. During the past 5 years, the average EPS without NRI Growth Rate was -7.10% per year. During the past 10 years, the average EPS without NRI Growth Rate was 8.90% per year.

During the past 13 years, OUTsurance Group's highest 3-Year average EPS without NRI Growth Rate was 316.00% per year. The lowest was -74.80% per year. And the median was 7.55% per year.

OUTsurance Group's EPS (Basic) for the six months ended in Dec. 2025 was R1.51. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was R3.24.


OUTsurance Group  (JSE:OUT) PE Ratio (TTM) Explanation

The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.

If a company loses money, the PE Ratio (TTM) becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.

Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio (TTM) measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .

PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).


OUTsurance Group PE Ratio (TTM) Related Terms


OUTsurance Group PE Ratio (TTM) Historical Data

* Premium members only.

The historical data trend for OUTsurance Group's PE Ratio (TTM) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OUTsurance Group PE Ratio (TTM) Chart

OUTsurance Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
PE Ratio (TTM)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.27 1.91 17.81 17.79 25.83

OUTsurance Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PE Ratio (TTM) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only At Loss 17.79 At Loss 25.83 At Loss

JSE:OUT vs BRK.A, AIG, HIG: PE Ratio (TTM) Comparison

For the Insurance - Diversified subindustry, OUTsurance Group's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OUTsurance Group PE Ratio (TTM) vs Insurance Industry

For the Insurance industry and Financial Services sector, OUTsurance Group's PE Ratio (TTM) distribution charts can be found below:

* The bar in red indicates where OUTsurance Group's PE Ratio (TTM) falls into.


JSE:OUT
71GF Score
OUTsurance Group Ltd JSE:OUT
PE Ratio (TTM) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

OUTsurance Group PE Ratio (TTM) Calculation

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

OUTsurance Group's PE Ratio (TTM) for today is calculated as

PE Ratio (TTM)=Share Price/Earnings per Share (Diluted) (TTM)
=76.19/3.219
=23.67

OUTsurance Group's Share Price of today is R76.19.
For company reported semi-annually, OUTsurance Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was R3.22.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PE Ratio (TTM)=Market Cap /Net Income

There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio (TTM) →
What does a PE Ratio (TTM) of 23.67 mean?
OUTsurance Group (JSE:OUT) has a PE Ratio (TTM) of 23.67 as of Jun. 29, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on OUTsurance Group and its competitors. This is 101% above median its historical median of 11.79. Over the past decade, OUTsurance Group's PE Ratio (TTM) has ranged from 1.87 to 30.87. According to the industry distribution chart, OUTsurance Group ranks #368 out of 449 companies in the Insurance industry, placing it in the top 82%.
Is OUTsurance Group's PE Ratio (TTM) too high?
OUTsurance Group's current PE Ratio (TTM) of 23.67 is 101% above median its 10-year median of 11.79. Over the past 10 years, this metric has ranged from a low of 1.87 to a high of 30.87. The Insurance industry median PE Ratio (TTM) is 11.93. OUTsurance Group's value of 23.67 is 98.4% above this industry median. Based on the distribution chart, OUTsurance Group ranks #368 out of 449 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, OUTsurance Group has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OUTsurance Group's PE Ratio (TTM) compare to BRK.A and AIG?
According to the Insurance industry distribution chart, OUTsurance Group ranks #368 out of 449 companies for PE Ratio (TTM). This places OUTsurance Group in the lower half of its industry. The industry median PE Ratio (TTM) is 11.93. OUTsurance Group's value of 23.67 is 98.4% above this benchmark. Historically, OUTsurance Group's own PE Ratio (TTM) has ranged from 1.87 to 30.87 over the past decade. While the company's 10-year median is 11.79 vs. the industry median of 11.93, OUTsurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for an Insurance company?
The median PE Ratio (TTM) among Insurance companies is 11.93, based on 449 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OUTsurance Group's current PE Ratio (TTM) of 23.67 is 98.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on OUTsurance Group and its competitors. For the Insurance industry, the median PE Ratio (TTM) is 11.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OUTsurance Group's current PE Ratio (TTM) is 23.67, which is 101% above median its own 10-year median of 11.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OUTsurance Group stock overvalued right now?
Based on GuruFocus' analysis, OUTsurance Group (JSE:OUT) is currently considered Significantly Overvalued. The stock's GF Value™ is R46.46, compared to a current price of R76.19 — trading 64% above its estimated fair value. The current PE Ratio (TTM) is 23.67, which is 101% above median its 10-year median of 11.79 and 98.4% above the Insurance industry median of 11.93. OUTsurance Group's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For OUTsurance Group (JSE:OUT), the current PE Ratio (TTM) is 23.67 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OUTsurance Group (JSE:OUT) Overvalued in 2026?

Based on GuruFocus' analysis, OUTsurance Group stock appears to be overvalued. The current stock price of R76.19 is trading 64% above its estimated GF Value™ of R46.46. GuruFocus considers OUTsurance Group to be Significantly Overvalued.

Key valuation signals for JSE:OUT:

  • PE Ratio (TTM): 23.67 (101% above median its 10-year median of 11.79)
  • GF Value™: R46.46 vs. price of R76.19 (64% above fair value)
  • GF Score™: 71/100 with 3 warning signs
  • Industry Position: 98.4% above the Insurance median (#368 of 449)

No single metric tells the full story. See the JSE:OUT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


OUTsurance Group Business Description

Address 1241 Embankment Road, Zwartkop Extension 7, Centurion, GT, ZAF, 0157
OUTsurance Group Ltd is an insurance group that specialises in Property and Casualty insurance. Its main segments include personal insurance, business insurance, compulsory third-party vehicle insurance, life insurance, and administration services. The company provides motor, home, business, life, funeral, and pet insurance products through its subsidiaries. The company's primary source of revenue is insurance premiums. The group's activities are focused on the South African, Australian and Irish markets.
71GF Score

Get the complete analysis for JSE:OUT

PE Ratio (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R76.19
Price
R46.46
GF Value