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OUTsurance GroupJSE:OUT +1.06%91 3-Year Dividend Growth Rate is 63.70% as of Dec. 2025, which is 3761% above its 10-year median of 1.65. GuruFocus rates JSE:OUT with a GF Score™ of 91/100 and a GF Value™ of R69.27 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 273 Insurance companies, OUTsurance Group ranks better than 94.87% on this metric.
The historical rank and industry rank for OUTsurance Group's 3-Year Dividend Growth Rate or its related term are showing as below:
JSE:OUT'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -40 Med: 1.65 Max: 83.6
Current: 63.7
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of OUTsurance Group was 83.60% per year. The lowest was -40.00% per year. And the median was 1.65% per year.
JSE:OUT's 3-Year Dividend Growth Rate is ranked better than 94.87% of 273
companies
in the Insurance industry
Industry Median: 9.4
vs JSE:OUT: 63.70
During the past 12 months, OUTsurance Group's average Dividends Per Share Growth Rate was 36.20% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 63.70% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 30.30% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was -0.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of OUTsurance Group Ltd is 0.75, which seems too high.
Good Sign:
OUTsurance Group Ltd stock Dividend Yield % is close to 5-year high.
For more information regarding to dividend, please check our Dividend Page.
During the past 13 years, the highest Dividend Payout Ratio of OUTsurance Group was 0.75. The lowest was 0.00. And the median was 0.49.
Warning Sign:
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of OUTsurance Group Ltd is 0.75, which seems too high.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
OUTsurance Group Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
ZAR 1.207000
2026-04-15
2026-04-17
2026-04-20
Cash Dividend
semi-annually
ZAR:ZAR 1.000000
ZAR 1.490000
2025-10-15
2025-10-17
2025-10-20
Cash Dividend
semi-annually
ZAR:ZAR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
OUTsurance Group's Dividend Yield (%) for Today is calculated as
Current Share Price is R84.03.
OUTsurance Group's Dividends per Share for the trailing twelve months (TTM) ended in Today is R2.697.
During the past 13 years, the highest Dividend Yield of OUTsurance Group was 9.30%. The lowest was 0.77%. And the median was 2.92%.
Good Sign:
OUTsurance Group Ltd stock Dividend Yield % is close to 5-year high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OUTsurance Group 3-Year Dividend Growth Rate Related Terms>
JSE:OUT vs BRK.A, AIG, HIG: 3-Year Dividend Growth Rate Comparison
For the Insurance - Diversified subindustry, OUTsurance Group's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OUTsurance Group 3-Year Dividend Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, OUTsurance Group's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where OUTsurance Group's 3-Year Dividend Growth Rate falls into.
OUTsurance Group 3-Year Dividend Growth Rate Calculation
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 63.70% mean?
OUTsurance Group (JSE:OUT) has a 3-Year Dividend Growth Rate of 63.70% as of Dec. 2025. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on OUTsurance Group and its competitors. This is 3761% above median its historical median of 1.65. According to the industry distribution chart, OUTsurance Group ranks #14 out of 273 companies in the Insurance industry, placing it in the top 5.1%.
Is OUTsurance Group's 3-Year Dividend Growth Rate too high?
OUTsurance Group's current 3-Year Dividend Growth Rate of 63.70% is 3761% above median its 10-year median of 1.65. The Insurance industry median 3-Year Dividend Growth Rate is 9.40. OUTsurance Group's value of 63.70% is 577.7% above this industry median. Based on the distribution chart, OUTsurance Group ranks #14 out of 273 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, OUTsurance Group has a GF Score™ of 91/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OUTsurance Group's 3-Year Dividend Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, OUTsurance Group ranks #14 out of 273 companies for 3-Year Dividend Growth Rate. This places OUTsurance Group in the top 5% of its industry — outperforming the majority of peers. The industry median 3-Year Dividend Growth Rate is 9.40. OUTsurance Group's value of 63.70% is 577.7% above this benchmark. While the company's 10-year median is 1.65 vs. the industry median of 9.40, OUTsurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for an Insurance company?
The median 3-Year Dividend Growth Rate among Insurance companies is 9.40, based on 273 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OUTsurance Group's current 3-Year Dividend Growth Rate of 63.70% is 577.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on OUTsurance Group and its competitors. For the Insurance industry, the median 3-Year Dividend Growth Rate is 9.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OUTsurance Group's current 3-Year Dividend Growth Rate is 63.70%, which is 3761% above median its own 10-year median of 1.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OUTsurance Group stock overvalued right now?
Based on GuruFocus' analysis, OUTsurance Group (JSE:OUT) is currently considered Modestly Overvalued. The stock's GF Value™ is R69.27, compared to a current price of R84.03 — trading 21.3% above its estimated fair value. The current 3-Year Dividend Growth Rate is 63.70%, which is 3761% above median its 10-year median of 1.65 and 577.7% above the Insurance industry median of 9.40. OUTsurance Group's overall GF Score™ is 91/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For OUTsurance Group (JSE:OUT), the current 3-Year Dividend Growth Rate is 63.70% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OUTsurance Group (JSE:OUT) Overvalued in 2026?
Based on GuruFocus' analysis, OUTsurance Group stock appears to be overvalued.
The current stock price of R84.03 is trading 21.3% above its estimated GF Value™ of R69.27.
GuruFocus considers OUTsurance Group to be Modestly Overvalued.
Key valuation signals for JSE:OUT:
3-Year Dividend Growth Rate: 63.70% (3761% above median its 10-year median of 1.65)
GF Value™: R69.27 vs. price of R84.03 (21.3% above fair value)
Industry Position: 577.7% above the Insurance median (#14 of 273)
No single metric tells the full story. See the JSE:OUT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OUTsurance Group Ltd is an insurance group that specialises in Property and Casualty insurance. Its main segments include personal insurance, business insurance, compulsory third-party vehicle insurance, life insurance, and administration services. The company provides motor, home, business, life, funeral, and pet insurance products through its subsidiaries. The company's primary source of revenue is insurance premiums. The group's activities are focused on the South African, Australian and Irish markets.
91GF Score
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3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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