OUTsurance Group (JSE:OUT) Pre-Tax Income: R7,857 Mil (TTM As of Dec. 2025)

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JSE:OUT OUTsurance Group Ltd JSE:OUT
91 GF Score
Price R89.83
GF Value R70.46
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is OUTsurance Group Pre-Tax Income?

OUTsurance Group JSE:OUT +1.63% 91 Pre-Tax Income is R7,857 Mil as of Dec. 2025. GuruFocus rates JSE:OUT with a GF Score™ of 91/100 and a GF Value™ of R70.46 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. OUTsurance Group's pretax income for the six months ended in Dec. 2025 was R3,610 Mil. Its pretax income for the trailing twelve months (TTM) ended in Dec. 2025 was R7,857 Mil. OUTsurance Group's pretax margin was 16.83%.

During the past 13 years, OUTsurance Group's highest Pretax Margin was 36.46%. The lowest was 12.82%. And the median was 19.75%.


OUTsurance Group  (JSE:OUT) Pre-Tax Income Explanation

OUTsurance Group's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pretax Income/Revenue
=3610/21447
=16.83%

During the past 13 years, OUTsurance Group's highest Pretax Margin was 36.46%. The lowest was 12.82%. And the median was 19.75%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


OUTsurance Group Pre-Tax Income Related Terms


OUTsurance Group Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for OUTsurance Group's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OUTsurance Group Pre-Tax Income Chart

OUTsurance Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,218.00 2,731.00 4,876.00 6,285.00 7,681.00

OUTsurance Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,812.00 3,473.00 3,434.00 4,247.00 3,610.00

JSE:OUT vs BRK.A, AIG, HIG: Pre-Tax Income Comparison

For the Insurance - Diversified subindustry, OUTsurance Group's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OUTsurance Group Pre-Tax Income vs Insurance Industry

For the Insurance industry and Financial Services sector, OUTsurance Group's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where OUTsurance Group's Pre-Tax Income falls into.


JSE:OUT
91GF Score
OUTsurance Group Ltd JSE:OUT
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

OUTsurance Group Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

OUTsurance Group's Pretax Income for the fiscal year that ended in Jun. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+7681
=7,681

OUTsurance Group's Pretax Income for the quarter that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+3610
=3,610

Pre-Tax Income for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was R7,857 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of R7,857 Mil mean?
OUTsurance Group (JSE:OUT) has a Pre-Tax Income of R7,857 Mil as of Dec. 2025. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on OUTsurance Group and its competitors.
Is OUTsurance Group's Pre-Tax Income too high?
OUTsurance Group's current Pre-Tax Income is R7,857 Mil. Overall, OUTsurance Group has a GF Score™ of 91/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OUTsurance Group's Pre-Tax Income compare to BRK.A and AIG?
OUTsurance Group's Pre-Tax Income of R7,857 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for an Insurance company?
A good Pre-Tax Income depends on the Insurance industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on OUTsurance Group and its competitors. OUTsurance Group's current Pre-Tax Income is R7,857 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OUTsurance Group stock overvalued right now?
Based on GuruFocus' analysis, OUTsurance Group (JSE:OUT) is currently considered Modestly Overvalued. The stock's GF Value™ is R70.46, compared to a current price of R89.83 — trading 27.5% above its estimated fair value. The current Pre-Tax Income is R7,857 Mil. OUTsurance Group's overall GF Score™ is 91/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For OUTsurance Group (JSE:OUT), the current Pre-Tax Income is R7,857 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OUTsurance Group (JSE:OUT) Overvalued in 2026?

Based on GuruFocus' analysis, OUTsurance Group stock appears to be overvalued. The current stock price of R89.83 is trading 27.5% above its estimated GF Value™ of R70.46. GuruFocus considers OUTsurance Group to be Modestly Overvalued.

Key valuation signals for JSE:OUT:

  • Pre-Tax Income: R7,857 Mil
  • GF Value™: R70.46 vs. price of R89.83 (27.5% above fair value)
  • GF Score™: 91/100 with 5 warning signs

No single metric tells the full story. See the JSE:OUT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


OUTsurance Group Business Description

Address 1241 Embankment Road, Zwartkop Extension 7, Centurion, GT, ZAF, 0157
OUTsurance Group Ltd is an insurance group that specialises in Property and Casualty insurance. Its main segments include personal insurance, business insurance, compulsory third-party vehicle insurance, life insurance, and administration services. The company provides motor, home, business, life, funeral, and pet insurance products through its subsidiaries. The company's primary source of revenue is insurance premiums. The group's activities are focused on the South African, Australian and Irish markets.
91GF Score

Get the complete analysis for JSE:OUT

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R89.83
Price
R70.46
GF Value