OUTsurance GroupJSE:OUT +0.32%65 5-Year Yield-on-Cost % is 12.70 as of Jul. 08, 2026, which is 14% above its 10-year median of 11.16. GuruFocus rates JSE:OUT with a GF Score™ of 65/100 and a GF Value™ of R46.32 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 423 Insurance companies, OUTsurance Group ranks better than 91.96% on this metric.
OUTsurance Group's yield on cost for the quarter that ended in Dec. 2025 was 12.70.
The historical rank and industry rank for OUTsurance Group's 5-Year Yield-on-Cost % or its related term are showing as below:
JSE:OUT'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.89 Med: 11.16 Max: 34.93
Current: 12.7
During the past 13 years, OUTsurance Group's highest Yield on Cost was 34.93. The lowest was 2.89. And the median was 11.16.
JSE:OUT's 5-Year Yield-on-Cost % is ranked better than 91.96% of 423
companies
in the Insurance industry
Industry Median: 4
vs JSE:OUT: 12.70
OUTsurance Group (JSE:OUT) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
OUTsurance Group 5-Year Yield-on-Cost % Related Terms
JSE:OUT vs BRK.A, AIG, HIG: 5-Year Yield-on-Cost % Comparison
For the Insurance - Diversified subindustry, OUTsurance Group's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OUTsurance Group 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, OUTsurance Group's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where OUTsurance Group's 5-Year Yield-on-Cost % falls into.
OUTsurance Group 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
OUTsurance Group (JSE:OUT) has a 5-Year Yield-on-Cost % of 12.70 as of Jul. 08, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on OUTsurance Group and its competitors. This is 14% above median its historical median of 11.16. Over the past decade, OUTsurance Group's 5-Year Yield-on-Cost % has ranged from 2.89 to 34.93. According to the industry distribution chart, OUTsurance Group ranks #34 out of 423 companies in the Insurance industry, placing it in the top 8%.
Is OUTsurance Group's 5-Year Yield-on-Cost % too high?
OUTsurance Group's current 5-Year Yield-on-Cost % of 12.70 is 14% above median its 10-year median of 11.16. Over the past 10 years, this metric has ranged from a low of 2.89 to a high of 34.93. The Insurance industry median 5-Year Yield-on-Cost % is 4.00. OUTsurance Group's value of 12.70 is 217.5% above this industry median. Based on the distribution chart, OUTsurance Group ranks #34 out of 423 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, OUTsurance Group has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OUTsurance Group's 5-Year Yield-on-Cost % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, OUTsurance Group ranks #34 out of 423 companies for 5-Year Yield-on-Cost %. This places OUTsurance Group in the top 8% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 4.00. OUTsurance Group's value of 12.70 is 217.5% above this benchmark. Historically, OUTsurance Group's own 5-Year Yield-on-Cost % has ranged from 2.89 to 34.93 over the past decade. While the company's 10-year median is 11.16 vs. the industry median of 4.00, OUTsurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 4.00, based on 423 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OUTsurance Group's current 5-Year Yield-on-Cost % of 12.70 is 217.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on OUTsurance Group and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 4.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OUTsurance Group's current 5-Year Yield-on-Cost % is 12.70, which is 14% above median its own 10-year median of 11.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OUTsurance Group stock overvalued right now?
Based on GuruFocus' analysis, OUTsurance Group (JSE:OUT) is currently considered Significantly Overvalued. The stock's GF Value™ is R46.32, compared to a current price of R80.39 — trading 73.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 12.70, which is 14% above median its 10-year median of 11.16 and 217.5% above the Insurance industry median of 4.00. OUTsurance Group's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For OUTsurance Group (JSE:OUT), the current 5-Year Yield-on-Cost % is 12.70 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OUTsurance Group (JSE:OUT) Overvalued in 2026?
Based on GuruFocus' analysis, OUTsurance Group stock appears to be overvalued.
The current stock price of R80.39 is trading 73.6% above its estimated GF Value™ of R46.32.
GuruFocus considers OUTsurance Group to be Significantly Overvalued.
Key valuation signals for JSE:OUT:
5-Year Yield-on-Cost %: 12.70 (14% above median its 10-year median of 11.16)
GF Value™: R46.32 vs. price of R80.39 (73.6% above fair value)
Industry Position: 217.5% above the Insurance median (#34 of 423)
No single metric tells the full story. See the JSE:OUT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OUTsurance Group Ltd is an insurance group that specialises in Property and Casualty insurance. Its main segments include personal insurance, business insurance, compulsory third-party vehicle insurance, life insurance, and administration services. The company provides motor, home, business, life, funeral, and pet insurance products through its subsidiaries. The company's primary source of revenue is insurance premiums. The group's activities are focused on the South African, Australian and Irish markets.
65GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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