OUTsurance Group (JSE:OUT) Peter Lynch Fair Value: R68.96 (As of Jul. 09, 2026) — 6057% Above Median


JSE:OUT OUTsurance Group Ltd JSE:OUT
65 GF Score
Price R78.44
GF Value R46.35
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is OUTsurance Group Peter Lynch Fair Value?

OUTsurance Group JSE:OUT -2.43% 65 Peter Lynch Fair Value is R68.96 as of Jul. 09, 2026, which is 100% below its 10-year median of 1.12. GuruFocus rates JSE:OUT with a GF Score™ of 65/100 and a GF Value™ of R46.35 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 156 Insurance companies, OUTsurance Group ranks worse than 64.74% on this metric.

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, OUTsurance Group's PEG is 1. OUTsurance Group's 5-Year TTM EBITDA Growth Rate is 22.64. OUTsurance Group's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was R3.05. Therefore, the Peter Lynch Fair Value for today is R68.96.

As of today (2026-07-09), OUTsurance Group's share price is R78.44. OUTsurance Group's Peter Lynch fair value is R68.96. Therefore, OUTsurance Group's Price to Peter Lynch Fair Value Ratio for today is 1.14.


The historical rank and industry rank for OUTsurance Group's Peter Lynch Fair Value or its related term are showing as below:

JSE:OUT' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.69   Med: 1.12   Max: 3.66
Current: 1.14


During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of OUTsurance Group was 3.66. The lowest was 0.69. And the median was 1.12.


JSE:OUT's Price-to-Peter-Lynch-Fair-Value is ranked worse than
64.74% of 156 companies
in the Insurance industry
Industry Median: 0.805 vs JSE:OUT: 1.14

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


OUTsurance Group  (JSE:OUT) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of EBITDA per share over the past 5 years, which is 22.64 instead of 15 in this case.

OUTsurance Group's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=78.44/68.96
=1.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


OUTsurance Group Peter Lynch Fair Value Related Terms


OUTsurance Group Peter Lynch Fair Value Historical Data

* Premium members only.

The historical data trend for OUTsurance Group's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OUTsurance Group Peter Lynch Fair Value Chart

OUTsurance Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 12.70 68.96

OUTsurance Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 12.70 0.00 68.96 0.00

JSE:OUT vs BRK.A, AIG, HIG: Peter Lynch Fair Value Comparison

For the Insurance - Diversified subindustry, OUTsurance Group's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OUTsurance Group Price-to-Peter-Lynch-Fair-Value vs Insurance Industry

For the Insurance industry and Financial Services sector, OUTsurance Group's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where OUTsurance Group's Price-to-Peter-Lynch-Fair-Value falls into.


JSE:OUT
65GF Score
OUTsurance Group Ltd JSE:OUT
Peter Lynch Fair Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

OUTsurance Group Peter Lynch Fair Value Calculation

OUTsurance Group's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM EBITDA Growth Rate***EPS without NRI (TTM)
=1* 22.64 *3.046
=68.96

For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. OUTsurance Group's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was R3.05.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM EBITDA Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data adds up the quarterly data reported by the company within the most recent 12 months. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.

Frequently Asked Questions Learn more about Peter Lynch Fair Value →
What does a Peter Lynch Fair Value of R68.96 mean?
OUTsurance Group (JSE:OUT) has a Peter Lynch Fair Value of R68.96 as of Jul. 09, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on OUTsurance Group and its competitors. This is 6057% above median its historical median of 1.12. Over the past decade, OUTsurance Group's Peter Lynch Fair Value has ranged from 0.69 to 3.66. According to the industry distribution chart, OUTsurance Group ranks #101 out of 156 companies in the Insurance industry, placing it in the top 64.7%.
Is OUTsurance Group's Peter Lynch Fair Value too high?
OUTsurance Group's current Peter Lynch Fair Value of R68.96 is 6057% above median its 10-year median of 1.12. Over the past 10 years, this metric has ranged from a low of 0.69 to a high of 3.66. Based on the distribution chart, OUTsurance Group ranks #101 out of 156 companies in the Insurance industry, which is below the industry midpoint. Overall, OUTsurance Group has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OUTsurance Group's Peter Lynch Fair Value compare to BRK.A and AIG?
According to the Insurance industry distribution chart, OUTsurance Group ranks #101 out of 156 companies for Peter Lynch Fair Value. This places OUTsurance Group in the lower half of its industry. The industry median Peter Lynch Fair Value is 0.81. Historically, OUTsurance Group's own Peter Lynch Fair Value has ranged from 0.69 to 3.66 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for an Insurance company?
The median Peter Lynch Fair Value among Insurance companies is 0.81, based on 156 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on OUTsurance Group and its competitors. For the Insurance industry, the median Peter Lynch Fair Value is 0.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OUTsurance Group's current Peter Lynch Fair Value is R68.96, which is 6057% above median its own 10-year median of 1.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OUTsurance Group stock overvalued right now?
Based on GuruFocus' analysis, OUTsurance Group (JSE:OUT) is currently considered Significantly Overvalued. The stock's GF Value™ is R46.35, compared to a current price of R78.44 — trading 69.2% above its estimated fair value. The current Peter Lynch Fair Value is R68.96, which is 6057% above median its 10-year median of 1.12. OUTsurance Group's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For OUTsurance Group (JSE:OUT), the current Peter Lynch Fair Value is R68.96 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OUTsurance Group (JSE:OUT) Overvalued in 2026?

Based on GuruFocus' analysis, OUTsurance Group stock appears to be overvalued. The current stock price of R78.44 is trading 69.2% above its estimated GF Value™ of R46.35. GuruFocus considers OUTsurance Group to be Significantly Overvalued.

Key valuation signals for JSE:OUT:

  • Peter Lynch Fair Value: R68.96 (6057% above median its 10-year median of 1.12)
  • GF Value™: R46.35 vs. price of R78.44 (69.2% above fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the JSE:OUT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


OUTsurance Group Business Description

Address 1241 Embankment Road, Zwartkop Extension 7, Centurion, GT, ZAF, 0157
OUTsurance Group Ltd is an insurance group that specialises in Property and Casualty insurance. Its main segments include personal insurance, business insurance, compulsory third-party vehicle insurance, life insurance, and administration services. The company provides motor, home, business, life, funeral, and pet insurance products through its subsidiaries. The company's primary source of revenue is insurance premiums. The group's activities are focused on the South African, Australian and Irish markets.
65GF Score

Get the complete analysis for JSE:OUT

Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R78.44
Price
R46.35
GF Value