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OUTsurance GroupJSE:OUT -1.77%73 Equity-to-Asset is 0.36 as of Dec. 2025, which is 28% below its 10-year median of 0.50. GuruFocus rates JSE:OUT with a GF Score™ of 73/100 and a GF Value™ of R47.11 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 504 Insurance companies, OUTsurance Group ranks better than 69.05% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. OUTsurance Group's Total Stockholders Equity for the quarter that ended in Dec. 2025 was R13,616 Mil. OUTsurance Group's Total Assets for the quarter that ended in Dec. 2025 was R38,170 Mil.
Therefore, OUTsurance Group's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.36.
The historical rank and industry rank for OUTsurance Group's Equity-to-Asset or its related term are showing as below:
JSE:OUT'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.36 Med: 0.5 Max: 0.66
Current: 0.36
During the past 13 years, the highest Equity to Asset Ratio of OUTsurance Group was 0.66. The lowest was 0.36. And the median was 0.50.
JSE:OUT's Equity-to-Asset is ranked better than 69.05% of 504
companies
in the Insurance industry
Industry Median: 0.26
vs JSE:OUT: 0.36
OUTsurance Group (JSE:OUT) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
OUTsurance Group Equity-to-Asset Related Terms
OUTsurance Group Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for OUTsurance Group's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JSE:OUT vs BRK.A, AIG, HIG: Equity-to-Asset Comparison
For the Insurance - Diversified subindustry, OUTsurance Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OUTsurance Group Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, OUTsurance Group's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where OUTsurance Group's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
OUTsurance Group's Equity to Asset Ratio for the fiscal year that ended in Jun. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OUTsurance Group (JSE:OUT) has a Equity-to-Asset of 0.36 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on OUTsurance Group and its competitors. This is 28% below median its historical median of 0.50. Over the past decade, OUTsurance Group's Equity-to-Asset has ranged from 0.36 to 0.66. According to the industry distribution chart, OUTsurance Group ranks #156 out of 504 companies in the Insurance industry, placing it in the top 31%.
Is OUTsurance Group's Equity-to-Asset too high?
OUTsurance Group's current Equity-to-Asset of 0.36 is 28% below median its 10-year median of 0.50. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 0.66. The Insurance industry median Equity-to-Asset is 0.26. OUTsurance Group's value of 0.36 is 38.5% above this industry median. Based on the distribution chart, OUTsurance Group ranks #156 out of 504 companies in the Insurance industry, which is above the industry midpoint. Overall, OUTsurance Group has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OUTsurance Group's Equity-to-Asset compare to BRK.A and AIG?
According to the Insurance industry distribution chart, OUTsurance Group ranks #156 out of 504 companies for Equity-to-Asset. This puts OUTsurance Group in the upper half of its industry. The industry median Equity-to-Asset is 0.26. OUTsurance Group's value of 0.36 is 38.5% above this benchmark. Historically, OUTsurance Group's own Equity-to-Asset has ranged from 0.36 to 0.66 over the past decade. While the company's 10-year median is 0.50 vs. the industry median of 0.26, OUTsurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OUTsurance Group's current Equity-to-Asset of 0.36 is 38.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on OUTsurance Group and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OUTsurance Group's current Equity-to-Asset is 0.36, which is 28% below median its own 10-year median of 0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OUTsurance Group stock overvalued right now?
Based on GuruFocus' analysis, OUTsurance Group (JSE:OUT) is currently considered Significantly Overvalued. The stock's GF Value™ is R47.11, compared to a current price of R81.14 — trading 72.2% above its estimated fair value. The current Equity-to-Asset is 0.36, which is 28% below median its 10-year median of 0.50 and 38.5% above the Insurance industry median of 0.26. OUTsurance Group's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For OUTsurance Group (JSE:OUT), the current Equity-to-Asset is 0.36 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OUTsurance Group (JSE:OUT) Overvalued in 2026?
Based on GuruFocus' analysis, OUTsurance Group stock appears to be overvalued.
The current stock price of R81.14 is trading 72.2% above its estimated GF Value™ of R47.11.
GuruFocus considers OUTsurance Group to be Significantly Overvalued.
Key valuation signals for JSE:OUT:
Equity-to-Asset: 0.36 (28% below median its 10-year median of 0.50)
GF Value™: R47.11 vs. price of R81.14 (72.2% above fair value)
Industry Position: 38.5% above the Insurance median (#156 of 504)
No single metric tells the full story. See the JSE:OUT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OUTsurance Group Ltd is an insurance group that specialises in Property and Casualty insurance. Its main segments include personal insurance, business insurance, compulsory third-party vehicle insurance, life insurance, and administration services. The company provides motor, home, business, life, funeral, and pet insurance products through its subsidiaries. The company's primary source of revenue is insurance premiums. The group's activities are focused on the South African, Australian and Irish markets.
73GF Score
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