OUTsurance Group (JSE:OUT) EBIT: R7,998 Mil (TTM As of Dec. 2025)


JSE:OUT OUTsurance Group Ltd JSE:OUT
65 GF Score
Price R77.34
GF Value R46.46
Valuation Significantly Overvalued
! 3 Warning Signs
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What is OUTsurance Group EBIT?

OUTsurance Group JSE:OUT +0.35% 65 EBIT is R7,998 Mil as of Dec. 2025. GuruFocus rates JSE:OUT with a GF Score™ of 65/100 and a GF Value™ of R46.46 (Significantly Overvalued). The stock has 3 warning signs investors should review.

OUTsurance Group's earnings before interest and taxes (EBIT) for the six months ended in Dec. 2025 was R3,700 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Dec. 2025 was R7,998 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. OUTsurance Group's annualized ROC % for the quarter that ended in Dec. 2025 was 14.49%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. OUTsurance Group's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was 6.69%.


OUTsurance Group  (JSE:OUT) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

OUTsurance Group's annualized ROC % for the quarter that ended in Dec. 2025 is calculated as:

ROC % (Q: Dec. 2025 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Jun. 2025 ) + Invested Capital (Q: Dec. 2025 ))/ count )
=7400 * ( 1 - 29.5% )/( (36009.15 + 35982.35)/ 2 )
=5217/35995.75
=14.49 %

where

Invested Capital(Q: Jun. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=38649 - 1784 - ( 1865 - 5% * 20183 )
=36009.15

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=38170 - 1399 - ( 1861 - 5% * 21447 )
=35982.35

Note: The EBIT data used here is two times the semi-annual (Dec. 2025) data.

2. Joel Greenblatt's definition of Return on Capital:

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

OUTsurance Group's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Dec. 2025 )
=7998/119462.944
=6.69 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


OUTsurance Group EBIT Related Terms


OUTsurance Group EBIT Historical Data

* Premium members only.

The historical data trend for OUTsurance Group's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OUTsurance Group EBIT Chart

OUTsurance Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,286.00 2,745.00 4,911.00 6,354.00 7,781.00

OUTsurance Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,829.00 3,525.00 3,483.00 4,298.00 3,700.00

JSE:OUT vs BRK.A, AIG, HIG: EBIT Comparison

For the Insurance - Diversified subindustry, OUTsurance Group's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OUTsurance Group EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, OUTsurance Group's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where OUTsurance Group's EV-to-EBIT falls into.


JSE:OUT
65GF Score
OUTsurance Group Ltd JSE:OUT
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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OUTsurance Group EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was R7,998 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of R7,998 Mil mean?
OUTsurance Group (JSE:OUT) has a EBIT of R7,998 Mil as of Dec. 2025. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on OUTsurance Group.
Is OUTsurance Group's EBIT too high?
OUTsurance Group's current EBIT is R7,998 Mil. Overall, OUTsurance Group has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OUTsurance Group's EBIT compare to BRK.A and AIG?
OUTsurance Group's EBIT of R7,998 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for an Insurance company?
A good EBIT depends on the Insurance industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on OUTsurance Group. OUTsurance Group's current EBIT is R7,998 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OUTsurance Group stock overvalued right now?
Based on GuruFocus' analysis, OUTsurance Group (JSE:OUT) is currently considered Significantly Overvalued. The stock's GF Value™ is R46.46, compared to a current price of R77.34 — trading 66.5% above its estimated fair value. The current EBIT is R7,998 Mil. OUTsurance Group's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For OUTsurance Group (JSE:OUT), the current EBIT is R7,998 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OUTsurance Group (JSE:OUT) Overvalued in 2026?

Based on GuruFocus' analysis, OUTsurance Group stock appears to be overvalued. The current stock price of R77.34 is trading 66.5% above its estimated GF Value™ of R46.46. GuruFocus considers OUTsurance Group to be Significantly Overvalued.

Key valuation signals for JSE:OUT:

  • EBIT: R7,998 Mil
  • GF Value™: R46.46 vs. price of R77.34 (66.5% above fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the JSE:OUT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


OUTsurance Group Business Description

Address 1241 Embankment Road, Zwartkop Extension 7, Centurion, GT, ZAF, 0157
OUTsurance Group Ltd is an insurance group that specialises in Property and Casualty insurance. Its main segments include personal insurance, business insurance, compulsory third-party vehicle insurance, life insurance, and administration services. The company provides motor, home, business, life, funeral, and pet insurance products through its subsidiaries. The company's primary source of revenue is insurance premiums. The group's activities are focused on the South African, Australian and Irish markets.
65GF Score

Get the complete analysis for JSE:OUT

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R77.34
Price
R46.46
GF Value