OUTsurance Group (JSE:OUT) ROE % Adjusted to Book Value: 4.06% (As of Dec. 2025)


JSE:OUT OUTsurance Group Ltd JSE:OUT
65 GF Score
Price R77.34
GF Value R46.46
Valuation Significantly Overvalued
! 3 Warning Signs
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What is OUTsurance Group ROE % Adjusted to Book Value?

OUTsurance Group JSE:OUT +0.35% 65 ROE % Adjusted to Book Value is 4.06% as of Dec. 2025. GuruFocus rates JSE:OUT with a GF Score™ of 65/100 and a GF Value™ of R46.46 (Significantly Overvalued). The stock has 3 warning signs investors should review.

OUTsurance Group's ROE % for the quarter that ended in Dec. 2025 was 33.05%. OUTsurance Group's PB Ratio for the quarter that ended in Dec. 2025 was 8.15. OUTsurance Group's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 4.06%.


OUTsurance Group ROE % Adjusted to Book Value Related Terms


OUTsurance Group ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for OUTsurance Group's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OUTsurance Group ROE % Adjusted to Book Value Chart

OUTsurance Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.12 31.78 6.07 5.84 3.95

OUTsurance Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 6.08 3.88 4.58 4.06

JSE:OUT vs BRK.A, AIG, HIG: ROE % Adjusted to Book Value Comparison

For the Insurance - Diversified subindustry, OUTsurance Group's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OUTsurance Group ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, OUTsurance Group's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where OUTsurance Group's ROE % Adjusted to Book Value falls into.


JSE:OUT
65GF Score
OUTsurance Group Ltd JSE:OUT
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

OUTsurance Group ROE % Adjusted to Book Value Calculation

OUTsurance Group's ROE % Adjusted to Book Value for the fiscal year that ended in Jun. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=32.88% / 8.33
=3.95%

OUTsurance Group's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=33.05% / 8.15
=4.06%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 4.06% mean?
OUTsurance Group (JSE:OUT) has a ROE % Adjusted to Book Value of 4.06% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on OUTsurance Group and its competitors.
Is OUTsurance Group's ROE % Adjusted to Book Value too high?
OUTsurance Group's current ROE % Adjusted to Book Value is 4.06%. Overall, OUTsurance Group has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OUTsurance Group's ROE % Adjusted to Book Value compare to BRK.A and AIG?
OUTsurance Group's ROE % Adjusted to Book Value of 4.06% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on OUTsurance Group and its competitors. OUTsurance Group's current ROE % Adjusted to Book Value is 4.06%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OUTsurance Group stock overvalued right now?
Based on GuruFocus' analysis, OUTsurance Group (JSE:OUT) is currently considered Significantly Overvalued. The stock's GF Value™ is R46.46, compared to a current price of R77.34 — trading 66.5% above its estimated fair value. The current ROE % Adjusted to Book Value is 4.06%. OUTsurance Group's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For OUTsurance Group (JSE:OUT), the current ROE % Adjusted to Book Value is 4.06% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OUTsurance Group (JSE:OUT) Overvalued in 2026?

Based on GuruFocus' analysis, OUTsurance Group stock appears to be overvalued. The current stock price of R77.34 is trading 66.5% above its estimated GF Value™ of R46.46. GuruFocus considers OUTsurance Group to be Significantly Overvalued.

Key valuation signals for JSE:OUT:

  • ROE % Adjusted to Book Value: 4.06%
  • GF Value™: R46.46 vs. price of R77.34 (66.5% above fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the JSE:OUT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


OUTsurance Group Business Description

Address 1241 Embankment Road, Zwartkop Extension 7, Centurion, GT, ZAF, 0157
OUTsurance Group Ltd is an insurance group that specialises in Property and Casualty insurance. Its main segments include personal insurance, business insurance, compulsory third-party vehicle insurance, life insurance, and administration services. The company provides motor, home, business, life, funeral, and pet insurance products through its subsidiaries. The company's primary source of revenue is insurance premiums. The group's activities are focused on the South African, Australian and Irish markets.
65GF Score

Get the complete analysis for JSE:OUT

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R77.34
Price
R46.46
GF Value