OUTsurance Group (JSE:OUT) Scaled Net Operating Assets: 0.16 (As of Dec. 2025)


JSE:OUT OUTsurance Group Ltd JSE:OUT
65 GF Score
Price R77.34
GF Value R46.46
Valuation Significantly Overvalued
! 3 Warning Signs
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What is OUTsurance Group Scaled Net Operating Assets?

OUTsurance Group JSE:OUT +0.35% 65 Scaled Net Operating Assets is 0.16 as of Dec. 2025. GuruFocus rates JSE:OUT with a GF Score™ of 65/100 and a GF Value™ of R46.46 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

OUTsurance Group's operating assets for the quarter that ended in Dec. 2025 was R29,155 Mil. OUTsurance Group's operating liabilities for the quarter that ended in Dec. 2025 was R22,923 Mil. OUTsurance Group's Total Assets for the quarter that ended in Jun. 2025 was R38,649 Mil. Therefore, OUTsurance Group's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.16.

JSE:OUT
65GF Score
OUTsurance Group Ltd JSE:OUT
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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OUTsurance Group Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

OUTsurance Group's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Jun. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Jun. 2025 )
=(Operating Assets (A: Jun. 2025 )-Operating Liabilities (A: Jun. 2025 ))/Total Assets (A: Jun. 2024 )
=(36784-22326)/34257
=0.42

where

Operating Assets(A: Jun. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=38649 - 1865
=36784

Operating Liabilities(A: Jun. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=22705 - 379 - 0
=22326

OUTsurance Group's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Jun. 2025 )
=(29155-22923)/38649
=0.16

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=38170 - 9015
=29155

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=23242 - 319 - 0
=22923

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.16 mean?
OUTsurance Group (JSE:OUT) has a Scaled Net Operating Assets of 0.16 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on OUTsurance Group and its competitors.
Is OUTsurance Group's Scaled Net Operating Assets too high?
OUTsurance Group's current Scaled Net Operating Assets is 0.16. Overall, OUTsurance Group has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does OUTsurance Group's Scaled Net Operating Assets compare to BRK.A and AIG?
OUTsurance Group's Scaled Net Operating Assets of 0.16 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on OUTsurance Group and its competitors. OUTsurance Group's current Scaled Net Operating Assets is 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OUTsurance Group stock overvalued right now?
Based on GuruFocus' analysis, OUTsurance Group (JSE:OUT) is currently considered Significantly Overvalued. The stock's GF Value™ is R46.46, compared to a current price of R77.34 — trading 66.5% above its estimated fair value. The current Scaled Net Operating Assets is 0.16. OUTsurance Group's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For OUTsurance Group (JSE:OUT), the current Scaled Net Operating Assets is 0.16 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OUTsurance Group (JSE:OUT) Overvalued in 2026?

Based on GuruFocus' analysis, OUTsurance Group stock appears to be overvalued. The current stock price of R77.34 is trading 66.5% above its estimated GF Value™ of R46.46. GuruFocus considers OUTsurance Group to be Significantly Overvalued.

Key valuation signals for JSE:OUT:

  • Scaled Net Operating Assets: 0.16
  • GF Value™: R46.46 vs. price of R77.34 (66.5% above fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the JSE:OUT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OUTsurance Group Business Description

Address 1241 Embankment Road, Zwartkop Extension 7, Centurion, GT, ZAF, 0157
OUTsurance Group Ltd is an insurance group that specialises in Property and Casualty insurance. Its main segments include personal insurance, business insurance, compulsory third-party vehicle insurance, life insurance, and administration services. The company provides motor, home, business, life, funeral, and pet insurance products through its subsidiaries. The company's primary source of revenue is insurance premiums. The group's activities are focused on the South African, Australian and Irish markets.
65GF Score

Get the complete analysis for JSE:OUT

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R77.34
Price
R46.46
GF Value