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Greene County Bancorp (Greene County Bancorp) Peter Lynch Fair Value : $24.33 (As of Apr. 27, 2024)


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What is Greene County Bancorp Peter Lynch Fair Value?

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, Greene County Bancorp's PEG is 1. Greene County Bancorp's 5-Year TTM Book Value Growth Rate is 13.44. Greene County Bancorp's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2023 was $1.81. Therefore, the Peter Lynch Fair Value for today is $24.33.

As of today (2024-04-27), Greene County Bancorp's share price is $29.99. Greene County Bancorp's Peter Lynch fair value is $24.33. Therefore, Greene County Bancorp's Price to Peter Lynch Fair Value Ratio for today is 1.23.


The historical rank and industry rank for Greene County Bancorp's Peter Lynch Fair Value or its related term are showing as below:

GCBC' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.67   Med: 1.41   Max: 2.46
Current: 1.49


During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Greene County Bancorp was 2.46. The lowest was 0.67. And the median was 1.41.


GCBC's Price-to-Peter-Lynch-Fair-Value is ranked worse than
76.44% of 696 companies
in the Banks industry
Industry Median: 0.87 vs GCBC: 1.49

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


Greene County Bancorp Peter Lynch Fair Value Historical Data

The historical data trend for Greene County Bancorp's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Greene County Bancorp Peter Lynch Fair Value Chart

Greene County Bancorp Annual Data
Trend Jun14 Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.75 15.41 21.12 24.15 24.09

Greene County Bancorp Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.83 24.09 21.45 20.10 -

Competitive Comparison of Greene County Bancorp's Peter Lynch Fair Value

For the Banks - Regional subindustry, Greene County Bancorp's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Greene County Bancorp's Price-to-Peter-Lynch-Fair-Value Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Greene County Bancorp's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where Greene County Bancorp's Price-to-Peter-Lynch-Fair-Value falls into.



Greene County Bancorp Peter Lynch Fair Value Calculation

Greene County Bancorp's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM Book Value Growth Rate***EPS without NRI (TTM)
=1* 13.44 *1.81
=24.33

Greene County Bancorp's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was $1.81.

* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.


Greene County Bancorp  (NAS:GCBC) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 13.44 instead of 15 in this case.

Greene County Bancorp's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=29.99/24.33
=1.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Greene County Bancorp Peter Lynch Fair Value Related Terms

Thank you for viewing the detailed overview of Greene County Bancorp's Peter Lynch Fair Value provided by GuruFocus.com. Please click on the following links to see related term pages.


Greene County Bancorp (Greene County Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
302 Main Street, Catskill, NY, USA, 12414
Greene County Bancorp Inc is a holding firm. Its primary business involves overseeing and directing the business of The Bank of Greene County and monitoring its cash position. Through its directly and indirectly owned subsidiaries, the company engages in attracting retail deposits, along with funds generated from operations and borrowings, primarily in one to four-family residential mortgage loans, commercial real estate mortgage loans, consumer loans, home equity loans, and commercial business loans. It also serves local municipalities' banking needs and operates a real estate investment trust.
Executives
Tejraj S Hada director 302 MAIN STREET, CATSKILL NY 12414
Donald E Gibson officer: President and CEO 302 MAIN STREET, CATSKILL NY 12414
Michelle M Plummer officer: SVP, COO & CFO
Stephen E Nelson officer: Vice President - Lending
Jay P. Cahalan director 302 MAIN STREET, CATSKILL NY 12414
Peter W. Hogan director 302 MAIN STREET, CATSKILL NY 12414
Perry Martin Lasher officer: EVP, Chief Lending Officer 302 MAIN STREET, CATSKILL NY 12414
Paul Slutzky director
Charles H Schaefer director
Arthur Place director 425 MAIN STREET, CATSKILL NY 12414
Dennis R Ogrady director
J Bruce Whittaker director, officer: President & CEO
Bruce P Egger officer: SVP, Corporate Secretary
David H Jenkins director
Martin C Smith director

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