SoFi Technologies (FRA:6B0) Margin of Safety % (DCF Earnings Based): N/A (As of Jun. 26, 2026)


FRA:6B0 SoFi Technologies Inc FRA:6B0
66 GF Score
Price €15.30
GF Value €14.08
Valuation Fairly Valued
! 2 Warning Signs
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What is SoFi Technologies Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

SoFi Technologies's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

FRA:6B0 vs SYF, AFRM, ALLY: Margin of Safety % (DCF Earnings Based) Comparison

For the Credit Services subindustry, SoFi Technologies's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

SoFi Technologies Margin of Safety % (DCF Earnings Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, SoFi Technologies's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where SoFi Technologies's Margin of Safety % (DCF Earnings Based) falls into.


FRA:6B0
66GF Score
SoFi Technologies Inc FRA:6B0
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is SoFi Technologies (FRA:6B0) Overvalued in 2026?

Based on GuruFocus' analysis, SoFi Technologies stock appears to be overvalued. The current stock price of €15.30 is trading 8.7% above its estimated GF Value™ of €14.08. GuruFocus considers SoFi Technologies to be Fairly Valued.

Key valuation signals for FRA:6B0:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: €14.08 vs. price of €15.30 (8.7% above fair value)
  • GF Score™: 66/100 with 2 warning signs

No single metric tells the full story. See the FRA:6B0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SoFi Technologies Business Description

Address 234 1st Street, San Francisco, CA, USA, 94105
SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.
66GF Score

Get the complete analysis for FRA:6B0

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€15.30
Price
€14.08
GF Value