SoFi Technologies (FRA:6B0) OCF Yield %: -25.98 (As of Jul. 03, 2026)


FRA:6B0 SoFi Technologies Inc FRA:6B0
66 GF Score
Price €15.72
GF Value €13.76
Valuation Modestly Overvalued
! 2 Warning Signs
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What is SoFi Technologies OCF Yield %?

SoFi Technologies FRA:6B0 -3.36% 66 OCF Yield % is -25.98 as of Jul. 03, 2026. GuruFocus rates FRA:6B0 with a GF Score™ of 66/100 and a GF Value™ of €13.76 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 540 Credit Services companies, SoFi Technologies ranks worse than 83.89% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, SoFi Technologies's Trailing 12-Month Cash Flow from Operations is €-5,233 Mil, and Market Cap is €20,545 Mil. Therefore, SoFi Technologies's OCF Yield % for today is -25.98%.

The historical rank and industry rank for SoFi Technologies's OCF Yield % or its related term are showing as below:

FRA:6B0' s OCF Yield % Range Over the Past 10 Years
Min: -184.61   Med: -28.13   Max: 15.82
Current: -25.98


During the past 8 years, the highest OCF Yield % of SoFi Technologies was 15.82%. The lowest was -184.61%. And the median was -28.13%.

FRA:6B0's OCF Yield % is ranked worse than
83.89% of 540 companies
in the Credit Services industry
Industry Median: -0.025 vs FRA:6B0: -25.98

SoFi Technologies's OCF Margin % for the quarter that ended in Mar. 2026 was %.


SoFi Technologies OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


SoFi Technologies OCF Yield % Related Terms


SoFi Technologies OCF Yield % Historical Data

* Premium members only.

The historical data trend for SoFi Technologies's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SoFi Technologies OCF Yield % Chart

SoFi Technologies Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial -11.10 -173.66 -73.66 -6.49 -11.15

SoFi Technologies Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.67 -29.44 -16.80 -11.81 -46.75

FRA:6B0 vs SYF, AFRM, ALLY: OCF Yield % Comparison

For the Credit Services subindustry, SoFi Technologies's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SoFi Technologies OCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, SoFi Technologies's OCF Yield % distribution charts can be found below:

* The bar in red indicates where SoFi Technologies's OCF Yield % falls into.


FRA:6B0
66GF Score
SoFi Technologies Inc FRA:6B0
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SoFi Technologies OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

SoFi Technologies's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-3196.059 / 28670.389485
=-11.15%

SoFi Technologies's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-2002.47 * 4 / 17135.001148
=-46.75%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -25.98 mean?
SoFi Technologies (FRA:6B0) has a OCF Yield % of -25.98 as of Jul. 03, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on SoFi Technologies and its competitors. According to the industry distribution chart, SoFi Technologies ranks #453 out of 540 companies in the Credit Services industry, placing it in the top 83.9%.
Is SoFi Technologies' OCF Yield % too high?
SoFi Technologies' current OCF Yield % is -25.98. Based on the distribution chart, SoFi Technologies ranks #453 out of 540 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, SoFi Technologies has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SoFi Technologies' OCF Yield % compare to SYF and AFRM?
According to the Credit Services industry distribution chart, SoFi Technologies ranks #453 out of 540 companies for OCF Yield %. This places SoFi Technologies in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
A good OCF Yield % depends on the Credit Services industry context. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on SoFi Technologies and its competitors. SoFi Technologies's current OCF Yield % is -25.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SoFi Technologies stock overvalued right now?
Based on GuruFocus' analysis, SoFi Technologies (FRA:6B0) is currently considered Modestly Overvalued. The stock's GF Value™ is €13.76, compared to a current price of €15.72 — trading 14.2% above its estimated fair value. The current OCF Yield % is -25.98. SoFi Technologies' overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For SoFi Technologies (FRA:6B0), the current OCF Yield % is -25.98 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SoFi Technologies (FRA:6B0) Overvalued in 2026?

Based on GuruFocus' analysis, SoFi Technologies stock appears to be overvalued. The current stock price of €15.72 is trading 14.2% above its estimated GF Value™ of €13.76. GuruFocus considers SoFi Technologies to be Modestly Overvalued.

Key valuation signals for FRA:6B0:

  • OCF Yield %: -25.98
  • GF Value™: €13.76 vs. price of €15.72 (14.2% above fair value)
  • GF Score™: 66/100 with 2 warning signs

No single metric tells the full story. See the FRA:6B0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SoFi Technologies Business Description

Address 234 1st Street, San Francisco, CA, USA, 94105
SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.
66GF Score

Get the complete analysis for FRA:6B0

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€15.72
Price
€13.76
GF Value