SoFi Technologies (FRA:6B0) PEG Ratio: N/A (As of Jul. 08, 2026)


FRA:6B0 SoFi Technologies Inc FRA:6B0
63 GF Score
Price €15.66
GF Value €14.12
Valuation Modestly Overvalued
! 2 Warning Signs
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What is SoFi Technologies PEG Ratio?

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, SoFi Technologies's PE Ratio without NRI is 41.21. SoFi Technologies's 5-Year Book Value growth rate is 0.00%. Therefore, SoFi Technologies's PEG Ratio for today is N/A.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for SoFi Technologies's PEG Ratio or its related term are showing as below:



FRA:6B0's PEG Ratio is not ranked *
in the Credit Services industry.
Industry Median: 0.9
* Ranked among companies with meaningful PEG Ratio only.

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


SoFi Technologies  (FRA:6B0) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


SoFi Technologies PEG Ratio Related Terms


SoFi Technologies PEG Ratio Historical Data

* Premium members only.

The historical data trend for SoFi Technologies's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SoFi Technologies PEG Ratio Chart

SoFi Technologies Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00

SoFi Technologies Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FRA:6B0 vs SYF, AFRM, ALLY: PEG Ratio Comparison

For the Credit Services subindustry, SoFi Technologies's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SoFi Technologies PEG Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, SoFi Technologies's PEG Ratio distribution charts can be found below:

* The bar in red indicates where SoFi Technologies's PEG Ratio falls into.


FRA:6B0
63GF Score
SoFi Technologies Inc FRA:6B0
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SoFi Technologies PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

SoFi Technologies's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=41.210526315789/0.00
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Is SoFi Technologies (FRA:6B0) Overvalued in 2026?

Based on GuruFocus' analysis, SoFi Technologies stock appears to be overvalued. The current stock price of €15.66 is trading 10.9% above its estimated GF Value™ of €14.12. GuruFocus considers SoFi Technologies to be Modestly Overvalued.

Key valuation signals for FRA:6B0:

  • PEG Ratio: N/A
  • GF Value™: €14.12 vs. price of €15.66 (10.9% above fair value)
  • GF Score™: 63/100 with 2 warning signs

No single metric tells the full story. See the FRA:6B0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SoFi Technologies Business Description

Address 234 1st Street, San Francisco, CA, USA, 94105
SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.
63GF Score

Get the complete analysis for FRA:6B0

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€15.66
Price
€14.12
GF Value