FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
SoFi Technologies FCF Yield % Related Terms
SoFi Technologies FCF Yield % Historical Data
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The historical data trend for SoFi Technologies's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:6B0 vs SYF, AFRM, ALLY: FCF Yield % Comparison
For the Credit Services subindustry, SoFi Technologies's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SoFi Technologies FCF Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SoFi Technologies's FCF Yield % distribution charts can be found below:
* The bar in red indicates where SoFi Technologies's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SoFi Technologies (FRA:6B0) has a FCF Yield % of -27.58 as of Jul. 01, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on SoFi Technologies and its competitors. According to the industry distribution chart, SoFi Technologies ranks #453 out of 540 companies in the Credit Services industry, placing it in the top 83.9%.
Is SoFi Technologies' FCF Yield % too high?
SoFi Technologies' current FCF Yield % is -27.58. Based on the distribution chart, SoFi Technologies ranks #453 out of 540 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, SoFi Technologies has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SoFi Technologies' FCF Yield % compare to SYF and AFRM?
According to the Credit Services industry distribution chart, SoFi Technologies ranks #453 out of 540 companies for FCF Yield %. This places SoFi Technologies in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on SoFi Technologies and its competitors. SoFi Technologies's current FCF Yield % is -27.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SoFi Technologies stock overvalued right now?
Based on GuruFocus' analysis, SoFi Technologies (FRA:6B0) is currently considered Modestly Overvalued. The stock's GF Value™ is €13.75, compared to a current price of €15.77 — trading 14.7% above its estimated fair value. The current FCF Yield % is -27.58. SoFi Technologies' overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For SoFi Technologies (FRA:6B0), the current FCF Yield % is -27.58 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SoFi Technologies (FRA:6B0) Overvalued in 2026?
Based on GuruFocus' analysis, SoFi Technologies stock appears to be overvalued.
The current stock price of €15.77 is trading 14.7% above its estimated GF Value™ of €13.75.
GuruFocus considers SoFi Technologies to be Modestly Overvalued.
Key valuation signals for FRA:6B0:
FCF Yield %: -27.58
GF Value™: €13.75 vs. price of €15.77 (14.7% above fair value)
No single metric tells the full story. See the FRA:6B0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.
66GF Score
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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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