SoFi Technologies (FRA:6B0) Asset Turnover: 0.02 (As of Mar. 2026)


FRA:6B0 SoFi Technologies Inc FRA:6B0
64 GF Score
Price €16.26
GF Value €13.42
Valuation Modestly Overvalued
! 2 Warning Signs
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What is SoFi Technologies Asset Turnover?

SoFi Technologies FRA:6B0 +3.15% 64 Asset Turnover is 0.02 as of Mar. 2026. GuruFocus rates FRA:6B0 with a GF Score™ of 64/100 and a GF Value™ of €13.42 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. SoFi Technologies's Revenue for the three months ended in Mar. 2026 was €952 Mil. SoFi Technologies's Total Assets for the quarter that ended in Mar. 2026 was €44,857 Mil. Therefore, SoFi Technologies's Asset Turnover for the quarter that ended in Mar. 2026 was 0.02.

Asset Turnover is linked to ROE % through Du Pont Formula. SoFi Technologies's annualized ROE % for the quarter that ended in Mar. 2026 was 6.30%. It is also linked to ROA % through Du Pont Formula. SoFi Technologies's annualized ROA % for the quarter that ended in Mar. 2026 was 1.29%.


SoFi Technologies  (FRA:6B0) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

SoFi Technologies's annulized ROE % for the quarter that ended in Mar. 2026 is

ROE %**(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=576.888/9155.0275
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(576.888 / 3807.272)*(3807.272 / 44856.5205)*(44856.5205/ 9155.0275)
=Net Margin %*Asset Turnover*Equity Multiplier
=15.15 %*0.0849*4.8997
=ROA %*Equity Multiplier
=1.29 %*4.8997
=6.30 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

SoFi Technologies's annulized ROA % for the quarter that ended in Mar. 2026 is

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=576.888/44856.5205
=(Net Income / Revenue)*(Revenue / Total Assets)
=(576.888 / 3807.272)*(3807.272 / 44856.5205)
=Net Margin %*Asset Turnover
=15.15 %*0.0849
=1.29 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


SoFi Technologies Asset Turnover Related Terms


SoFi Technologies Asset Turnover Historical Data

* Premium members only.

The historical data trend for SoFi Technologies's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SoFi Technologies Asset Turnover Chart

SoFi Technologies Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial 0.12 0.11 0.09 0.08 0.08

SoFi Technologies Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.02 0.02 0.02 0.02

FRA:6B0 vs SYF, AFRM, ALLY: Asset Turnover Comparison

For the Credit Services subindustry, SoFi Technologies's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SoFi Technologies Asset Turnover vs Credit Services Industry

For the Credit Services industry and Financial Services sector, SoFi Technologies's Asset Turnover distribution charts can be found below:

* The bar in red indicates where SoFi Technologies's Asset Turnover falls into.


FRA:6B0
64GF Score
SoFi Technologies Inc FRA:6B0
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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SoFi Technologies Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

SoFi Technologies's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=3085.804/( (34619.658+43264.048)/ 2 )
=3085.804/38941.853
=0.08

SoFi Technologies's Asset Turnover for the quarter that ended in Mar. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=951.818/( (43264.048+46448.993)/ 2 )
=951.818/44856.5205
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.02 mean?
SoFi Technologies (FRA:6B0) has a Asset Turnover of 0.02 as of Mar. 2026. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on SoFi Technologies and its competitors.
Is SoFi Technologies' Asset Turnover too high?
SoFi Technologies' current Asset Turnover is 0.02. Overall, SoFi Technologies has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SoFi Technologies' Asset Turnover compare to SYF and AFRM?
SoFi Technologies' Asset Turnover of 0.02 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Credit Services company?
A good Asset Turnover depends on the Credit Services industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on SoFi Technologies and its competitors. SoFi Technologies's current Asset Turnover is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SoFi Technologies stock overvalued right now?
Based on GuruFocus' analysis, SoFi Technologies (FRA:6B0) is currently considered Modestly Overvalued. The stock's GF Value™ is €13.42, compared to a current price of €16.26 — trading 21.2% above its estimated fair value. The current Asset Turnover is 0.02. SoFi Technologies' overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For SoFi Technologies (FRA:6B0), the current Asset Turnover is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SoFi Technologies (FRA:6B0) Overvalued in 2026?

Based on GuruFocus' analysis, SoFi Technologies stock appears to be overvalued. The current stock price of €16.26 is trading 21.2% above its estimated GF Value™ of €13.42. GuruFocus considers SoFi Technologies to be Modestly Overvalued.

Key valuation signals for FRA:6B0:

  • Asset Turnover: 0.02
  • GF Value™: €13.42 vs. price of €16.26 (21.2% above fair value)
  • GF Score™: 64/100 with 2 warning signs

No single metric tells the full story. See the FRA:6B0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SoFi Technologies Business Description

Address 234 1st Street, San Francisco, CA, USA, 94105
SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.
64GF Score

Get the complete analysis for FRA:6B0

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€16.26
Price
€13.42
GF Value