Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). SoFi Technologies's share price for the quarter that ended in Mar. 2026 was €13.372. SoFi Technologies's Shares Outstanding (EOP) for the quarter that ended in Mar. 2026 was 1,281 Mil. Therefore, SoFi Technologies's market cap for the quarter that ended in Mar. 2026 was €17,135 Mil.
SoFi Technologies's quarterly market cap
increased
from Sep. 2025 (€26,495 Mil) to Dec. 2025 (€28,670 Mil) but then
declined
from Dec. 2025 (€28,670 Mil) to Mar. 2026 (€17,135 Mil).
SoFi Technologies's annual market cap
increased
from Dec. 2023 (€8,997 Mil) to Dec. 2024 (€16,468 Mil) and
increased
from Dec. 2024 (€16,468 Mil) to Dec. 2025 (€28,670 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. SoFi Technologies's Enterprise Value for Today is €18,893 Mil.
SoFi Technologies (FRA:6B0) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
SoFi Technologies Market Cap Related Terms
SoFi Technologies Market Cap Historical Data
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The historical data trend for SoFi Technologies's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, SoFi Technologies's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SoFi Technologies Market Cap vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SoFi Technologies's Market Cap distribution charts can be found below:
* The bar in red indicates where SoFi Technologies's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
SoFi Technologies's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SoFi Technologies (FRA:6B0) has a Market Cap of €20,196 Mil as of Jul. 01, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on SoFi Technologies and its competitors. According to the industry distribution chart, SoFi Technologies ranks #10 out of 554 companies in the Credit Services industry, placing it in the top 1.8%.
Is SoFi Technologies' Market Cap too high?
SoFi Technologies' current Market Cap is €20,196 Mil. Based on the distribution chart, SoFi Technologies ranks #10 out of 554 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, SoFi Technologies has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SoFi Technologies' Market Cap compare to SYF and AFRM?
According to the Credit Services industry distribution chart, SoFi Technologies ranks #10 out of 554 companies for Market Cap. This places SoFi Technologies in the top 2% of its industry — outperforming the majority of peers. The industry median Market Cap is 44.29. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Credit Services company?
The median Market Cap among Credit Services companies is 44.29, based on 554 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on SoFi Technologies and its competitors. For the Credit Services industry, the median Market Cap is 44.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SoFi Technologies's current Market Cap is €20,196 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SoFi Technologies stock overvalued right now?
Based on GuruFocus' analysis, SoFi Technologies (FRA:6B0) is currently considered Modestly Overvalued. The stock's GF Value™ is €14.04, compared to a current price of €15.77 — trading 12.3% above its estimated fair value. The current Market Cap is €20,196 Mil. SoFi Technologies' overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For SoFi Technologies (FRA:6B0), the current Market Cap is €20,196 Mil as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SoFi Technologies (FRA:6B0) Overvalued in 2026?
Based on GuruFocus' analysis, SoFi Technologies stock appears to be overvalued.
The current stock price of €15.77 is trading 12.3% above its estimated GF Value™ of €14.04.
GuruFocus considers SoFi Technologies to be Modestly Overvalued.
Key valuation signals for FRA:6B0:
Market Cap: €20,196 Mil
GF Value™: €14.04 vs. price of €15.77 (12.3% above fair value)
No single metric tells the full story. See the FRA:6B0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.
64GF Score
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