SoFi Technologies (FRA:6B0) Total Liabilities: €37,097 Mil (As of Mar. 2026)


FRA:6B0 SoFi Technologies Inc FRA:6B0
66 GF Score
Price €15.66
GF Value €14.12
Valuation Modestly Overvalued
! 2 Warning Signs
View Full Analysis

What is SoFi Technologies Total Liabilities?

SoFi Technologies FRA:6B0 -3.52% 66 Total Liabilities is €37,097 Mil as of Mar. 2026. GuruFocus rates FRA:6B0 with a GF Score™ of 66/100 and a GF Value™ of €14.12 (Modestly Overvalued). The stock has 2 warning signs investors should review.

SoFi Technologies's Total Liabilities for the quarter that ended in Mar. 2026 was €37,097 Mil.

SoFi Technologies's quarterly Total Liabilities increased from Sep. 2025 (€31,109.49 Mil) to Dec. 2025 (€34,306.02 Mil) and increased from Dec. 2025 (€34,306.02 Mil) to Mar. 2026 (€37,096.97 Mil).

SoFi Technologies's annual Total Liabilities increased from Dec. 2023 (€22,484.72 Mil) to Dec. 2024 (€28,388.16 Mil) and increased from Dec. 2024 (€28,388.16 Mil) to Dec. 2025 (€34,306.02 Mil).

SoFi Technologies Total Liabilities Historical Data

* Premium members only.

The historical data trend for SoFi Technologies's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SoFi Technologies Total Liabilities Chart

SoFi Technologies Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial 3,963.58 12,724.36 22,484.72 28,388.16 34,306.02

SoFi Technologies Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28,740.46 29,696.13 31,109.49 34,306.02 37,096.97
FRA:6B0
66GF Score
SoFi Technologies Inc FRA:6B0
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SoFi Technologies Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

SoFi Technologies's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=43264.048-8958.029
=34,306

SoFi Technologies's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=46448.993-9352.026
=37,097

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of €37,097 Mil mean?
SoFi Technologies (FRA:6B0) has a Total Liabilities of €37,097 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for SoFi Technologies and its competitors.
Is SoFi Technologies' Total Liabilities too high?
SoFi Technologies' current Total Liabilities is €37,097 Mil. Overall, SoFi Technologies has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SoFi Technologies' Total Liabilities compare to SYF and AFRM?
SoFi Technologies' Total Liabilities of €37,097 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Credit Services company?
A good Total Liabilities depends on the Credit Services industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for SoFi Technologies and its competitors. SoFi Technologies's current Total Liabilities is €37,097 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SoFi Technologies stock overvalued right now?
Based on GuruFocus' analysis, SoFi Technologies (FRA:6B0) is currently considered Modestly Overvalued. The stock's GF Value™ is €14.12, compared to a current price of €15.66 — trading 10.9% above its estimated fair value. The current Total Liabilities is €37,097 Mil. SoFi Technologies' overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For SoFi Technologies (FRA:6B0), the current Total Liabilities is €37,097 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SoFi Technologies (FRA:6B0) Overvalued in 2026?

Based on GuruFocus' analysis, SoFi Technologies stock appears to be overvalued. The current stock price of €15.66 is trading 10.9% above its estimated GF Value™ of €14.12. GuruFocus considers SoFi Technologies to be Modestly Overvalued.

Key valuation signals for FRA:6B0:

  • Total Liabilities: €37,097 Mil
  • GF Value™: €14.12 vs. price of €15.66 (10.9% above fair value)
  • GF Score™: 66/100 with 2 warning signs

No single metric tells the full story. See the FRA:6B0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SoFi Technologies Business Description

Address 234 1st Street, San Francisco, CA, USA, 94105
SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.
66GF Score

Get the complete analysis for FRA:6B0

Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€15.66
Price
€14.12
GF Value