SoFi Technologies's ROE % for the quarter that ended in Mar. 2026 was 6.30%. SoFi Technologies's PB Ratio for the quarter that ended in Mar. 2026 was 1.83.
SoFi Technologies's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 3.44%.
SoFi Technologies ROE % Adjusted to Book Value Related Terms
SoFi Technologies ROE % Adjusted to Book Value Historical Data
* Premium members only.
The historical data trend for SoFi Technologies's ROE % Adjusted to Book Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SoFi Technologies ROE % Adjusted to Book Value Chart
FRA:6B0 vs SYF, AFRM, ALLY: ROE % Adjusted to Book Value Comparison
For the Credit Services subindustry, SoFi Technologies's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SoFi Technologies ROE % Adjusted to Book Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SoFi Technologies's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where SoFi Technologies's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 3.44% mean?
SoFi Technologies (FRA:6B0) has a ROE % Adjusted to Book Value of 3.44% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on SoFi Technologies and its competitors.
Is SoFi Technologies' ROE % Adjusted to Book Value too high?
SoFi Technologies' current ROE % Adjusted to Book Value is 3.44%. Overall, SoFi Technologies has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SoFi Technologies' ROE % Adjusted to Book Value compare to SYF and AFRM?
SoFi Technologies' ROE % Adjusted to Book Value of 3.44% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on SoFi Technologies and its competitors. SoFi Technologies's current ROE % Adjusted to Book Value is 3.44%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SoFi Technologies stock overvalued right now?
Based on GuruFocus' analysis, SoFi Technologies (FRA:6B0) is currently considered Modestly Overvalued. The stock's GF Value™ is €14.03, compared to a current price of €16.02 — trading 14.2% above its estimated fair value. The current ROE % Adjusted to Book Value is 3.44%. SoFi Technologies' overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For SoFi Technologies (FRA:6B0), the current ROE % Adjusted to Book Value is 3.44% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SoFi Technologies (FRA:6B0) Overvalued in 2026?
Based on GuruFocus' analysis, SoFi Technologies stock appears to be overvalued.
The current stock price of €16.02 is trading 14.2% above its estimated GF Value™ of €14.03.
GuruFocus considers SoFi Technologies to be Modestly Overvalued.
Key valuation signals for FRA:6B0:
ROE % Adjusted to Book Value: 3.44%
GF Value™: €14.03 vs. price of €16.02 (14.2% above fair value)
No single metric tells the full story. See the FRA:6B0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.
65GF Score
Get the complete analysis for FRA:6B0
ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:6B0 has been successfully added to your 
