SoFi Technologies (FRA:6B0) ROC %: % (As of Mar. 2026)


FRA:6B0 SoFi Technologies Inc FRA:6B0
66 GF Score
Price €15.28
GF Value €14.08
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is SoFi Technologies ROC %?

SoFi Technologies FRA:6B0 -0.18% 66 ROC % is % as of Mar. 2026. GuruFocus rates FRA:6B0 with a GF Score™ of 66/100 and a GF Value™ of €14.08 (Fairly Valued). The stock has 2 warning signs investors should review.

ROC %does not apply to banks.

FRA:6B0
66GF Score
SoFi Technologies Inc FRA:6B0
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
SoFi Technologies (FRA:6B0) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on SoFi Technologies and its competitors.
Is SoFi Technologies' ROC % too high?
SoFi Technologies' current ROC % is %. Overall, SoFi Technologies has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SoFi Technologies' ROC % compare to SYF and AFRM?
SoFi Technologies' ROC % of % can be compared against companies in the Credit Services industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Credit Services company?
The median ROC % among Credit Services companies is 1.98, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on SoFi Technologies and its competitors. For the Credit Services industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SoFi Technologies's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SoFi Technologies stock overvalued right now?
Based on GuruFocus' analysis, SoFi Technologies (FRA:6B0) is currently considered Fairly Valued. The stock's GF Value™ is €14.08, compared to a current price of €15.28 — trading 8.5% above its estimated fair value. The current ROC % is %. SoFi Technologies' overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For SoFi Technologies (FRA:6B0), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SoFi Technologies (FRA:6B0) Overvalued in 2026?

Based on GuruFocus' analysis, SoFi Technologies stock appears to be overvalued. The current stock price of €15.28 is trading 8.5% above its estimated GF Value™ of €14.08. GuruFocus considers SoFi Technologies to be Fairly Valued.

Key valuation signals for FRA:6B0:

  • ROC %: %
  • GF Value™: €14.08 vs. price of €15.28 (8.5% above fair value)
  • GF Score™: 66/100 with 2 warning signs

No single metric tells the full story. See the FRA:6B0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SoFi Technologies Business Description

Address 234 1st Street, San Francisco, CA, USA, 94105
SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.
66GF Score

Get the complete analysis for FRA:6B0

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€15.28
Price
€14.08
GF Value