Huize HoldingHUIZ -3.71%58 PB Ratio is 0.20 as of Jun. 26, 2026, which is 77% below its 10-year median of 0.88. GuruFocus rates HUIZ with a GF Score™ of 58/100 and a GF Value™ of $5.14 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 497 Insurance companies, Huize Holding ranks better than 98.99% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), Huize Holding's share price is $1.1459. Huize Holding's Book Value per Share for the quarter that ended in Dec. 2025 was $5.78. Hence, Huize Holding's PB Ratio of today is 0.20.
Good Sign:
Huize Holding Ltd stock PB Ratio (=0.2) is close to 10-year low of 0.2.
The historical rank and industry rank for Huize Holding's PB Ratio or its related term are showing as below:
HUIZ'
s PB Ratio Range Over the Past 10 Years
Min: 0.2 Med: 0.88 Max: 9.42
Current: 0.2
During the past 9 years, Huize Holding's highest PB Ratio was 9.42. The lowest was 0.20. And the median was 0.88.
HUIZ's PB Ratio is ranked better than 98.99% of 497
companies
in the Insurance industry
Industry Median: 1.38
vs HUIZ: 0.20
During the past 12 months, Huize Holding's average Book Value Per Share Growth Rate was 3.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 6.50% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -1.80% per year.
During the past 9 years, the highest 3-Year average Book Value Per Share Growth Rate of Huize Holding was 6.50% per year. The lowest was -6.10% per year. And the median was 0.70% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Huize Holding PB Ratio Related Terms
Huize Holding PB Ratio Historical Data
* Premium members only.
The historical data trend for Huize Holding's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, Huize Holding's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Huize Holding PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Huize Holding's PB Ratio distribution charts can be found below:
* The bar in red indicates where Huize Holding's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Huize Holding's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Huize Holding (HUIZ) has a PB Ratio of 0.20 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Huize Holding and its competitors. This is 77% below median its historical median of 0.88. Over the past decade, Huize Holding's PB Ratio has ranged from 0.20 to 9.42. According to the industry distribution chart, Huize Holding ranks #5 out of 497 companies in the Insurance industry, placing it in the top 1%.
Is Huize Holding's PB Ratio too high?
Huize Holding's current PB Ratio of 0.20 is 77% below median its 10-year median of 0.88. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 9.42. The Insurance industry median PB Ratio is 1.38. Huize Holding's value of 0.20 is 85.5% below this industry median. Based on the distribution chart, Huize Holding ranks #5 out of 497 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Huize Holding has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Huize Holding's PB Ratio compare to GOCO and EZRA?
According to the Insurance industry distribution chart, Huize Holding ranks #5 out of 497 companies for PB Ratio. This places Huize Holding in the top 1% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.38. Huize Holding's value of 0.20 is 85.5% below this benchmark. Historically, Huize Holding's own PB Ratio has ranged from 0.20 to 9.42 over the past decade. While the company's 10-year median is 0.88 vs. the industry median of 1.38, Huize Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.38, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Huize Holding's current PB Ratio of 0.20 is 85.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Huize Holding and its competitors. For the Insurance industry, the median PB Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Huize Holding's current PB Ratio is 0.20, which is 77% below median its own 10-year median of 0.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Huize Holding stock overvalued right now?
Based on GuruFocus' analysis, Huize Holding (HUIZ) is currently considered Possible Value Trap. The stock's GF Value™ is $5.14, compared to a current price of $1.15 — trading 77.7% below its estimated fair value. The current PB Ratio is 0.20, which is 77% below median its 10-year median of 0.88 and 85.5% below the Insurance industry median of 1.38. Huize Holding's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Huize Holding (HUIZ), the current PB Ratio is 0.20 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Huize Holding (HUIZ) Overvalued in 2026?
Based on GuruFocus' analysis, Huize Holding stock appears to be undervalued.
The current stock price of $1.15 is trading 77.7% below its estimated GF Value™ of $5.14.
GuruFocus considers Huize Holding to be Possible Value Trap.
Key valuation signals for HUIZ:
PB Ratio: 0.20 (77% below median its 10-year median of 0.88)
GF Value™: $5.14 vs. price of $1.15 (77.7% below fair value)
Industry Position: 85.5% below the Insurance median (#5 of 497)
No single metric tells the full story. See the HUIZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Huize Holding Ltd is an independent online insurance product and service platform in China. The company distributes on its platform insurance products underwritten by the insurance companies that cooperate with the company, which the company refers to as its insurer partners, and helps them reach a large number of insurance clients. The company's platform offers a digitalized insurance purchase experience and services through various internet and mobile internet channels. The company generates revenues from the insurance brokerage fees paid by its insurer partners. Geographically, the company is concentrated in PRC Mainland, Hong Kong and others segments.
58GF Score
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