Standard Bank MalawiMSW:STANDARD 84 PB Ratio is 13.46 as of Jun. 27, 2026, which is 274% above its 10-year median of 3.60. GuruFocus rates MSW:STANDARD with a GF Score™ of 84/100 and a GF Value™ of MWK1,918.44 (Significantly Overvalued). Among 1,516 Banks companies, Standard Bank Malawi ranks worse than 99.87% on this metric.
The historical rank and industry rank for Standard Bank Malawi's PB Ratio or its related term are showing as below:
MSW:STANDARD'
s PB Ratio Range Over the Past 10 Years
Min: 1.51 Med: 3.6 Max: 202.98
Current: 13.46
During the past 8 years, Standard Bank Malawi's highest PB Ratio was 202.98. The lowest was 1.51. And the median was 3.60.
MSW:STANDARD's PB Ratio is ranked worse than 99.87% of 1516
companies
in the Banks industry
Industry Median: 1.09
vs MSW:STANDARD: 13.46
During the past 12 months, Standard Bank Malawi's average Book Value Per Share Growth Rate was 34.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 32.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 28.30% per year.
During the past 8 years, the highest 3-Year average Book Value Per Share Growth Rate of Standard Bank Malawi was 32.90% per year. The lowest was 14.90% per year. And the median was 23.40% per year.
Back to Basics: PB Ratio
Standard Bank Malawi (MSW:STANDARD) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Standard Bank Malawi PB Ratio Related Terms
Standard Bank Malawi PB Ratio Historical Data
* Premium members only.
The historical data trend for Standard Bank Malawi's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Standard Bank Malawi's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Bank Malawi PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Standard Bank Malawi's PB Ratio distribution charts can be found below:
* The bar in red indicates where Standard Bank Malawi's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Standard Bank Malawi (MSW:STANDARD) has a PB Ratio of 13.46 as of Jun. 27, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Standard Bank Malawi and its competitors. This is 274% above median its historical median of 3.60. Over the past decade, Standard Bank Malawi's PB Ratio has ranged from 1.51 to 202.98. According to the industry distribution chart, Standard Bank Malawi ranks #1514 out of 1516 companies in the Banks industry, placing it in the top 99.9%.
Is Standard Bank Malawi's PB Ratio too high?
Standard Bank Malawi's current PB Ratio of 13.46 is 274% above median its 10-year median of 3.60. Over the past 10 years, this metric has ranged from a low of 1.51 to a high of 202.98. The Banks industry median PB Ratio is 1.09. Standard Bank Malawi's value of 13.46 is 1134.9% above this industry median. Based on the distribution chart, Standard Bank Malawi ranks #1514 out of 1516 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Standard Bank Malawi has a GF Score™ of 84/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Bank Malawi's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Standard Bank Malawi ranks #1514 out of 1516 companies for PB Ratio. This places Standard Bank Malawi in the lower half of its industry. The industry median PB Ratio is 1.09. Standard Bank Malawi's value of 13.46 is 1134.9% above this benchmark. Historically, Standard Bank Malawi's own PB Ratio has ranged from 1.51 to 202.98 over the past decade. While the company's 10-year median is 3.60 vs. the industry median of 1.09, Standard Bank Malawi has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Standard Bank Malawi's current PB Ratio of 13.46 is 1134.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Standard Bank Malawi and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Bank Malawi's current PB Ratio is 13.46, which is 274% above median its own 10-year median of 3.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Bank Malawi stock overvalued right now?
Based on GuruFocus' analysis, Standard Bank Malawi (MSW:STANDARD) is currently considered Significantly Overvalued. The stock's GF Value™ is MWK1,918.44, compared to a current price of MWK3,999.45 — trading 108.5% above its estimated fair value. The current PB Ratio is 13.46, which is 274% above median its 10-year median of 3.60 and 1134.9% above the Banks industry median of 1.09. Standard Bank Malawi's overall GF Score™ is 84/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Standard Bank Malawi (MSW:STANDARD), the current PB Ratio is 13.46 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Bank Malawi (MSW:STANDARD) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Bank Malawi stock appears to be overvalued.
The current stock price of MWK3,999.45 is trading 108.5% above its estimated GF Value™ of MWK1,918.44.
GuruFocus considers Standard Bank Malawi to be Significantly Overvalued.
Key valuation signals for MSW:STANDARD:
PB Ratio: 13.46 (274% above median its 10-year median of 3.60)
GF Value™: MWK1,918.44 vs. price of MWK3,999.45 (108.5% above fair value)
Industry Position: 1134.9% above the Banks median (#1514 of 1516)
No single metric tells the full story. See the MSW:STANDARD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Bank Malawi PLC provides banking services. Its business operations are divided into three segments Corporate and Investment Banking, Personal and Private Banking, Business and Commercial Banking, and Treasury and Capital Management. Services offered by the company include current accounts, savings, deposits, investment savings products, custody, debit cards, consumer loans, mortgages, internet banking, telephone banking, foreign exchange, commodities, debt securities, and equities trading, among others. Its branches are located across Malawi. The Bank offers its services to individual customers and small to medium-sized enterprises.
84GF Score
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