Pineapple FinancialPAPL +8.95%10 PB Ratio is 0.86 as of Jun. 27, 2026, which is 75% below its 10-year median of 3.44. GuruFocus rates PAPL with a GF Score™ of 10/100. The stock has 6 warning signs investors should review. Among 1,516 Banks companies, Pineapple Financial ranks better than 73.81% on this metric.
The historical rank and industry rank for Pineapple Financial's PB Ratio or its related term are showing as below:
PAPL'
s PB Ratio Range Over the Past 10 Years
Min: 0.3 Med: 3.44 Max: 10.45
Current: 0.86
During the past 5 years, Pineapple Financial's highest PB Ratio was 10.45. The lowest was 0.30. And the median was 3.44.
PAPL's PB Ratio is ranked better than 73.81% of 1516
companies
in the Banks industry
Industry Median: 1.09
vs PAPL: 0.86
During the past 12 months, Pineapple Financial's average Book Value Per Share Growth Rate was -31.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -62.60% per year.
During the past 5 years, the highest 3-Year average Book Value Per Share Growth Rate of Pineapple Financial was -45.00% per year. The lowest was -62.60% per year. And the median was -53.80% per year.
Back to Basics: PB Ratio
Pineapple Financial (AMEX:PAPL) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Pineapple Financial PB Ratio Related Terms
Pineapple Financial PB Ratio Historical Data
* Premium members only.
The historical data trend for Pineapple Financial's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Pineapple Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pineapple Financial PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Pineapple Financial's PB Ratio distribution charts can be found below:
* The bar in red indicates where Pineapple Financial's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Pineapple Financial (PAPL) has a PB Ratio of 0.86 as of Jun. 27, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Pineapple Financial and its competitors. This is 75% below median its historical median of 3.44. Over the past decade, Pineapple Financial's PB Ratio has ranged from 0.30 to 10.45. According to the industry distribution chart, Pineapple Financial ranks #397 out of 1516 companies in the Banks industry, placing it in the top 26.2%.
Is Pineapple Financial's PB Ratio too high?
Pineapple Financial's current PB Ratio of 0.86 is 75% below median its 10-year median of 3.44. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 10.45. The Banks industry median PB Ratio is 1.09. Pineapple Financial's value of 0.86 is 21.1% below this industry median. Based on the distribution chart, Pineapple Financial ranks #397 out of 1516 companies in the Banks industry, which is above the industry midpoint. Overall, Pineapple Financial has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Pineapple Financial's PB Ratio compare to BLNE and MMCP?
According to the Banks industry distribution chart, Pineapple Financial ranks #397 out of 1516 companies for PB Ratio. This puts Pineapple Financial in the upper half of its industry. The industry median PB Ratio is 1.09. Pineapple Financial's value of 0.86 is 21.1% below this benchmark. Historically, Pineapple Financial's own PB Ratio has ranged from 0.30 to 10.45 over the past decade. While the company's 10-year median is 3.44 vs. the industry median of 1.09, Pineapple Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pineapple Financial's current PB Ratio of 0.86 is 21.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Pineapple Financial and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pineapple Financial's current PB Ratio is 0.86, which is 75% below median its own 10-year median of 3.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pineapple Financial stock overvalued right now?
Pineapple Financial (PAPL) has a current PB Ratio of 0.86. The current PB Ratio is 0.86, which is 75% below median its 10-year median of 3.44 and 21.1% below the Banks industry median of 1.09. Pineapple Financial's overall GF Score™ is 10/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Pineapple Financial (PAPL), the current PB Ratio is 0.86 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Pineapple Financial Inc is a Canada-based mortgage technology and brokerage company that provides mortgage brokerage services and technology solutions to Canadian mortgage agents, brokers, sub-brokers, brokerages, and consumers. Through its data-driven systems together with cloud-based tools, it offers advantages in the Canadian mortgage industry relative to alternative mortgage broker arrangements and also provides back office services.
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